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FirstCash Inc

FCFS | US

190.59

USD

1.99

1.06%

FCFS | US
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About FirstCash Inc

Sector

Financial Services

Industry

Credit Services

Earnings date

30/06/2024

As of date

17/03/2026

Close

190.59

Open

189.57

High

194.00

Low

189.57

FirstCash Holdings Inc together with its subsidiaries operates retail pawn stores in the United States Mexico and rest of Latin America. Its pawn stores lend money on the collateral of pledged personal property including jewelry electronics tools appliances sporting goods and musical instruments; and retails merchandise acquired through collateral forfeitures on forfeited pawn loans and over-the-counter purchases of merchandise directly from customers. The company also provides retail POS payment solutions which focuses on LTO products and facilitating other retail financing payment options across the network of traditional and e-commerce merchant partners. FirstCash Holdings Inc was incorporated in 1988 and is headquartered in Fort Worth Texas.

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FCFS | US

Risk
27.0
Sharpe
2.14
Luna's Score
61/100
Recommendation
Hold

Luna says (FCFS | US)

What's Working

Low 6-Month Volatility (<30%)

Low Market Beta (-0.4 to 0.8)

Value Stock (Price to Book < 3)

Strong Revenue Growth (> 10%)

Strong Sharpe Ratio (> 1.2)

What's not Working

Price Below SMA10D

High Short-term Volatility

Midcap (2B - 10B USD)

High Debt to Equity (> 0.75)

High Debt to Asset (> 0.45)

Volatility Signals

Bearish: Increased Volatility (6-month > 1-month volatility)

Risk Meter

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10 days

31.8%

1 month

27.0%

3 months

23.2%

6 months

27.6%

Returns

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Fundamental Ratios

PE

21.84

Fwd. PE

14.75

Price to book

2.58

Debt to equity

1.01

Debt to assets

0.46

Ent. to EBITDA

7.25

Ent. to rev.

2.12

PEG

2.28

Other Fundamentals

EBITDA

548.11M

MarketCap

8.64B

MarketCap(USD)

8.64B

Div. yield

1.32

Op. margin

11.42

Erngs. growth

9.10

Rev. growth

10.70

Ret. on equity

12.24

Short ratio

3.67

Short perc.

2.76

Market Sentiment (SMA and Price signals)

Short-term: Bullish (SMA10D > SMA1M)

Intermediate-term: Bullish (SMA1M > SMA3M)

Long-term: Bullish (SMA6M > SMA12M)

SMAs: Stock Price Trends

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Range10D

17.60

Range1M

23.89

Range3M

45.37

Volumes: Market Activity

Volume Averages

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Rel. volume

0.89

Price X volume

48.88M

Peers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
ORIX CorporationIXCredit Services30.566.98B0.56%10.270.00%
OneMain Holdings IncOMFCredit Services50.426.04B2.35%9.80655.60%
Credit Acceptance CorporationCACCCredit Services459.445.56B3.35%33.78382.44%
SLM CorporationSLMBPCredit Services74.5654.87B-1.00%34.68236.64%
Nelnet IncNNICredit Services128.044.64B-0.38%27.00290.45%
SLM CorporationSLMCredit Services19.844.31B-0.90%7.16236.64%
Enova International IncENVACredit Services137.213.62B2.33%14.47280.66%
BFHBFHCredit Services71.943.57B2.89%5.23149.97%
The Western Union CompanyWUCredit Services9.253.12B-0.05%7.27597.96%
Provident Financial Services IncPFSCredit Services20.342.65B-0.15%20.12109.02%
  • 1

Diversifiers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
Dolby Laboratories IncDLBMedia - Diversified61.55.86B0.51%34.320.00%
FBINFBINBuilding Products & Equipment42.795.31B-2.64%25.57130.24%
Thor Industries IncTHORecreational Vehicles81.24.30B-2.86%23.4427.88%
Cinemark Holdings IncCNKMedia - Diversified26.763.27B1.40%27.93934.91%
LCI IndustriesLCIIRecreational Vehicles123.743.15B-1.18%25.8277.66%
VeriFone Systems IncPAYBuilding Products & Equipment25.093.12B2.12%102.462.10%
Polaris Industries IncPIIRecreational Vehicles53.452.98B2.79%14.48170.51%
Harley-Davidson IncHOGRecreational Vehicles17.512.30B-1.74%7.33218.58%
IMAX CorporationIMAXMedia - Diversified39.052.06B-0.36%54.26110.44%
Pitney Bowes IncPBIBuilding Products & Equipment10.371.86B0.39%n/a-571.93%
  • 1

Industry Comparison

ParameterCompanyIndustryIndicator
Enterprise to EBITDA7.2513.23Cheaper
Ent. to Revenue2.1211.29Cheaper
PE Ratio21.8418.44Par
Price to Book2.583.87Cheaper
Dividend Yield1.324.90Poor
Std. Deviation (3M)23.1745.36Lower Risk
Debt to Equity1.016.69Cheaper
Debt to Assets0.460.42Par
Market Cap8.64B23.69BEmerging
  • 1

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