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Investar Holding Corporation

ISTR | US

19.89

USD

-0.53

-2.60%

ISTR | US

About Investar Holding Corporation

Sector

Financial Services

Industry

Banks - Regional - US

Earnings date

30/06/2024

As of date

21/10/2024

Close

19.89

Open

21.00

High

21.03

Low

19.82

Investar Holding Corporation operates as the bank holding company for Investar Bank that provides a range of commercial banking products to individuals professionals and small to medium-sized businesses in South Louisiana. The company offers various deposit products and services such as savings checking money market and individual retirement accounts as well as various certificates of deposit; debit cards; and mobile banking services as well as credit cards. It also provides commercial real estate loans; commercial and industrial loans including working capital lines of credit and equipment loans; loans for the construction of commercial projects and single family residential and multifamily properties; one-to-four family residential real estate loans such as second mortgage loans; consumer loans such as secured and unsecured installment and term loans home equity loans and lines of credit and auto loans as well as loans for personal family and household purposes. In addition the company offers cash management products including remote deposit capture lockbox payment processing virtual vault electronic statements positive pay ACH origination and wire transfer investment sweep accounts and business internet banking services. Further it provides various other banking services such as cashiers' checks direct deposit of payroll and social security checks night depository bank-by-mail automated teller machine interactive teller machines merchant card and mobile wallet payment services. Investar Holding Corporation was founded in 2006 and is headquartered in Baton Rouge Louisiana.

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ISTR | US

Risk
25.8
Sharpe
2.46
Luna's Score
60/100
Recommendation
Hold

Luna says (ISTR | US)

What's Working

Positive Momentum

Low 6-Month Volatility (<30%)

Good Dividend Yield (2% <= Dividend Yield <= 8%)

Low Market Beta (-0.4 to 0.8)

Low Debt to Asset (< 0.2)

Value Stock (Price to Book < 3)

Strong Sharpe Ratio (> 1.2)

What's not Working

Weakness based on declining price with high volume

Microcap (<300M USD)

High Debt to Equity (> 0.75)

Declining Revenue (< 0%)

Volatility Signals

Bearish: Increased Volatility (6-month > 1-month volatility)

Risk Meter

10 days

26.4%

1 month

25.8%

3 months

30.3%

6 months

26.3%

Returns

Fundamental Ratios

PE

13.35

Fwd. PE

10.65

Price to book

0.88

Debt to equity

1.34

Debt to assets

0.11

Ent. to EBITDA

-

Ent. to rev.

6.32

PEG

-

Other Fundamentals

EBITDA

-

MarketCap

195.50M

MarketCap(USD)

195.50M

Div. yield

2.06

Op. margin

22.58

Erngs. growth

-38.10

Rev. growth

-12.60

Ret. on equity

6.73

Short ratio

6.59

Short perc.

2.56

Market Sentiment (SMA and Price signals)

Short-term: Bullish (SMA10D > SMA1M)

Intermediate-term: Bullish (SMA1M > SMA3M)

Long-term: Bullish (SMA6M > SMA12M)

SMAs: Stock Price Trends

Range10D

2.27

Range1M

2.41

Range3M

5.11

Volumes: Market Activity

Rel. volume

1.43

Price X volume

954.60K

Peers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
Evans Bancorp IncEVBNBanks - Regional - US38.75214.16M-4.65%11.6896.76%
LCNB CorpLCNBBanks - Regional - US15.08213.42M-1.18%29.3568.69%
BCB Bancorp IncBCBPBanks - Regional - US12.2207.99M-7.92%11.04163.59%
First Financial Northwest IncFFNWBanks - Regional - US22.64207.83M-0.66%65.11111.31%
First United CorporationFUNCBanks - Regional - US31.32202.50M-0.67%14.0882.17%
OP BancorpOPBKBanks - Regional - US13.075193.66M-0.72%9.6163.27%
C&F Financial CorporationCFFIBanks - Regional - US58.98192.68M-2.74%10.6054.38%
Bridger Aerospace Group Holdings Inc. Common StockBAERSecurity & Protection Services3.6191.39M14.29%n/a542.59%
ESSA Bancorp IncESSASavings & Cooperative Banks18.77190.17M-6.48%11.09180.25%
Provident Bancorp IncPVBCBanks - Regional - US10.75189.92M0.00%25.6067.64%
  • 1

Diversifiers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
Kewaunee Scientific CorporationKEQUBuilding Products & Equipment32.8794.40M1.83%5.1619.82%
Reading International IncRDIBMedia - Diversified6.7552.95M-7.02%n/a4054.78%
Reading International IncRDIMedia - Diversified1.645.17M-1.84%n/a4054.78%
ILAGILAGBuilding Products & Equipment118.06M-2.91%n/a5.48%
Antelope Enterprise Holdings LimitedAEHLBuilding Products & Equipment0.52637.69M-2.17%0.0316.03%
Cosmos Group Holdings IncCOSGMedia - Diversified0.0001229.30K0.00%n/a-91.95%
  • 1

Industry Comparison

ParameterCompanyIndustryIndicator
Enterprise to EBITDA--25.13-
Ent. to Revenue6.3273.69Cheaper
PE Ratio13.3518.44Cheaper
Price to Book0.883,795.44Cheaper
Dividend Yield2.063.11Poor
Std. Deviation (3M)30.2632.77Par
Debt to Equity1.340.66Expensive
Debt to Assets0.110.08Expensive
Market Cap195.50M2.81BEmerging
  • 1

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