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First Commonwealth Financial Corporation

FCF | US

16.74

USD

-0.53

-3.07%

FCF | US

About First Commonwealth Financial Corporation

Sector

Financial Services

Industry

Banks - Regional - US

Earnings date

30/06/2024

As of date

21/10/2024

Close

16.74

Open

17.33

High

17.33

Low

16.73

First Commonwealth Financial Corporation a financial holding company provides various consumer and commercial banking services in the United States. Its consumer services include personal checking accounts interest-earning checking accounts savings and health savings accounts insured money market accounts debit cards investment certificates fixed and variable rate certificates of deposit mortgage loans secured and unsecured installment loans construction and real estate loans safe deposit facilities credit cards credit lines with overdraft checking protection IRA accounts and automated teller machine (atm) services as well as internet mobile and telephone banking services. The company's commercial banking services comprise commercial lending business checking accounts online account management services payroll direct deposits commercial cash management services and repurchase agreements as well as ACH origination services. In addition it offers various trust and asset management services; auto home and business insurance as well as term life insurance; and annuities mutual funds and stock and bond brokerage services through a broker-dealer and insurance brokers. First Commonwealth Financial Corporation was founded in 1934 and is headquartered in Indiana Pennsylvania.

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FCF | US

Risk
29.0
Sharpe
1.04
Luna's Score
52/100
Recommendation
Hold

Luna says (FCF | US)

What's Working

Low 6-Month Volatility (<30%)

Good Dividend Yield (2% <= Dividend Yield <= 8%)

Low Debt to Asset (< 0.2)

Value Stock (Price to Book < 3)

Strong Operating Margin (> 25%)

What's not Working

Negative Momentum (Declining Price)

Price Below SMA10D

Smallcap (300M - 2B USD)

High Market Beta (> 0.8)

Declining Revenue (< 0%)

Volatility Signals

Bullish: Stable Volatility (6-month <= 1-month volatility) is positive for the stock performance.

Risk Meter

10 days

29.8%

1 month

29.0%

3 months

32.0%

6 months

28.6%

Returns

Fundamental Ratios

PE

11.14

Fwd. PE

11.52

Price to book

1.33

Debt to equity

0.53

Debt to assets

0.06

Ent. to EBITDA

-

Ent. to rev.

5.19

PEG

3.17

Other Fundamentals

EBITDA

-

MarketCap

1.71B

MarketCap(USD)

1.71B

Div. yield

3.01

Op. margin

44.10

Erngs. growth

-13.70

Rev. growth

-6.10

Ret. on equity

12.23

Short ratio

2.22

Short perc.

1.56

Market Sentiment (SMA and Price signals)

Short-term: Bullish (SMA10D > SMA1M)

Intermediate-term: Bullish (SMA1M > SMA3M)

Long-term: Bullish (SMA6M > SMA12M)

SMAs: Stock Price Trends

Range10D

1.56

Range1M

1.56

Range3M

3.39

Volumes: Market Activity

Rel. volume

0.82

Price X volume

6.47M

Peers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
Stock Yards Bancorp IncSYBTBanks - Regional - US64.041.88B-2.48%18.4569.35%
OFG BancorpOFGBanks - Regional - US39.691.85B-2.63%9.8734.48%
WesBanco IncWSBCBanks - Regional - US30.51.82B-3.05%14.8473.10%
Columbia Financial IncCLBKBanks - Regional - US16.811.76B-3.45%96.72162.62%
Leggett & Platt IncorporatedLEGFurnishings Fixtures & Appliances13.061.75B-3.69%n/a330.87%
First BancorpFBNCBanks - Regional - US41.971.73B-3.87%15.827.61%
MILLERKNOLL INCMLKNFurnishings Fixtures & Appliances24.591.70B-2.65%29.03102.81%
City Holding CompanyCHCOBanks - Regional - US115.51.70B-3.17%15.3568.83%
Northwest Bancshares IncNWBISavings & Cooperative Banks13.21.68B-2.87%16.9931.25%
La-Z-Boy IncorporatedLZBFurnishings Fixtures & Appliances39.761.66B-3.26%14.6348.46%
  • 1

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Patterson Companies IncPDCOMedical Distribution21.291.88B-0.23%11.7994.43%
Lions Gate Entertainment CorpLGF-BMedia - Diversified6.751.69B-3.16%n/a28882.88%
Lions Gate Entertainment CorpLGF-AMedia - Diversified7.561.68B-3.57%n/a28882.88%
AMC Entertainment Holdings IncAMCMedia - Diversified4.291.55B-1.61%n/a-511.14%
Janus International Group Inc.JBIBuilding Products & Equipment10.191.48B-1.45%11.62116.21%
Steelcase IncSCSBuilding Products & Equipment12.891.47B-0.92%12.2765.47%
Pitney Bowes IncPBIBuilding Products & Equipment7.021.26B-1.82%n/a-571.93%
ARLO TECHNOLOGIES INCARLOBuilding Products & Equipment11.41.14B-1.55%n/a19.46%
IMAX CorporationIMAXMedia - Diversified20.791.10B-1.75%54.26110.44%
Owens & Minor IncOMIMedical Distribution13.741.06B-1.93%n/a277.21%
  • 1

Industry Comparison

ParameterCompanyIndustryIndicator
Enterprise to EBITDA--25.13-
Ent. to Revenue5.1973.69Cheaper
PE Ratio11.1418.44Cheaper
Price to Book1.333,795.44Cheaper
Dividend Yield3.013.11Par
Std. Deviation (3M)31.9532.77Par
Debt to Equity0.530.66Cheaper
Debt to Assets0.060.08Cheaper
Market Cap1.71B2.81BEmerging
  • 1

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