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Hanmi Financial Corporation

HAFC | US

19.99

USD

-0.66

-3.20%

HAFC | US

About Hanmi Financial Corporation

Sector

Financial Services

Industry

Banks - Regional - US

Earnings date

30/06/2024

As of date

21/10/2024

Close

19.99

Open

20.74

High

20.74

Low

19.94

Hanmi Financial Corporation operates as the holding company for Hanmi Bank that provides business banking products and services in the United States. It offers various deposit products including noninterest-bearing checking accounts interest-bearing checking and savings accounts negotiable order of withdrawal accounts money market accounts and certificates of deposit. The company also provides real estate loans such as commercial property construction and residential property loans; and commercial and industrial loans such as commercial term loans and commercial lines of credit as well as international finance and trade services and products comprising letters of credit and import and export financing. In addition it offers consumer loans secured and unsecured loans home equity loans residential mortgages and credit cards; finance lending to small and middle market businesses; and small business administration loans for business purposes which comprise owner-occupied commercial real estate business acquisitions start-ups franchise financing working capital improvements and renovations inventory and equipment and debt-refinancing as well as equipment lease financing. The company was founded in 1982 and is headquartered in Los Angeles California.

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HAFC | US

Risk
30.9
Sharpe
0.76
Luna's Score
51/100
Recommendation
Hold

Luna says (HAFC | US)

What's Working

Good Dividend Yield (2% <= Dividend Yield <= 8%)

Low Debt to Asset (< 0.2)

Value Stock (Price to Book < 3)

Strong Operating Margin (> 25%)

What's not Working

Weakness based on declining price with high volume

Smallcap (300M - 2B USD)

High Market Beta (> 0.8)

Declining Revenue (< 0%)

Volatility Signals

Bearish: Increased Volatility (6-month > 1-month volatility)

Risk Meter

10 days

30.0%

1 month

30.9%

3 months

36.2%

6 months

34.3%

Returns

Fundamental Ratios

PE

9.39

Fwd. PE

9.14

Price to book

0.90

Debt to equity

0.66

Debt to assets

0.06

Ent. to EBITDA

-

Ent. to rev.

4.47

PEG

2.14

Other Fundamentals

EBITDA

-

MarketCap

605.07M

MarketCap(USD)

605.07M

Div. yield

4.76

Op. margin

36.69

Erngs. growth

-28.90

Rev. growth

-9.40

Ret. on equity

9.75

Short ratio

3.70

Short perc.

2.75

Market Sentiment (SMA and Price signals)

Short-term: Bullish (SMA10D > SMA1M)

Intermediate-term: Bullish (SMA1M > SMA3M)

Long-term: Bullish (SMA6M > SMA12M)

SMAs: Stock Price Trends

Range10D

2.59

Range1M

3.25

Range3M

3.80

Volumes: Market Activity

Rel. volume

1.13

Price X volume

3.93M

Peers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
Southern Missouri Bancorp IncSMBCSavings & Cooperative Banks58.72662.23M-3.12%13.7125.62%
Horizon Bancorp IncHBNCBanks - Regional - US14.96653.93M-4.59%36.47202.35%
Great Southern Bancorp IncGSBCBanks - Regional - US55.84652.27M-4.38%11.5072.25%
Equity Bancshares IncEQBKBanks - Regional - US42.34647.31M-3.38%38.100.00%
FSB Bancorp IncFSBCBanks - Regional - US30.05640.65M-3.99%13.1021.26%
Metropolitan Bank Holding CorpMCBBanks - Regional - US55.93626.02M-4.08%10.9240.17%
TrustCo Bank Corp NYTRSTBanks - Regional - US32.58619.36M-3.61%13.0520.11%
First Foundation IncFFWMBanks - Regional - US7.35605.24M-4.17%51.13202.52%
MidWestOne Financial Group IncMOFGBanks - Regional - US28.93600.95M-2.56%15.0797.91%
Alerus Financial CorporationALRSBanks - Regional - US23.35592.13M-3.35%67.11165.91%
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Diversifiers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
Ennis IncEBFBuilding Products & Equipment20.69538.02M-0.77%13.282.28%
The Marcus CorporationMCSMedia - Diversified16.39527.33M-0.55%n/a83.32%
ACCO Brands CorporationACCOBuilding Products & Equipment5.09487.61M-1.93%n/a174.23%
Lincoln Educational Services CorporationLINCBuilding Products & Equipment12.37389.34M-4.11%51.6088.92%
AMC Networks IncAMCXMedia - Diversified7.66337.79M-6.81%6.32236.34%
CPI Card Group IncPMTSBuilding Products & Equipment23.4261.09M-1.39%15.61-621.78%
AHGAHGMedical Distribution1238.18M5.98%n/a1.45%
Virco Mfg. CorporationVIRCBuilding Products & Equipment14.53236.68M-1.96%9.0939.79%
Kewaunee Scientific CorporationKEQUBuilding Products & Equipment32.8794.40M1.83%5.1619.82%
Reading International IncRDIBMedia - Diversified6.7552.95M-7.02%n/a4054.78%
  • 1

Industry Comparison

ParameterCompanyIndustryIndicator
Enterprise to EBITDA--25.13-
Ent. to Revenue4.4773.69Cheaper
PE Ratio9.3918.44Cheaper
Price to Book0.903,795.44Cheaper
Dividend Yield4.763.11Leader
Std. Deviation (3M)36.1932.77Par
Debt to Equity0.660.66Par
Debt to Assets0.060.08Cheaper
Market Cap605.07M2.81BEmerging
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