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1st Source Corporation

SRCE | US

59.57

USD

-2.28

-3.69%

SRCE | US

About 1st Source Corporation

Sector

Financial Services

Industry

Banks - Regional - US

Earnings date

30/06/2024

As of date

21/10/2024

Close

59.57

Open

62.03

High

62.03

Low

59.37

1st Source Corporation operates as the bank holding company for 1st Source Bank that provides commercial and consumer banking services trust and wealth advisory services and insurance products to individual and business clients. Its consumer banking services include checking and savings accounts; certificates of deposit; individual retirement accounts; online and mobile banking products; consumer loans real estate mortgage loans and home equity lines of credit; and financial planning financial literacy and other consultative services as well as debit and credit cards. The company also offers commercial small business agricultural and real estate loans for general corporate purposes including financing for industrial and commercial properties equipment inventories accounts receivables and renewable energy and acquisition financing; and commercial leasing treasury management and retirement planning services. In addition it provides trust investment agency and custodial services comprising administration of estates and personal trusts as well as management of investment accounts for individuals employee benefit plans and charitable foundations. Further the company offers equipment loan and lease products for construction equipment new and pre-owned aircraft auto and light trucks and medium and heavy duty trucks; and finances construction equipment aircrafts medium and heavy duty trucks step vans vocational work trucks motor coaches shuttle buses funeral cars automobiles and other equipment. Additionally it provides corporate and personal property casualty and individual and group health and life insurance products and services. 1st Source Corporation was founded in 1863 and is headquartered in South Bend Indiana.

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SRCE | US

Risk
26.8
Sharpe
1.26
Luna's Score
67/100
Recommendation
Buy

Luna says (SRCE | US)

What's Working

Low 6-Month Volatility (<30%)

Good Dividend Yield (2% <= Dividend Yield <= 8%)

Low Market Beta (-0.4 to 0.8)

Low Debt to Asset (< 0.2)

Value Stock (Price to Book < 3)

Strong Operating Margin (> 25%)

Strong Sharpe Ratio (> 1.2)

What's not Working

Negative Momentum (Declining Price)

Price Below SMA10D

Smallcap (300M - 2B USD)

Volatility Signals

Bearish: Increased Volatility (6-month > 1-month volatility)

Risk Meter

10 days

25.3%

1 month

26.8%

3 months

28.5%

6 months

27.9%

Returns

Fundamental Ratios

PE

11.99

Fwd. PE

-

Price to book

1.47

Debt to equity

0.37

Debt to assets

0.04

Ent. to EBITDA

-

Ent. to rev.

4.91

PEG

2.03

Other Fundamentals

EBITDA

-

MarketCap

1.46B

MarketCap(USD)

1.46B

Div. yield

2.30

Op. margin

50.77

Erngs. growth

14.40

Rev. growth

6.60

Ret. on equity

12.18

Short ratio

2.28

Short perc.

0.79

Market Sentiment (SMA and Price signals)

Short-term: Bullish (SMA10D > SMA1M)

Intermediate-term: Bearish (SMA1M < SMA3M)

Long-term: Bullish (SMA6M > SMA12M)

SMAs: Stock Price Trends

Range10D

4.64

Range1M

5.56

Range3M

9.62

Volumes: Market Activity

Rel. volume

0.96

Price X volume

4.24M

Peers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
National Bank Holdings CorporationNBHCBanks - Regional - US41.681.58B-4.01%13.128.72%
Hope Bancorp IncHOPEBanks - Regional - US12.651.53B-4.46%14.8815.44%
Napco Security Technologies IncNSSCSecurity & Protection Services41.271.52B-0.75%31.033.08%
American Woodmark CorporationAMWDFurnishings Fixtures & Appliances97.151.51B-3.80%14.9457.37%
S&T Bancorp IncSTBABanks - Regional - US38.671.48B-2.23%11.2727.50%
Veritex Holdings IncVBTXBanks - Regional - US271.47B-1.89%17.2014.87%
Sandy Spring Bancorp IncSASRBanks - Regional - US31.781.43B-2.55%16.3062.07%
Customers Bancorp IncCUBIBanks - Regional - US45.161.43B-3.19%6.2876.92%
TriCo BancsharesTCBKBanks - Regional - US43.261.43B-3.55%13.1932.00%
First Busey CorporationBUSEBanks - Regional - US24.781.41B-4.69%13.4034.01%
  • 1

Diversifiers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
AMC Entertainment Holdings IncAMCMedia - Diversified4.291.55B-1.61%n/a-511.14%
Janus International Group Inc.JBIBuilding Products & Equipment10.191.48B-1.45%11.62116.21%
Steelcase IncSCSBuilding Products & Equipment12.891.47B-0.92%12.2765.47%
Pitney Bowes IncPBIBuilding Products & Equipment7.021.26B-1.82%n/a-571.93%
ARLO TECHNOLOGIES INCARLOBuilding Products & Equipment11.41.14B-1.55%n/a19.46%
IMAX CorporationIMAXMedia - Diversified20.791.10B-1.75%54.26110.44%
Owens & Minor IncOMIMedical Distribution13.741.06B-1.93%n/a277.21%
Latham Group Inc.SWIMBuilding Products & Equipment6.93800.95M-3.35%65.1877.00%
HUYA IncHUYAMedia - Diversified3.45780.98M0.00%n/a0.00%
Ennis IncEBFBuilding Products & Equipment20.69538.02M-0.77%13.282.28%
  • 1

Industry Comparison

ParameterCompanyIndustryIndicator
Enterprise to EBITDA--25.13-
Ent. to Revenue4.9173.69Cheaper
PE Ratio11.9918.44Cheaper
Price to Book1.473,795.44Cheaper
Dividend Yield2.303.11Poor
Std. Deviation (3M)28.4832.77Par
Debt to Equity0.370.66Cheaper
Debt to Assets0.040.08Cheaper
Market Cap1.46B2.81BEmerging
  • 1

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