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NBT Bancorp Inc
NBTB | US
43.96
USD-1.75
-3.83%
NBTB | US
About NBT Bancorp Inc
Sector
Financial Services
Industry
Banks - Regional - US
Earnings date
30/06/2024
As of date
21/10/2024
Close
43.96
Open
45.62
High
45.62
Low
43.84
NBT Bancorp Inc. a financial holding company provides commercial banking retail banking and wealth management services. Its deposit products include demand deposit savings negotiable order of withdrawal money market deposit and certificate of deposit accounts. The company's loan portfolio comprises commercial and industrial commercial real estate agricultural and commercial construction loans; indirect and direct consumer home equity mortgages business banking loans and commercial loans; and residential real estate loans. It also provides trust and investment services; financial planning and life insurance services; and retirement plan consulting and recordkeeping services. In addition the company offers insurance products comprising personal property and casualty business liability and commercial insurance as well as other products and services through 24-hour online mobile and telephone channels that enable customers to check balances make deposits transfer funds pay bills access statements apply for loans and access various other products and services. It operates in central and upstate New York northeastern Pennsylvania southern New Hampshire western Massachusetts Vermont southern Maine and central Connecticut. NBT Bancorp Inc. was founded in 1856 and is headquartered in Norwich New York.
View LessNBTB | US
Risk
25.4
Sharpe
0.92
Luna's Score
67/100
Recommendation
Buy
Luna says (NBTB | US)
What's Working
Low 6-Month Volatility (<30%)
Good Dividend Yield (2% <= Dividend Yield <= 8%)
Low Market Beta (-0.4 to 0.8)
Low Debt to Asset (< 0.2)
Value Stock (Price to Book < 3)
Strong Operating Margin (> 25%)
Strong Revenue Growth (> 10%)
What's not Working
Negative Momentum (Declining Price)
Price Below SMA10D
Midcap (2B - 10B USD)
Volatility Signals
Bearish: Increased Volatility (6-month > 1-month volatility)
Risk Meter
10 days
28.9%1 month
25.4%3 months
32.8%6 months
29.8%Returns
Fundamental Ratios
PE
17.79
Fwd. PE
13.28
Price to book
1.47
Debt to equity
0.33
Debt to assets
0.04
Ent. to EBITDA
-
Ent. to rev.
4.57
PEG
3.82
Other Fundamentals
EBITDA
-
MarketCap
2.07B
MarketCap(USD)
2.07B
Div. yield
2.98
Op. margin
35.31
Erngs. growth
-1.40
Rev. growth
11.90
Ret. on equity
9.10
Short ratio
3.71
Short perc.
2.99
Market Sentiment (SMA and Price signals)
Short-term: Bullish (SMA10D > SMA1M)
Intermediate-term: Bearish (SMA1M < SMA3M)
Long-term: Bullish (SMA6M > SMA12M)
SMAs: Stock Price Trends
Range10D
4.13
Range1M
4.16
Range3M
8.36
Volumes: Market Activity
Rel. volume
0.73
Price X volume
5.65M
Peers
Diversifiers
Industry Comparison
| Parameter | Company | Industry | Indicator |
|---|---|---|---|
| Enterprise to EBITDA | - | -25.13 | - |
| Ent. to Revenue | 4.57 | 73.69 | Cheaper |
| PE Ratio | 17.79 | 18.44 | Par |
| Price to Book | 1.47 | 3,795.44 | Cheaper |
| Dividend Yield | 2.98 | 3.11 | Par |
| Std. Deviation (3M) | 32.78 | 32.77 | Par |
| Debt to Equity | 0.33 | 0.66 | Cheaper |
| Debt to Assets | 0.04 | 0.08 | Cheaper |
| Market Cap | 2.07B | 2.81B | Emerging |
