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First Commonwealth Financial Corporation

FCF | US

18.80

USD

-0.03

-0.16%

FCF | US
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About First Commonwealth Financial Corporation

Sector

Financial Services

Industry

Banks - Regional - US

Earnings date

30/06/2024

As of date

14/04/2026

Close

18.80

Open

18.72

High

18.90

Low

18.55

First Commonwealth Financial Corporation a financial holding company provides various consumer and commercial banking services in the United States. Its consumer services include personal checking accounts interest-earning checking accounts savings and health savings accounts insured money market accounts debit cards investment certificates fixed and variable rate certificates of deposit mortgage loans secured and unsecured installment loans construction and real estate loans safe deposit facilities credit cards credit lines with overdraft checking protection IRA accounts and automated teller machine (atm) services as well as internet mobile and telephone banking services. The company's commercial banking services comprise commercial lending business checking accounts online account management services payroll direct deposits commercial cash management services and repurchase agreements as well as ACH origination services. In addition it offers various trust and asset management services; auto home and business insurance as well as term life insurance; and annuities mutual funds and stock and bond brokerage services through a broker-dealer and insurance brokers. First Commonwealth Financial Corporation was founded in 1934 and is headquartered in Indiana Pennsylvania.

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FCF | US

Risk
14.4
Sharpe
1.35
Luna's Score
67/100
Recommendation
Buy

Luna says (FCF | US)

What's Working

Positive Momentum

Low 6-Month Volatility (<30%)

Good Dividend Yield (2% <= Dividend Yield <= 8%)

Low Debt to Asset (< 0.2)

Value Stock (Price to Book < 3)

Strong Operating Margin (> 25%)

Strong Sharpe Ratio (> 1.2)

What's not Working

Smallcap (300M - 2B USD)

High Market Beta (> 0.8)

Declining Revenue (< 0%)

Volatility Signals

Bearish: Increased Volatility (6-month > 1-month volatility)

Risk Meter

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10 days

15.6%

1 month

14.4%

3 months

22.4%

6 months

24.4%

Returns

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Fundamental Ratios

PE

11.14

Fwd. PE

11.52

Price to book

1.33

Debt to equity

0.53

Debt to assets

0.06

Ent. to EBITDA

-

Ent. to rev.

5.19

PEG

3.17

Other Fundamentals

EBITDA

-

MarketCap

1.92B

MarketCap(USD)

1.92B

Div. yield

3.01

Op. margin

44.10

Erngs. growth

-13.70

Rev. growth

-6.10

Ret. on equity

12.23

Short ratio

2.22

Short perc.

1.56

Market Sentiment (SMA and Price signals)

Short-term: Bullish (SMA10D > SMA1M)

Intermediate-term: Bearish (SMA1M < SMA3M)

Long-term: Bullish (SMA6M > SMA12M)

SMAs: Stock Price Trends

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Range10D

1.60

Range1M

2.54

Range3M

2.75

Volumes: Market Activity

Volume Averages

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Rel. volume

0.53

Price X volume

10.48M

Peers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
Stock Yards Bancorp IncSYBTBanks - Regional - US71.422.10B-0.72%18.4569.35%
OFG BancorpOFGBanks - Regional - US42.831.99B-0.63%9.8734.48%
Columbia Financial IncCLBKBanks - Regional - US18.241.91B0.88%96.72162.62%
City Holding CompanyCHCOBanks - Regional - US127.351.87B0.98%15.3568.83%
1st Source CorporationSRCEBanks - Regional - US74.251.82B0.43%11.9937.00%
Northwest Bancshares IncNWBISavings & Cooperative Banks13.381.70B-0.67%16.9931.25%
S&T Bancorp IncSTBABanks - Regional - US43.871.68B-0.05%11.2727.50%
TriCo BancsharesTCBKBanks - Regional - US50.481.67B0.74%13.1932.00%
Live Oak Bancshares IncLOBSavings & Cooperative Banks36.621.65B0.88%20.2212.25%
Napco Security Technologies IncNSSCSecurity & Protection Services44.171.63B0.39%31.033.08%
  • 1

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Lincoln Educational Services CorporationLINCBuilding Products & Equipment39.841.25B-0.13%51.6088.92%
Janus International Group Inc.JBIBuilding Products & Equipment5.6813.80M1.45%11.62116.21%
HUYA IncHUYAMedia - Diversified3.34756.08M5.03%n/a0.00%
Latham Group Inc.SWIMBuilding Products & Equipment5.92684.22M2.78%65.1877.00%
The Marcus CorporationMCSMedia - Diversified19.39623.85M1.31%n/a83.32%
Ennis IncEBFBuilding Products & Equipment21.77566.10M-1.18%13.282.28%
  • 1

Industry Comparison

ParameterCompanyIndustryIndicator
Enterprise to EBITDA--25.13-
Ent. to Revenue5.1973.69Cheaper
PE Ratio11.1418.44Cheaper
Price to Book1.333,795.44Cheaper
Dividend Yield3.013.11Par
Std. Deviation (3M)22.4432.77Lower Risk
Debt to Equity0.530.66Cheaper
Debt to Assets0.060.08Cheaper
Market Cap1.92B2.81BEmerging
  • 1

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