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Cullen/Frost Bankers Inc

CFR | US

134.46

USD

-0.90

-0.66%

CFR | US
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About Cullen/Frost Bankers Inc

Sector

Financial Services

Industry

Banks - Regional - US

Earnings date

30/06/2024

As of date

09/03/2026

Close

134.46

Open

134.22

High

135.79

Low

132.50

Cullen/Frost Bankers Inc. operates as the bank holding company for Frost Bank that provides commercial and consumer banking services in Texas. It operates in two segments Banking and Frost Wealth Advisors. The company offers commercial banking services to corporations and other business clients including financing for industrial and commercial properties interim construction related to industrial and commercial properties equipment inventories and accounts receivables and acquisitions; and treasury management services as well as originates commercial leasing services. It also provides consumer banking services such as checking accounts savings programs automated-teller machines (ATMs) overdraft facilities installment and real estate loans first mortgage loans home equity loans and lines of credit drive-in and night deposit services safe deposit facilities and brokerage services. In addition the company offers international banking services comprising deposits loans letters of credit foreign collections funds transmitting and foreign exchange services. Further it offers trust investment agency and custodial services for individual and corporate clients; provides capital market services that include sales and trading new issue underwriting money market trading advisory and securities safekeeping and clearance; and supports international business activities. Additionally the company offers insurance and securities brokerage services; and holds securities for investment purposes as well as investment management services to Frost-managed mutual funds institutions and individuals. The company serves energy manufacturing services construction retail telecommunications healthcare military and transportation industries. Cullen/Frost Bankers Inc. was founded in 1868 and is headquartered in San Antonio Texas.

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CFR | US

Risk
18.4
Sharpe
0.12
Luna's Score
48/100
Recommendation
Hold

Luna says (CFR | US)

What's Working

Low 6-Month Volatility (<30%)

Good Dividend Yield (2% <= Dividend Yield <= 8%)

Low Debt to Asset (< 0.2)

Value Stock (Price to Book < 3)

Strong Operating Margin (> 25%)

What's not Working

Negative Momentum (Declining Price)

Weakness based on declining price with high volume

Price Below SMA10D

High Short-term Volatility

Midcap (2B - 10B USD)

High Market Beta (> 0.8)

High Debt to Equity (> 0.75)

Weak Sharpe Ratio (< 0.3)

Volatility Signals

Bearish: Increased Volatility (6-month > 1-month volatility)

Risk Meter

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10 days

23.1%

1 month

18.4%

3 months

22.1%

6 months

22.9%

Returns

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Fundamental Ratios

PE

15.13

Fwd. PE

14.68

Price to book

2.24

Debt to equity

1.18

Debt to assets

0.09

Ent. to EBITDA

-

Ent. to rev.

4.08

PEG

1.92

Other Fundamentals

EBITDA

-

MarketCap

8.58B

MarketCap(USD)

8.58B

Div. yield

3.08

Op. margin

37.30

Erngs. growth

-10.50

Rev. growth

2.80

Ret. on equity

15.30

Short ratio

8.41

Short perc.

6.76

Market Sentiment (SMA and Price signals)

Short-term: Bearish (SMA10D < SMA1M)

Intermediate-term: Bullish (SMA1M > SMA3M)

Long-term: Bullish (SMA6M > SMA12M)

SMAs: Stock Price Trends

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Range10D

14.15

Range1M

16.83

Range3M

23.96

Volumes: Market Activity

Volume Averages

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Rel. volume

1.23

Price X volume

95.57M

Peers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
Popular IncBPOPBanks - Regional - US129.79.38B-0.83%14.2022.08%
Wintrust Financial CorporationWTFCBanks - Regional - US137.29.12B-0.63%12.0178.29%
Zions BancorporationZIONBanks - Regional - US55.788.24B0.07%12.35106.01%
Western Alliance BancorporationWALBanks - Regional - US73.398.08B-0.70%13.22104.97%
BOK Financial CorporationBOKFBanks - Regional - US125.328.04B-0.20%15.91142.92%
MSA Safety IncorporatedMSASecurity & Protection Services184.867.27B0.78%25.0161.40%
South State CorporationSSBBanks - Regional - US93.897.16B-0.75%16.2512.24%
Old National BancorpONBBanks - Regional - US22.397.14B0.36%11.48103.67%
MGIC Investment CorporationMTGInsurance - Specialty26.576.89B0.19%9.6312.58%
First American Financial CorporationFAFInsurance - Specialty66.326.82B-1.09%35.7734.00%
  • 1

Diversifiers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
Dolby Laboratories IncDLBMedia - Diversified65.236.22B-0.09%34.320.00%
FBINFBINBuilding Products & Equipment45.65.66B-0.18%25.57130.24%
Cinemark Holdings IncCNKMedia - Diversified27.073.31B-2.10%27.93934.91%
Prestige Brands Holdings IncPBHMedical Distribution66.23.28B-1.47%17.7465.62%
VeriFone Systems IncPAYBuilding Products & Equipment25.783.21B-0.23%102.462.10%
IMAX CorporationIMAXMedia - Diversified39.492.08B-3.21%54.26110.44%
HNI CorporationHNIBuilding Products & Equipment41.371.95B-0.17%22.1276.47%
Pitney Bowes IncPBIBuilding Products & Equipment10.671.92B0.85%n/a-571.93%
ARLO TECHNOLOGIES INCARLOBuilding Products & Equipment14.071.41B1.22%n/a19.46%
Lincoln Educational Services CorporationLINCBuilding Products & Equipment36.221.14B1.06%51.6088.92%
  • 1

Industry Comparison

ParameterCompanyIndustryIndicator
Enterprise to EBITDA--25.13-
Ent. to Revenue4.0873.69Cheaper
PE Ratio15.1318.44Par
Price to Book2.243,795.44Cheaper
Dividend Yield3.083.11Par
Std. Deviation (3M)22.0732.77Lower Risk
Debt to Equity1.180.66Expensive
Debt to Assets0.090.08Par
Market Cap8.58B2.81BMarket Leader
  • 1

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