Wintrust Financial Corporation

Wintrust Financial Corporation operates as a financial holding company. It operates in three segments: Community Banking Specialty Finance and Wealth Management. The Community Banking segment offers non-interest bearing deposits non-brokered interest-bearing transaction accounts and savings and domestic time deposits; home equity consumer and real estate loans; safe deposit facilities; and automatic teller machine (ATM) online and mobile banking and other services. It also engages in the retail origination and purchase of residential mortgages for sale into the secondary market; and provision of lending deposits and treasury management services to condominium homeowner and community associations as well as asset-based lending for middle-market companies. In addition this segment offers loan and deposit services to mortgage brokerage companies; lending to restaurant franchisees; direct leasing; small business administration loans; commercial mortgages and construction loans; and financial solutions. It provides personal and commercial banking services primarily to individuals small to mid-sized businesses local governmental units and institutional clients. The Specialty Finance segment offers commercial and life insurance premiums financing for businesses and individuals; accounts receivable financing value-added and out-sourced administrative services; and other specialty finance services as well as data processing of payrolls billing and cash management services to temporary staffing industry. The Wealth Management segment provides trust and investment asset management tax-deferred exchange securities brokerage and retirement plan services. Wintrust Financial Corporation was founded in 1991 and is headquartered in Rosemont Illinois.