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Heritage Financial Corporation

HFWA | US

21.49

USD

-1.13

-5.00%

HFWA | US

About Heritage Financial Corporation

Sector

Financial Services

Industry

Banks - Regional - US

Earnings date

30/06/2024

As of date

21/10/2024

Close

21.49

Open

22.63

High

22.64

Low

21.46

Heritage Financial Corporation operates as the bank holding company for Heritage Bank that provides various financial services to small and medium sized businesses and individuals in the United States. The company accepts various deposit products such as noninterest demand deposits interest bearing demand deposits money market accounts savings accounts personal checking accounts and certificates of deposit. Its loan portfolio includes commercial and industrial loans owner-occupied and non-owner occupied commercial real estate loans one-to-four family residential loans real estate construction and land development loans consumer loans commercial business loans lines of credit term equipment financing and term real estate loans as well as commercial business loans to a range of businesses in industries that include real estate and rental and leasing healthcare accommodation and food services retail trade and construction. The company also originates loans that are guaranteed by the U.S. Small Business Administration; and offers trust services as well as objective advice. The company was formerly known as Heritage Financial Corporation M.H.C. and changed its name to Heritage Financial Corporation in 1998. Heritage Financial Corporation was founded in 1927 and is headquartered in Olympia Washington.

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HFWA | US

Risk
35.2
Sharpe
0.94
Luna's Score
48/100
Recommendation
Hold

Luna says (HFWA | US)

What's Working

Good Dividend Yield (2% <= Dividend Yield <= 8%)

Low Market Beta (-0.4 to 0.8)

Low Debt to Asset (< 0.2)

Value Stock (Price to Book < 3)

Strong Operating Margin (> 25%)

What's not Working

Negative Momentum (Declining Price)

Weakness based on declining price with high volume

Price Below SMA10D

High Short-term Volatility

Smallcap (300M - 2B USD)

Declining Revenue (< 0%)

Volatility Signals

Bullish: Stable Volatility (6-month <= 1-month volatility) is positive for the stock performance.

Risk Meter

10 days

38.1%

1 month

35.2%

3 months

33.7%

6 months

32.0%

Returns

Fundamental Ratios

PE

17.95

Fwd. PE

12.22

Price to book

0.92

Debt to equity

0.61

Debt to assets

0.07

Ent. to EBITDA

-

Ent. to rev.

5.98

PEG

2.13

Other Fundamentals

EBITDA

-

MarketCap

741.32M

MarketCap(USD)

741.32M

Div. yield

4.02

Op. margin

31.27

Erngs. growth

-14.80

Rev. growth

-10.00

Ret. on equity

5.31

Short ratio

2.48

Short perc.

1.45

Market Sentiment (SMA and Price signals)

Short-term: Bullish (SMA10D > SMA1M)

Intermediate-term: Bearish (SMA1M < SMA3M)

Long-term: Bullish (SMA6M > SMA12M)

SMAs: Stock Price Trends

Range10D

2.35

Range1M

2.36

Range3M

3.31

Volumes: Market Activity

Rel. volume

1.34

Price X volume

3.60M

Peers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
Coastal Financial CorporationCCBBanks - Regional - US59793.92M-2.16%21.9316.93%
Univest Corporation of PennsylvaniaUVSPBanks - Regional - US27.08789.95M-3.70%11.5751.96%
Capitol Federal Financial IncCFFNSavings & Cooperative Banks6.04785.21M-1.95%n/a224.52%
First Community Bancshares IncFCBCBanks - Regional - US42.74780.88M-2.93%15.670.18%
Central Pacific Financial CorpCPFBanks - Regional - US28.45769.96M-3.43%14.1036.57%
MetroCity Bankshares IncMCBSBanks - Regional - US30.14763.50M-5.07%13.6393.99%
ETHAN ALLEN INCETDFurnishings Fixtures & Appliances29.9760.36M-3.98%12.5126.77%
Trinity Capital CorpTRINBanks - Regional - US13.94743.99M0.29%8.37113.53%
Business First Bancshares IncBFSTBanks - Regional - US25.17740.41M-3.45%10.7767.44%
Tiptree IncTIPTInsurance - Specialty20.02736.53M-4.44%28.31106.05%
  • 1

Diversifiers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
Latham Group Inc.SWIMBuilding Products & Equipment6.93800.95M-3.35%65.1877.00%
HUYA IncHUYAMedia - Diversified3.45780.98M0.00%n/a0.00%
Ennis IncEBFBuilding Products & Equipment20.69538.02M-0.77%13.282.28%
The Marcus CorporationMCSMedia - Diversified16.39527.33M-0.55%n/a83.32%
ACCO Brands CorporationACCOBuilding Products & Equipment5.09487.61M-1.93%n/a174.23%
Lincoln Educational Services CorporationLINCBuilding Products & Equipment12.37389.34M-4.11%51.6088.92%
AMC Networks IncAMCXMedia - Diversified7.66337.79M-6.81%6.32236.34%
CPI Card Group IncPMTSBuilding Products & Equipment23.4261.09M-1.39%15.61-621.78%
AHGAHGMedical Distribution1238.18M5.98%n/a1.45%
Virco Mfg. CorporationVIRCBuilding Products & Equipment14.53236.68M-1.96%9.0939.79%
  • 1

Industry Comparison

ParameterCompanyIndustryIndicator
Enterprise to EBITDA--25.13-
Ent. to Revenue5.9873.69Cheaper
PE Ratio17.9518.44Par
Price to Book0.923,795.44Cheaper
Dividend Yield4.023.11Leader
Std. Deviation (3M)33.6632.77Par
Debt to Equity0.610.66Par
Debt to Assets0.070.08Par
Market Cap741.32M2.81BEmerging
  • 1

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