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OP Bancorp

OPBK | US

13.07

USD

-0.10

-0.72%

OPBK | US

About OP Bancorp

Sector

Financial Services

Industry

Banks - Regional - US

Earnings date

30/06/2024

As of date

21/10/2024

Close

13.07

Open

13.12

High

13.34

Low

12.97

OP Bancorp operates as the bank holding company for Open Bank that provides banking products and services in California. It offers demand checking savings money market and time deposit accounts as well as certificates of deposit. The company also provides commercial real estate small business administration commercial and industrial business single-family residential term consumer and home mortgage loans; trade financing products; and letters of credit and SWIFT and export advice. In addition it offers debit and credit card online transfer and bill payment electronic delivery of customer statements and mobile banking solutions for iPhone and Android phones including remote check deposit with mobile bill pay; direct deposits cashier's checks person to person payments wire transfers and automated clearing house (ACH) services; and cash management services including balance reporting transfers between accounts wire transfer initiation ACH origination and stop payment services as well as remote deposit capture positive pay zero balance accounts and sweep accounts. The company operates full branch offices in Downtown Los Angeles Los Angeles Fashion District Los Angeles Koreatown Gardena Buena Park and Santa Clara in California; and Carrollton Texas. It also has loan production offices in Atlanta Georgia; Aurora Colorado; and Lynnwood and Seattle in Washington. The company was founded in 2005 and is headquartered in Los Angeles California.

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OPBK | US

Risk
23.7
Sharpe
1.73
Luna's Score
63/100
Recommendation
Hold

Luna says (OPBK | US)

What's Working

Low 6-Month Volatility (<30%)

Good Dividend Yield (2% <= Dividend Yield <= 8%)

Low Market Beta (-0.4 to 0.8)

Low Debt to Asset (< 0.2)

Value Stock (Price to Book < 3)

Strong Operating Margin (> 25%)

Strong Sharpe Ratio (> 1.2)

What's not Working

Weakness based on declining price with high volume

High Short-term Volatility

Microcap (<300M USD)

Declining Revenue (< 0%)

Volatility Signals

Bearish: Increased Volatility (6-month > 1-month volatility)

Risk Meter

10 days

26.4%

1 month

23.7%

3 months

24.6%

6 months

26.6%

Returns

Fundamental Ratios

PE

9.61

Fwd. PE

-

Price to book

1.00

Debt to equity

0.63

Debt to assets

0.05

Ent. to EBITDA

-

Ent. to rev.

4.00

PEG

-

Other Fundamentals

EBITDA

-

MarketCap

193.66M

MarketCap(USD)

193.66M

Div. yield

3.64

Op. margin

42.96

Erngs. growth

-8.00

Rev. growth

-5.30

Ret. on equity

11.04

Short ratio

0.78

Short perc.

0.10

Market Sentiment (SMA and Price signals)

Short-term: Bullish (SMA10D > SMA1M)

Intermediate-term: Bullish (SMA1M > SMA3M)

Long-term: Bullish (SMA6M > SMA12M)

SMAs: Stock Price Trends

Range10D

1.43

Range1M

1.43

Range3M

2.63

Volumes: Market Activity

Rel. volume

1.24

Price X volume

269.31K

Peers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
BCB Bancorp IncBCBPBanks - Regional - US12.2207.99M-7.92%11.04163.59%
First Financial Northwest IncFFNWBanks - Regional - US22.64207.83M-0.66%65.11111.31%
First United CorporationFUNCBanks - Regional - US31.32202.50M-0.67%14.0882.17%
Investar Holding CorporationISTRBanks - Regional - US19.89195.50M-2.60%13.35133.65%
C&F Financial CorporationCFFIBanks - Regional - US58.98192.68M-2.74%10.6054.38%
Bridger Aerospace Group Holdings Inc. Common StockBAERSecurity & Protection Services3.6191.39M14.29%n/a542.59%
ESSA Bancorp IncESSASavings & Cooperative Banks18.77190.17M-6.48%11.09180.25%
Provident Bancorp IncPVBCBanks - Regional - US10.75189.92M0.00%25.6067.64%
Penns Woods Bancorp IncPWODBanks - Regional - US24.7186.35M-2.10%10.92185.96%
National Bankshares IncNKSHBanks - Regional - US29.12185.24M-3.06%19.511.01%
  • 1

Diversifiers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
Kewaunee Scientific CorporationKEQUBuilding Products & Equipment32.8794.40M1.83%5.1619.82%
Reading International IncRDIBMedia - Diversified6.7552.95M-7.02%n/a4054.78%
Reading International IncRDIMedia - Diversified1.645.17M-1.84%n/a4054.78%
ILAGILAGBuilding Products & Equipment118.06M-2.91%n/a5.48%
Antelope Enterprise Holdings LimitedAEHLBuilding Products & Equipment0.52637.69M-2.17%0.0316.03%
Cosmos Group Holdings IncCOSGMedia - Diversified0.0001229.30K0.00%n/a-91.95%
  • 1

Industry Comparison

ParameterCompanyIndustryIndicator
Enterprise to EBITDA--25.13-
Ent. to Revenue4.0073.69Cheaper
PE Ratio9.6118.44Cheaper
Price to Book1.003,795.44Cheaper
Dividend Yield3.643.11Par
Std. Deviation (3M)24.6032.77Lower Risk
Debt to Equity0.630.66Par
Debt to Assets0.050.08Cheaper
Market Cap193.66M2.81BEmerging
  • 1

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