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Esquire Financial Holdings Inc

ESQ | US

98.67

USD

-0.66

-0.66%

ESQ | US
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About Esquire Financial Holdings Inc

Sector

Financial Services

Industry

Banks - Regional - US

Earnings date

30/06/2024

As of date

09/03/2026

Close

98.67

Open

97.64

High

99.77

Low

94.00

Esquire Financial Holdings Inc. operates as the bank holding company for Esquire Bank National Association that provides commercial banking products and services to legal industry and small businesses and commercial and retail customers in the United States. The company offers checking savings money market and time deposits as well as certificates of deposit. It also provides commercial loans such as short-term financing for inventory receivables the purchase of supplies or other operating needs arising during the normal course of business as well as loans to its qualified merchant customers; commercial lines of credit; consumer loans consisting of post-settlement consumer and structured settlement loans to plaintiffs and claimants as well as loans to individuals for debt consolidation medical expenses living expenses payment of outstanding bills or other consumer needs; and real estate loans such as multifamily 1-4 family residential commercial real estate and construction loans as well as merchant services. Esquire Financial Holdings Inc. was founded in 2006 and is headquartered in Jericho New York.

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ESQ | US

Risk
34.5
Sharpe
1.09
Luna's Score
58/100
Recommendation
Hold

Luna says (ESQ | US)

What's Working

Low Market Beta (-0.4 to 0.8)

Low Debt to Equity (< 0.25)

Low Debt to Asset (< 0.2)

Value Stock (Price to Book < 3)

Strong Operating Margin (> 25%)

Strong Revenue Growth (> 10%)

What's not Working

Negative Momentum (Declining Price)

Weakness based on declining price with high volume

Price Below SMA10D

High Short-term Volatility

Smallcap (300M - 2B USD)

Volatility Signals

Bullish: Stable Volatility (6-month <= 1-month volatility) is positive for the stock performance.

Risk Meter

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10 days

37.1%

1 month

34.5%

3 months

34.2%

6 months

31.7%

Returns

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Fundamental Ratios

PE

13.87

Fwd. PE

-

Price to book

2.54

Debt to equity

0.01

Debt to assets

0.00

Ent. to EBITDA

-

Ent. to rev.

4.72

PEG

-

Other Fundamentals

EBITDA

-

MarketCap

820.37M

MarketCap(USD)

820.37M

Div. yield

0.90

Op. margin

49.32

Erngs. growth

13.60

Rev. growth

16.30

Ret. on equity

20.32

Short ratio

8.22

Short perc.

3.40

Market Sentiment (SMA and Price signals)

Short-term: Bearish (SMA10D < SMA1M)

Intermediate-term: Bearish (SMA1M < SMA3M)

Long-term: Bullish (SMA6M > SMA12M)

SMAs: Stock Price Trends

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Range10D

17.00

Range1M

24.14

Range3M

40.81

Volumes: Market Activity

Volume Averages

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Rel. volume

1.51

Price X volume

10.98M

Peers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
Metropolitan Bank Holding CorpMCBBanks - Regional - US79.18886.25M-0.23%10.9240.17%
Mercantil Bank Holding CorporationAMTBBanks - Regional - US21.31880.67M-0.14%34.34139.48%
Old Second Bancorp IncOSBCBanks - Regional - US19.62879.98M0.36%9.2650.65%
Northeast BancorpNBNBanks - Regional - US106.88879.05M0.70%11.3597.03%
Heritage Financial CorporationHFWABanks - Regional - US25.19868.96M-0.63%17.9561.36%
Central Pacific Financial CorpCPFBanks - Regional - US31.16843.30M-1.05%14.1036.57%
TrustCo Bank Corp NYTRSTBanks - Regional - US43.81832.85M-0.05%13.0520.11%
Mercantile Bank CorporationMBWMBanks - Regional - US50.11808.90M-0.43%9.15143.89%
FSB Bancorp IncFSBCBanks - Regional - US37.57800.98M-0.50%13.1021.26%
Trinity Capital CorpTRINBanks - Regional - US14.86793.09M-0.34%8.37113.53%
  • 1

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  • 1

Industry Comparison

ParameterCompanyIndustryIndicator
Enterprise to EBITDA--25.13-
Ent. to Revenue4.7273.69Cheaper
PE Ratio13.8718.44Cheaper
Price to Book2.543,795.44Cheaper
Dividend Yield0.903.11Poor
Std. Deviation (3M)34.2032.77Par
Debt to Equity0.010.66Cheaper
Debt to Assets0.000.08Cheaper
Market Cap820.37M2.81BEmerging
  • 1

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