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First Guaranty Bancshares Inc

FGBI | US

8.47

USD

0.28

3.42%

FGBI | US
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About First Guaranty Bancshares Inc

Sector

Financial Services

Industry

Banks - Regional - US

Earnings date

30/06/2024

As of date

24/03/2026

Close

8.47

Open

8.19

High

8.59

Low

8.19

First Guaranty Bancshares Inc. operates as the holding company for First Guaranty Bank that provides commercial banking services in Louisiana and Texas. It offers various deposit products including personal and business checking savings money market and demand accounts as well as time deposits to consumers small businesses and municipalities. The company also provides loans such as non-farm non-residential loans secured by real estate commercial and industrial loans one- to four-family residential loans multifamily loans construction and land development loans agricultural loans farmland loans and consumer and other loans to small to medium-sized businesses and professionals and individuals. In addition it offers a range of consumer services including credit cards mobile deposit capture safe deposit boxes official checks online and mobile banking automated teller machines and online bill pay; provides additional solutions such as merchant services remote deposit capture and lockbox services to business customers; and invests a portion of its assets in securities issued by the United States Government and its agencies state and municipal obligations corporate debt securities mutual funds and equity securities as well as invests in mortgage-backed securities primarily issued or guaranteed by United States Government agencies or enterprises. First Guaranty Bancshares Inc. was founded in 1934 and is headquartered in Hammond Louisiana.

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FGBI | US

Risk
35.3
Sharpe
-0.03
Luna's Score
60/100
Recommendation
Hold

Luna says (FGBI | US)

What's Working

Strength based on increasing price with high volume

Good Dividend Yield (2% <= Dividend Yield <= 8%)

Low Market Beta (-0.4 to 0.8)

Low Debt to Asset (< 0.2)

Value Stock (Price to Book < 3)

Strong Operating Margin (> 25%)

Strong Revenue Growth (> 10%)

What's not Working

High 6-Month Volatility (>65%)

Microcap (<300M USD)

High Debt to Equity (> 0.75)

Weak Sharpe Ratio (< 0.3)

Volatility Signals

Bearish: Increased Volatility (6-month > 1-month volatility)

Risk Meter

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10 days

36.0%

1 month

35.3%

3 months

62.9%

6 months

67.2%

Returns

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Fundamental Ratios

PE

12.47

Fwd. PE

12.47

Price to book

0.58

Debt to equity

1.11

Debt to assets

0.08

Ent. to EBITDA

-

Ent. to rev.

4.15

PEG

-

Other Fundamentals

EBITDA

-

MarketCap

105.91M

MarketCap(USD)

105.91M

Div. yield

3.09

Op. margin

31.22

Erngs. growth

175.90

Rev. growth

29.30

Ret. on equity

5.10

Short ratio

0.84

Short perc.

0.16

Market Sentiment (SMA and Price signals)

Short-term: Bearish (SMA10D < SMA1M)

Intermediate-term: Bullish (SMA1M > SMA3M)

Long-term: Bearish (SMA6M < SMA12M)

SMAs: Stock Price Trends

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Range10D

0.87

Range1M

1.18

Range3M

4.46

Volumes: Market Activity

Volume Averages

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Rel. volume

1.39

Price X volume

94.10K

Peers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
Riverview Bancorp IncRVSBSavings & Cooperative Banks5.42114.35M1.50%47.5095.01%
Lifetime Brands IncLCUTFurnishings Fixtures & Appliances5.15114.11M-4.98%n/a113.82%
Provident Financial Holdings IncPROVSavings & Cooperative Banks16.1110.49M-0.68%14.47183.54%
Magyar Bancorp IncMGYRBanks - Regional - US16.54107.35M-0.78%10.7526.20%
F&M Bank CorpFMBMBanks - Regional - US30.6107.23M0.00%14.200.00%
Union Bankshares IncUNBBanks - Regional - US23.34105.59M-3.23%12.50411.19%
Bridger Aerospace Group Holdings Inc. Common StockBAERSecurity & Protection Services1.97104.74M1.55%n/a542.59%
United Bancorp IncUBCPBanks - Regional - US17.0198.21M2.72%8.30217.95%
Harleysville Financial CorporationHARLBanks - Regional - US26.997.79M0.15%9.090.00%
Bank of the James Financial Group IncBOTJBanks - Regional - US20.9295.05M-0.19%6.8231.83%
  • 1

Diversifiers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
Virco Mfg. CorporationVIRCBuilding Products & Equipment6.0698.71M-1.30%9.0939.79%
Kewaunee Scientific CorporationKEQUBuilding Products & Equipment34.1898.16M-1.01%5.1619.82%
Reading International IncRDIBMedia - Diversified9.574.52M-1.04%n/a4054.78%
ILAGILAGBuilding Products & Equipment2.150138.83M-10.04%n/a5.48%
Reading International IncRDIMedia - Diversified1.2334.72M1.65%n/a4054.78%
Antelope Enterprise Holdings LimitedAEHLBuilding Products & Equipment1.5422.50M-7.23%0.0316.03%
  • 1

Industry Comparison

ParameterCompanyIndustryIndicator
Enterprise to EBITDA--25.13-
Ent. to Revenue4.1573.69Cheaper
PE Ratio12.4718.44Cheaper
Price to Book0.583,795.44Cheaper
Dividend Yield3.093.11Par
Std. Deviation (3M)62.8832.77Riskier
Debt to Equity1.110.66Expensive
Debt to Assets0.080.08Par
Market Cap105.91M2.81BEmerging
  • 1

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