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Harleysville Financial Corporation

HARL | US

27.75

USD

-0.17

-0.63%

HARL | US
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About Harleysville Financial Corporation

Sector

Financial Services

Industry

Banks - Regional - US

Earnings date

30/06/2024

As of date

21/04/2026

Close

27.75

Open

27.80

High

28.00

Low

27.75

Harleysville Financial Corporation operates as the bank holding company for Harleysville Bank that provides various banking products and services primarily in southeastern Pennsylvania. The company offers various deposit products including savings money market and checking accounts; and certificates of deposit. It also provides auto mortgage home equity savings account business term and commercial real estate loans as well as line of credit. In addition the company offers online banking and bill payment mobile banking debit card telephone banking remote deposit automated clearing house processing sweep account zero balance account employee and other cash management services. Further it provides investment services such as financial consultation cash and wealth management education planning investment strategy insurance retirement and estate planning financial and goal planning and asset allocation services as well as offers investment products such as fixed and variable annuities mutual funds life insurances stocks and bonds tax-advantaged investments long-term care insurances disability insurances retirement plans/individual retirement accounts wrap accounts and unit investment trusts. Additionally the company offers consumer loans including residential mortgage construction and non-real estate consumer loans; and commercial loans such as commercial mortgages and commercial business loans. The company was formerly known as Harleysville Savings Financial Corporation and changed its name to Harleysville Financial Corporation in May 2017. The company was incorporated in 1915 and is headquartered in Harleysville Pennsylvania.

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HARL | US

Risk
7.1
Sharpe
1.30
Luna's Score
61/100
Recommendation
Hold

Luna says (HARL | US)

What's Working

Positive Momentum

Low 6-Month Volatility (<30%)

Good Dividend Yield (2% <= Dividend Yield <= 8%)

Low Market Beta (-0.4 to 0.8)

Value Stock (Price to Book < 3)

Strong Operating Margin (> 25%)

Strong Sharpe Ratio (> 1.2)

What's not Working

Weakness based on declining price with high volume

Price Below SMA10D

Microcap (<300M USD)

Declining Revenue (< 0%)

Volatility Signals

Bearish: Increased Volatility (6-month > 1-month volatility)

Risk Meter

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10 days

11.5%

1 month

7.1%

3 months

12.4%

6 months

13.3%

Returns

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Fundamental Ratios

PE

9.09

Fwd. PE

-

Price to book

0.93

Debt to equity

-

Debt to assets

-

Ent. to EBITDA

-

Ent. to rev.

2.88

PEG

-

Other Fundamentals

EBITDA

-

MarketCap

100.88M

MarketCap(USD)

100.88M

Div. yield

5.61

Op. margin

38.30

Erngs. growth

-31.70

Rev. growth

-19.50

Ret. on equity

10.19

Short ratio

2.03

Short perc.

0.09

Market Sentiment (SMA and Price signals)

Short-term: Bullish (SMA10D > SMA1M)

Intermediate-term: Bullish (SMA1M > SMA3M)

Long-term: Bullish (SMA6M > SMA12M)

SMAs: Stock Price Trends

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Range10D

1.00

Range1M

1.15

Range3M

2.50

Volumes: Market Activity

Volume Averages

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Rel. volume

1.53

Price X volume

17.68K

Peers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
Union Bankshares IncUNBBanks - Regional - US24.49110.79M-0.81%12.50411.19%
FGI Industries Ltd. Ordinary SharesFGIFurnishings Fixtures & Appliances11.32108.26M15.63%15.29100.58%
Bank of the James Financial Group IncBOTJBanks - Regional - US23.2105.41M-0.64%6.8231.83%
Summit State BankSSBIBanks - Regional - US13.7593.28M0.70%8.9610.41%
United Bancorp IncUBCPBanks - Regional - US15.991.80M0.76%8.30217.95%
Lake Shore Bancorp IncLSBKSavings & Cooperative Banks15.9591.51M0.69%18.5926.75%
First US Bancshares IncFUSBBanks - Regional - US15.8591.06M0.83%8.3229.56%
First Northwest BancorpFNWBSavings & Cooperative Banks10.0489.22M-1.08%n/a197.24%
Bank of South Carolina CorporationBKSCBanks - Regional - US15.785.69M10.5689.54%
Consumers Bancorp IncCBKMBanks - Regional - US26.6783.31M1.87%6.610.00%
  • 1

Diversifiers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
Kewaunee Scientific CorporationKEQUBuilding Products & Equipment37.35107.26M1.33%5.1619.82%
Virco Mfg. CorporationVIRCBuilding Products & Equipment6.0999.20M-1.93%9.0939.79%
Reading International IncRDIBMedia - Diversified9.473.74M1.08%n/a4054.78%
ILAGILAGBuilding Products & Equipment3.970.43M7.29%n/a5.48%
Reading International IncRDIMedia - Diversified1.1933.59M-1.65%n/a4054.78%
Antelope Enterprise Holdings LimitedAEHLBuilding Products & Equipment0.693910.14M-0.87%0.0316.03%
  • 1

Industry Comparison

ParameterCompanyIndustryIndicator
Enterprise to EBITDA--25.13-
Ent. to Revenue2.8873.69Cheaper
PE Ratio9.0918.44Cheaper
Price to Book0.933,795.44Cheaper
Dividend Yield5.613.11Leader
Std. Deviation (3M)12.4432.77Lower Risk
Debt to Equity-0.66-
Debt to Assets-0.08-
Market Cap100.88M2.81BEmerging
  • 1

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