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Northrim BanCorp Inc

NRIM | US

68.06

USD

-3.31

-4.64%

NRIM | US

About Northrim BanCorp Inc

Sector

Financial Services

Industry

Banks - Regional - US

Earnings date

30/06/2024

As of date

21/10/2024

Close

68.06

Open

71.86

High

71.86

Low

68.06

Northrim BanCorp Inc. operates as the bank holding company for Northrim Bank that provides commercial banking products and services to businesses and professional individuals. It operates in two segments Community Banking and Home Mortgage Lending. The company offers noninterest-bearing checking accounts and interest-bearing time deposits checking and savings accounts individual retirement and money market deposit accounts certificates of deposit and business sweep accounts. It also provides short and medium-term commercial loans commercial credit lines construction and real estate loans and consumer loans as well as short-term working capital. In addition the company offers other services comprising consumer and business online banking mobile app and mobile deposits; and debit and credit cards. Further it provides mobile web and text banking consumer online account opening personal finance online documents consumer debit cards business debit cards my rewards for consumer debit cards retail lockbox card control corporate purchase cards integrated payables home equity advantage access cards telebanking and automated teller services. Additionally the company offers personalized checks at account opening overdraft protection from a savings account commercial drive-up banking automatic transfer and payment People Pay external transfer Bill Pay wire transfer direct payroll deposit electronic tax payment Automated Clearing House origination and receipt remote deposit capture account reconciliation and positive pay merchant cash management annuity and long term investment portfolio products and services. It also provides investment advisory trust wealth management factoring and mortgage brokerage services. The company was founded in 1990 and is headquartered in Anchorage Alaska.

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NRIM | US

Risk
31.7
Sharpe
1.81
Luna's Score
66/100
Recommendation
Buy

Luna says (NRIM | US)

What's Working

Good Dividend Yield (2% <= Dividend Yield <= 8%)

Low Market Beta (-0.4 to 0.8)

Low Debt to Asset (< 0.2)

Value Stock (Price to Book < 3)

Strong Operating Margin (> 25%)

Strong Revenue Growth (> 10%)

Strong Sharpe Ratio (> 1.2)

What's not Working

Negative Momentum (Declining Price)

Price Below SMA10D

High Short-term Volatility

Smallcap (300M - 2B USD)

Volatility Signals

Bearish: Increased Volatility (6-month > 1-month volatility)

Risk Meter

10 days

35.8%

1 month

31.7%

3 months

33.9%

6 months

36.5%

Returns

Fundamental Ratios

PE

12.37

Fwd. PE

12.71

Price to book

1.59

Debt to equity

0.25

Debt to assets

0.02

Ent. to EBITDA

-

Ent. to rev.

3.29

PEG

-

Other Fundamentals

EBITDA

-

MarketCap

374.46M

MarketCap(USD)

374.46M

Div. yield

3.47

Op. margin

33.33

Erngs. growth

65.30

Rev. growth

19.60

Ret. on equity

13.75

Short ratio

2.93

Short perc.

1.45

Market Sentiment (SMA and Price signals)

Short-term: Bullish (SMA10D > SMA1M)

Intermediate-term: Bullish (SMA1M > SMA3M)

Long-term: Bullish (SMA6M > SMA12M)

SMAs: Stock Price Trends

Range10D

6.80

Range1M

6.80

Range3M

15.85

Volumes: Market Activity

Rel. volume

0.55

Price X volume

929.16K

Peers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
Traeger Inc.COOKFurnishings Fixtures & Appliances3.12403.93M-2.80%n/a152.59%
Capital Bancorp IncCBNKBanks - Regional - US24.4403.24M-3.10%10.4518.10%
Bridgewater Bancshares IncBWBBanks - Regional - US14.74403.14M-4.60%14.3186.57%
Sierra BancorpBSRRBanks - Regional - US27.72400.74M-6.82%12.1489.45%
Bank7 CorpBSVNBanks - Regional - US42.4396.07M-2.84%11.510.00%
Enterprise Bancorp IncEBTCSavings & Cooperative Banks31.8395.09M-3.26%11.3742.77%
Financial Institutions IncFISIBanks - Regional - US25.18389.60M-3.93%8.1777.04%
Unity Bancorp IncUNTYBanks - Regional - US38.02379.44M-3.01%10.05104.28%
Farmers & Merchants Bancorp IncFMAOBanks - Regional - US27.39374.69M-2.63%18.03101.68%
First BankFRBABanks - Regional - US14.87374.44M-3.38%13.1557.80%
  • 1

Diversifiers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
Lincoln Educational Services CorporationLINCBuilding Products & Equipment12.37389.34M-4.11%51.6088.92%
AMC Networks IncAMCXMedia - Diversified7.66337.79M-6.81%6.32236.34%
CPI Card Group IncPMTSBuilding Products & Equipment23.4261.09M-1.39%15.61-621.78%
AHGAHGMedical Distribution1238.18M5.98%n/a1.45%
Virco Mfg. CorporationVIRCBuilding Products & Equipment14.53236.68M-1.96%9.0939.79%
Kewaunee Scientific CorporationKEQUBuilding Products & Equipment32.8794.40M1.83%5.1619.82%
Reading International IncRDIBMedia - Diversified6.7552.95M-7.02%n/a4054.78%
Reading International IncRDIMedia - Diversified1.645.17M-1.84%n/a4054.78%
ILAGILAGBuilding Products & Equipment118.06M-2.91%n/a5.48%
Antelope Enterprise Holdings LimitedAEHLBuilding Products & Equipment0.52637.69M-2.17%0.0316.03%
  • 1

Industry Comparison

ParameterCompanyIndustryIndicator
Enterprise to EBITDA--25.13-
Ent. to Revenue3.2973.69Cheaper
PE Ratio12.3718.44Cheaper
Price to Book1.593,795.44Cheaper
Dividend Yield3.473.11Par
Std. Deviation (3M)33.8532.77Par
Debt to Equity0.250.66Cheaper
Debt to Assets0.020.08Cheaper
Market Cap374.46M2.81BEmerging
  • 1

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