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Ames National Corporation

ATLO | US

28.05

USD

-0.12

-0.43%

ATLO | US
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About Ames National Corporation

Sector

Financial Services

Industry

Banks - Regional - US

Earnings date

30/06/2024

As of date

24/04/2026

Close

28.05

Open

28.15

High

28.52

Low

28.02

Ames National Corporation operates as a multi-bank holding company that provides banking products and services primarily in Boone Clarke Hancock Marshall Polk Story and Union counties in central north central and south-central Iowa. The company accepts a range of deposits including checking and savings accounts; and time deposits such as money market accounts and certificates of deposit. It also provides loans such as short-term and medium-term commercial and agricultural real estate residential real estate loans equipment vehicle and home improvement loans; consumer loans to finance consumer purchases such as automobiles trucks recreational vehicles household furnishings boats personal loans and lines of credit; agricultural and business operating loans and lines of credit; and originates mortgage loans for sale into the secondary market. In addition the company offers cash management merchant credit card processing safe deposit box wire transfer direct deposit of payroll and social security check and automated/video teller machine access services; and automatic drafts for various accounts as well as wealth management services. Further it provides farm management investment and custodial services for individuals businesses and non-profit organizations; and online mobile and private banking services. Ames National Corporation was founded in 1903 and is headquartered in Ames Iowa.

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ATLO | US

Risk
14.6
Sharpe
2.97
Luna's Score
57/100
Recommendation
Hold

Luna says (ATLO | US)

What's Working

Low 6-Month Volatility (<30%)

Good Dividend Yield (2% <= Dividend Yield <= 8%)

Low Market Beta (-0.4 to 0.8)

Low Debt to Asset (< 0.2)

Value Stock (Price to Book < 3)

Strong Sharpe Ratio (> 1.2)

What's not Working

Price Below SMA10D

Microcap (<300M USD)

High Debt to Equity (> 0.75)

Declining Revenue (< 0%)

Volatility Signals

Bearish: Increased Volatility (6-month > 1-month volatility)

Risk Meter

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10 days

10.4%

1 month

14.6%

3 months

19.7%

6 months

19.7%

Returns

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Fundamental Ratios

PE

18.52

Fwd. PE

-

Price to book

0.89

Debt to equity

0.76

Debt to assets

0.06

Ent. to EBITDA

-

Ent. to rev.

4.62

PEG

-

Other Fundamentals

EBITDA

-

MarketCap

252.23M

MarketCap(USD)

252.23M

Div. yield

4.41

Op. margin

22.72

Erngs. growth

-23.10

Rev. growth

-1.50

Ret. on equity

5.36

Short ratio

3.88

Short perc.

0.73

Market Sentiment (SMA and Price signals)

Short-term: Bullish (SMA10D > SMA1M)

Intermediate-term: Bullish (SMA1M > SMA3M)

Long-term: Bullish (SMA6M > SMA12M)

SMAs: Stock Price Trends

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Range10D

1.68

Range1M

2.38

Range3M

5.71

Volumes: Market Activity

Volume Averages

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Rel. volume

0.68

Price X volume

1.14M

Peers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
Investar Holding CorporationISTRBanks - Regional - US27.71272.36M1.09%13.35133.65%
Fidelity D & D Bancorp IncFDBCBanks - Regional - US46.03264.02M-0.24%18.8559.43%
First National CorporationFXNCBanks - Regional - US28.21252.79M0.21%16.4653.61%
Flexsteel Industries IncFLXSFurnishings Fixtures & Appliances48.2250.81M-0.17%22.7146.83%
The Lovesac CompanyLOVEFurnishings Fixtures & Appliances16.07250.03M-4.06%54.4290.24%
Norwood Financial CorpNWFLBanks - Regional - US30.86249.51M0.03%17.58115.50%
Franklin Financial Services CorporationFRAFBanks - Regional - US56.03247.03M-0.41%9.74222.36%
First United CorporationFUNCBanks - Regional - US38.18246.86M0.58%14.0882.17%
C&F Financial CorporationCFFIBanks - Regional - US75.52246.72M1.25%10.6054.38%
Hawthorn Bancshares IncHWBKBanks - Regional - US34.45240.69M-1.15%40.00108.29%
  • 1

Diversifiers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
CPI Card Group IncPMTSBuilding Products & Equipment18.17202.74M2.83%15.61-621.78%
Cosmos Group Holdings IncCOSGMedia - Diversified0.0662151.80M1.85%n/a-91.95%
Kewaunee Scientific CorporationKEQUBuilding Products & Equipment36.11103.70M0.00%5.1619.82%
Virco Mfg. CorporationVIRCBuilding Products & Equipment6.1199.53M1.16%9.0939.79%
ILAGILAGBuilding Products & Equipment3.970.43M6.56%n/a5.48%
Reading International IncRDIMedia - Diversified1.1632.75M1.75%n/a4054.78%
Antelope Enterprise Holdings LimitedAEHLBuilding Products & Equipment0.51657.55M-0.67%0.0316.03%
  • 1

Industry Comparison

ParameterCompanyIndustryIndicator
Enterprise to EBITDA--25.13-
Ent. to Revenue4.6273.69Cheaper
PE Ratio18.5218.44Par
Price to Book0.893,795.44Cheaper
Dividend Yield4.413.11Leader
Std. Deviation (3M)19.6732.77Lower Risk
Debt to Equity0.760.66Par
Debt to Assets0.060.08Cheaper
Market Cap252.23M2.81BEmerging
  • 1

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