Provident Financial Services Inc

Provident Financial Services Inc. operates as the bank holding company for Provident Bank that provides various banking products and services to individuals families and businesses in the United States. Its deposit products include savings checking interest-bearing checking money market deposit and certificate of deposit accounts as well as IRA products. The company's loan portfolio comprises commercial real estate loans that are secured by properties such as multi-family apartment buildings office buildings and retail and industrial properties; commercial business loans; fixed-rate and adjustable-rate mortgage loans collateralized by one- to four-family residential real estate properties; commercial construction loans; and consumer loans consisting of home equity loans home equity lines of credit marine loans personal loans and unsecured lines of credit and auto and recreational vehicle loans. It also offers cash management remote deposit capture payroll origination escrow account management and online and mobile banking services; and business credit cards. In addition the company provides wealth management services comprising investment management trust and estate administration financial planning tax compliance and planning and private banking. Further it sells insurance and investment products including annuities; operates as a real estate investment trust for acquiring mortgage loans and other real estate related assets; and manages and sells real estate properties acquired through foreclosure. The company was founded in 1839 and is headquartered in Jersey City New Jersey.