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The Western Union Company

WU | US

9.25

USD

-0.24

-0.05%

WU | US
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About The Western Union Company

Sector

Financial Services

Industry

Credit Services

Earnings date

30/06/2024

As of date

17/03/2026

Close

9.25

Open

9.32

High

9.41

Low

9.23

The Western Union Company provides money movement and payment services worldwide. The company operates in two segments Consumer-to-Consumer and Business Solutions. The Consumer-to-Consumer segment facilitates money transfers for international cross-border and intra-country transfers primarily through a network of retail agent locations as well as through websites and mobile devices. The Business Solutions segment provides payment and foreign exchange solutions primarily cross-border and cross-currency transactions for small and medium size enterprises other organizations and individuals; and foreign currency forward and option contracts. It also offers bill payment services that facilitates payments from consumers to businesses and other organizations as well as offers money order and other services. The company was founded in 1851 and is headquartered in Denver Colorado.

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WU | US

Risk
23.8
Sharpe
-0.21
Luna's Score
33/100
Recommendation
Sell

Luna says (WU | US)

What's Working

Good Dividend Yield (2% <= Dividend Yield <= 8%)

What's not Working

Negative Momentum (Declining Price)

Price Below SMA10D

Midcap (2B - 10B USD)

High Market Beta (> 0.8)

High Debt to Equity (> 0.75)

Rich in Valuation (Price to Book > 8)

Declining Revenue (< 0%)

Weak Sharpe Ratio (< 0.3)

Volatility Signals

Bearish: Increased Volatility (6-month > 1-month volatility)

Risk Meter

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10 days

14.5%

1 month

23.8%

3 months

25.6%

6 months

31.6%

Returns

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Fundamental Ratios

PE

7.27

Fwd. PE

6.59

Price to book

9.14

Debt to equity

5.98

Debt to assets

0.33

Ent. to EBITDA

3.85

Ent. to rev.

0.88

PEG

2.42

Other Fundamentals

EBITDA

974.30M

MarketCap

3.12B

MarketCap(USD)

3.12B

Div. yield

7.88

Op. margin

18.76

Erngs. growth

-12.70

Rev. growth

-8.90

Ret. on equity

109.00

Short ratio

5.53

Short perc.

7.99

Market Sentiment (SMA and Price signals)

Short-term: Bullish (SMA10D > SMA1M)

Intermediate-term: Bullish (SMA1M > SMA3M)

Long-term: Bullish (SMA6M > SMA12M)

SMAs: Stock Price Trends

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Range10D

0.71

Range1M

1.09

Range3M

1.50

Volumes: Market Activity

Volume Averages

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Rel. volume

0.68

Price X volume

59.72M

Peers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
Provident Financial Services IncPFSCredit Services20.342.65B-0.15%20.12109.02%
Upstart Holdings Inc.UPSTCredit Services27.832.49B0.14%n/a180.80%
360 Finance IncQFINCredit Services14.432.25B3.59%7.910.00%
Lufax Holding LtdLUCredit Services2.281.98B0.88%n/a58.30%
Common StockFINVCredit Services6.181.61B12.57%5.350.00%
LendingClub CorporationLCCredit Services14.121.58B1.80%33.372.93%
Federal Agricultural Mortgage CorporationAGMCredit Services147.571.55B-1.47%11.481768.36%
EZCORP IncEZPWCredit Services26.171.43B1.43%9.6776.01%
OAKTREE SPECIALTY LENDING CORPORATION - COMMON STOCKOCSLCredit Services11.17918.68M3.62%18.89113.44%
Navient CorporationNAVICredit Services8.22899.35M-0.48%11.001923.98%
  • 1

Diversifiers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
Cinemark Holdings IncCNKMedia - Diversified26.763.27B1.40%27.93934.91%
LCI IndustriesLCIIRecreational Vehicles123.743.15B-1.18%25.8277.66%
VeriFone Systems IncPAYBuilding Products & Equipment25.093.12B2.12%102.462.10%
Polaris Industries IncPIIRecreational Vehicles53.452.98B2.79%14.48170.51%
Harley-Davidson IncHOGRecreational Vehicles17.512.30B-1.74%7.33218.58%
IMAX CorporationIMAXMedia - Diversified39.052.06B-0.36%54.26110.44%
Pitney Bowes IncPBIBuilding Products & Equipment10.371.86B0.39%n/a-571.93%
HNI CorporationHNIBuilding Products & Equipment37.151.75B-5.97%22.1276.47%
ARLO TECHNOLOGIES INCARLOBuilding Products & Equipment14.091.41B1.59%n/a19.46%
Lincoln Educational Services CorporationLINCBuilding Products & Equipment39.511.24B6.01%51.6088.92%
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Industry Comparison

ParameterCompanyIndustryIndicator
Enterprise to EBITDA3.8513.23Cheaper
Ent. to Revenue0.8811.29Cheaper
PE Ratio7.2718.44Cheaper
Price to Book9.143.87Expensive
Dividend Yield7.884.90Leader
Std. Deviation (3M)25.6445.36Lower Risk
Debt to Equity5.986.69Par
Debt to Assets0.330.42Cheaper
Market Cap3.12B23.69BEmerging
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