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First United Corporation
FUNC | US
31.32
USD-0.21
-0.67%
FUNC | US
About First United Corporation
Sector
Financial Services
Industry
Banks - Regional - US
Earnings date
30/06/2024
As of date
21/10/2024
Close
31.32
Open
31.62
High
31.93
Low
31.28
First United Corporation operates as the bank holding company for First United Bank & Trust that provides various retail and commercial banking services to businesses and individuals. It offers various deposit products which includes checking savings and money market deposit accounts as well as certificates of deposit. The company loan portfolio includes commercial loans secured by real estate commercial equipment vehicles or other assets of the borrower; commercial real estate loans for residential and commercial development agricultural purpose properties and service industry buildings; residential mortgage loans; home equity lines of credit; residential real estate construction loans; and indirect and direct auto loans student loans term loans and other secured and unsecured lines of credit and term loans. It also offers access to multi-million-dollar certificates of deposit and the insured cash sweep program including multi-million-dollar savings and demand deposits to municipalities businesses and consumers; and treasury management cash sweep and various checking services. In addition the company provides trust services which includes personal trust investment agency accounts charitable trusts retirement accounts including IRA roll-overs 401(k) accounts and defined benefit plans estate administration and estate planning; and insurance products brokerage services and safe deposit and night depository facilities. First United Corporation was incorporated in 1984 and is headquartered in Oakland Maryland.
View LessFUNC | US
Risk
13.5
Sharpe
3.89
Luna's Score
69/100
Recommendation
Buy
Luna says (FUNC | US)
What's Working
Positive Momentum
Low 6-Month Volatility (<30%)
Good Dividend Yield (2% <= Dividend Yield <= 8%)
Low Market Beta (-0.4 to 0.8)
Low Debt to Asset (< 0.2)
Value Stock (Price to Book < 3)
Strong Operating Margin (> 25%)
Strong Sharpe Ratio (> 1.2)
What's not Working
Weakness based on declining price with high volume
Microcap (<300M USD)
High Debt to Equity (> 0.75)
Volatility Signals
Bearish: Increased Volatility (6-month > 1-month volatility)
Risk Meter
10 days
16.8%1 month
13.5%3 months
27.5%6 months
25.5%Returns
Fundamental Ratios
PE
14.08
Fwd. PE
-
Price to book
1.24
Debt to equity
0.82
Debt to assets
0.07
Ent. to EBITDA
-
Ent. to rev.
4.37
PEG
-
Other Fundamentals
EBITDA
-
MarketCap
202.50M
MarketCap(USD)
202.50M
Div. yield
2.79
Op. margin
36.11
Erngs. growth
13.90
Rev. growth
2.90
Ret. on equity
9.32
Short ratio
0.42
Short perc.
0.14
Market Sentiment (SMA and Price signals)
Short-term: Bullish (SMA10D > SMA1M)
Intermediate-term: Bullish (SMA1M > SMA3M)
Long-term: Bullish (SMA6M > SMA12M)
SMAs: Stock Price Trends
Range10D
2.63
Range1M
2.63
Range3M
8.16
Volumes: Market Activity
Rel. volume
1.61
Price X volume
748.23K
Peers
Diversifiers
Industry Comparison
| Parameter | Company | Industry | Indicator |
|---|---|---|---|
| Enterprise to EBITDA | - | -25.13 | - |
| Ent. to Revenue | 4.37 | 73.69 | Cheaper |
| PE Ratio | 14.08 | 18.44 | Cheaper |
| Price to Book | 1.24 | 3,795.44 | Cheaper |
| Dividend Yield | 2.79 | 3.11 | Par |
| Std. Deviation (3M) | 27.52 | 32.77 | Par |
| Debt to Equity | 0.82 | 0.66 | Expensive |
| Debt to Assets | 0.07 | 0.08 | Par |
| Market Cap | 202.50M | 2.81B | Emerging |
