Join over 2,000+ Investors
Register now and embark on your journey to informed and successful investing.
ESSA Bancorp Inc
ESSA | US
18.77
USD-1.30
-6.48%
ESSA | US
About ESSA Bancorp Inc
Sector
Financial Services
Industry
Savings & Cooperative Banks
Earnings date
30/06/2024
As of date
21/10/2024
Close
18.77
Open
20.28
High
20.28
Low
18.71
ESSA Bancorp Inc. operates as a bank holding company for ESSA Bank & Trust that provides a range of financial services to individuals families and businesses in Pennsylvania. The company accepts savings accounts interest bearing demand accounts checking accounts money market accounts club accounts certificates of deposit and IRAs and other qualified plan accounts as well as commercial checking accounts. Its loan portfolio includes first mortgage loans for the purchase construction or refinancing of one- to four-family residential real estate property; commercial real estate loans; home equity loans and lines of credit; and commercial and other consumer loans as well as loans secured by deposits and personal unsecured loans. In addition the company offers insurance benefits consulting services such as health insurance life insurance short term and long term disability dental vision 401(K) retirement planning and individual health products as well as asset management and trust and investment services. It operates community offices including offices in Monroe County Lehigh County Northampton County Lackawanna County Luzerne County Chester County Delaware County and Montgomery County Pennsylvania. The company was founded in 1916 and is headquartered in Stroudsburg Pennsylvania.
View LessESSA | US
Risk
35.1
Sharpe
0.60
Luna's Score
46/100
Recommendation
Hold
Luna says (ESSA | US)
What's Working
Good Dividend Yield (2% <= Dividend Yield <= 8%)
Low Market Beta (-0.4 to 0.8)
Low Debt to Asset (< 0.2)
Value Stock (Price to Book < 3)
Strong Operating Margin (> 25%)
What's not Working
Weakness based on declining price with high volume
Price Below SMA10D
High Short-term Volatility
Microcap (<300M USD)
High Debt to Equity (> 0.75)
Declining Revenue (< 0%)
Volatility Signals
Bearish: Increased Volatility (6-month > 1-month volatility)
Risk Meter
10 days
42.4%1 month
35.1%3 months
41.5%6 months
38.5%Returns
Fundamental Ratios
PE
11.09
Fwd. PE
-
Price to book
0.91
Debt to equity
1.80
Debt to assets
0.18
Ent. to EBITDA
-
Ent. to rev.
9.09
PEG
-
Other Fundamentals
EBITDA
-
MarketCap
190.17M
MarketCap(USD)
190.17M
Div. yield
2.99
Op. margin
31.73
Erngs. growth
-8.90
Rev. growth
-2.40
Ret. on equity
7.85
Short ratio
3.53
Short perc.
0.49
Market Sentiment (SMA and Price signals)
Short-term: Bullish (SMA10D > SMA1M)
Intermediate-term: Bullish (SMA1M > SMA3M)
Long-term: Bullish (SMA6M > SMA12M)
SMAs: Stock Price Trends
Range10D
2.22
Range1M
2.27
Range3M
4.35
Volumes: Market Activity
Rel. volume
1.25
Price X volume
186.99K
Peers
Diversifiers
Industry Comparison
| Parameter | Company | Industry | Indicator |
|---|---|---|---|
| Enterprise to EBITDA | - | - | - |
| Ent. to Revenue | 9.09 | 9.60 | Par |
| PE Ratio | 11.09 | 20.95 | Cheaper |
| Price to Book | 0.91 | 0.99 | Par |
| Dividend Yield | 2.99 | 2.87 | Par |
| Std. Deviation (3M) | 41.51 | 37.27 | Par |
| Debt to Equity | 1.80 | 1.39 | Expensive |
| Debt to Assets | 0.18 | 0.12 | Expensive |
| Market Cap | 190.17M | 1.16B | Emerging |
