PortfoliosStock ScreensStocksStockXcel

Enova International Inc

ENVA | US

137.21

USD

3.13

2.33%

ENVA | US
Loading StockChartView...

About Enova International Inc

Sector

Financial Services

Industry

Credit Services

Earnings date

30/06/2024

As of date

17/03/2026

Close

137.21

Open

136.02

High

139.26

Low

135.03

Enova International Inc. operates as a financial services company with online lending that serves small businesses and consumers who are underserved by traditional banks. The company offers installment loans; line of credit accounts; CSO programs including arranging loans with independent third-party lenders and assisting in the preparation of loan applications and loan documents; and bank programs such as marketing services and loan servicing for near-prime unsecured consumer installment loan. It markets its financing products under the CashNetUSA NetCredit OnDeck Headway Capital Simplic and Pangea names. The company through its analytics and machine learning algorithms serves approximately 8 million customers. Enova International Inc. was incorporated in 2011 and is headquartered in Chicago Illinois.

View Less

ENVA | US

Risk
44.0
Sharpe
1.02
Luna's Score
48/100
Recommendation
Hold

Luna says (ENVA | US)

What's Working

Value Stock (Price to Book < 3)

Strong Revenue Growth (> 10%)

What's not Working

Price Below SMA10D

Midcap (2B - 10B USD)

High Market Beta (> 0.8)

High Debt to Equity (> 0.75)

High Debt to Asset (> 0.45)

Volatility Signals

Bullish: Stable Volatility (6-month <= 1-month volatility) is positive for the stock performance.

Risk Meter

Loading RiskMeterView...

10 days

29.7%

1 month

44.0%

3 months

38.3%

6 months

42.1%

Returns

Loading ReturnMeterView...

Fundamental Ratios

PE

14.47

Fwd. PE

8.70

Price to book

2.02

Debt to equity

2.81

Debt to assets

0.67

Ent. to EBITDA

20.02

Ent. to rev.

2.31

PEG

-

Other Fundamentals

EBITDA

-

MarketCap

3.62B

MarketCap(USD)

3.62B

Div. yield

-

Op. margin

24.76

Erngs. growth

28.70

Rev. growth

17.90

Ret. on equity

14.89

Short ratio

9.44

Short perc.

9.56

Market Sentiment (SMA and Price signals)

Short-term: Bearish (SMA10D < SMA1M)

Intermediate-term: Bearish (SMA1M < SMA3M)

Long-term: Bullish (SMA6M > SMA12M)

SMAs: Stock Price Trends

Loading MovingAverageView...

Range10D

13.57

Range1M

19.97

Range3M

44.00

Volumes: Market Activity

Volume Averages

Loading VolumeAverageView...

Rel. volume

0.55

Price X volume

19.09M

Peers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
BFHBFHCredit Services71.943.57B2.89%5.23149.97%
The Western Union CompanyWUCredit Services9.253.12B-0.05%7.27597.96%
Provident Financial Services IncPFSCredit Services20.342.65B-0.15%20.12109.02%
Upstart Holdings Inc.UPSTCredit Services27.832.49B0.14%n/a180.80%
360 Finance IncQFINCredit Services14.432.25B3.59%7.910.00%
Lufax Holding LtdLUCredit Services2.281.98B0.88%n/a58.30%
Common StockFINVCredit Services6.181.61B12.57%5.350.00%
LendingClub CorporationLCCredit Services14.121.58B1.80%33.372.93%
Federal Agricultural Mortgage CorporationAGMCredit Services147.571.55B-1.47%11.481768.36%
EZCORP IncEZPWCredit Services26.171.43B1.43%9.6776.01%
  • 1

Diversifiers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
Cinemark Holdings IncCNKMedia - Diversified26.763.27B1.40%27.93934.91%
LCI IndustriesLCIIRecreational Vehicles123.743.15B-1.18%25.8277.66%
VeriFone Systems IncPAYBuilding Products & Equipment25.093.12B2.12%102.462.10%
Polaris Industries IncPIIRecreational Vehicles53.452.98B2.79%14.48170.51%
Harley-Davidson IncHOGRecreational Vehicles17.512.30B-1.74%7.33218.58%
IMAX CorporationIMAXMedia - Diversified39.052.06B-0.36%54.26110.44%
Pitney Bowes IncPBIBuilding Products & Equipment10.371.86B0.39%n/a-571.93%
HNI CorporationHNIBuilding Products & Equipment37.151.75B-5.97%22.1276.47%
ARLO TECHNOLOGIES INCARLOBuilding Products & Equipment14.091.41B1.59%n/a19.46%
Lincoln Educational Services CorporationLINCBuilding Products & Equipment39.511.24B6.01%51.6088.92%
  • 1

Industry Comparison

ParameterCompanyIndustryIndicator
Enterprise to EBITDA20.0213.23Expensive
Ent. to Revenue2.3111.29Cheaper
PE Ratio14.4718.44Cheaper
Price to Book2.023.87Cheaper
Dividend Yield-4.90-
Std. Deviation (3M)38.3345.36Par
Debt to Equity2.816.69Cheaper
Debt to Assets0.670.42Expensive
Market Cap3.62B23.69BEmerging
  • 1

Unlock Your Investing Potential

Register with Xstocks

Join over 2,000+ Investors

Register now and embark on your journey to informed and successful investing.

Explore Industry Correlations

Explore Industry Correlations

Uncover Trading and Hedging Opportunities

Gain valuable insights into potential trading opportunities and discover strategic hedging possibilities

Discover Top-Performing Industries

Discover Top performing Industries

Explore Stocks for Short and Long-Term Gains

Uncover opportunities at both short-term and long-term horizons, allowing you to make informed investment decisions.

Follow us @XStocks007