Penns Woods Bancorp Inc

Penns Woods Bancorp Inc. operates as the bank holding company for Jersey Shore State Bank which provides commercial and retail banking services to individuals partnerships non-profit organizations and corporations. It accepts time demand and savings deposits including super NOW accounts statement savings accounts money market accounts and certificates of deposit as well as checking and IRAs accounts. The company also offers loan products comprising residential commercial and construction real estate loans; agricultural loans for the purchase or improvement of real estate; commercial loans for the acquisition and improvement of real estate purchase of equipment and working capital purposes; letters of credit; consumer loans such as construction and residential mortgages home equity loans and lines automobile financing personal loans and lines of credit and overdraft and check lines; and revolving credit loans with overdraft protection. In addition it provides securities brokerage and financial planning services which include the sale of life insurance products annuities and estate planning services; property and casualty and auto insurance products; safe deposit services; ATM services; and Internet and telephone banking services. Further the company engages in real estate transactions and investment activities. It operates through a network of offices located in Clinton Lycoming Centre Montour Union Blair and Luzerne Counties Pennsylvania. The company was founded in 1934 and is headquartered in Williamsport Pennsylvania.