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Westamerica Bancorporation

WABC | US

53.57

USD

-0.30

-0.56%

WABC | US
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About Westamerica Bancorporation

Sector

Financial Services

Industry

Banks - Regional - US

Earnings date

30/06/2024

As of date

14/04/2026

Close

53.57

Open

53.72

High

53.88

Low

52.49

Westamerica Bancorporation operates as a bank holding company for the Westamerica Bank that provides various banking products and services to individual and commercial customers. The company accepts various deposit products including retail savings and checking accounts as well as certificates of deposit. Its loan portfolio includes commercial commercial and residential real estate real estate construction and consumer installment loans as well as indirect automobile loans. The company was formerly known as Independent Bankshares Corporation and changed its name to Westamerica Bancorporation in 1983. The company was founded in 1884 and is headquartered in San Rafael California.

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WABC | US

Risk
16.2
Sharpe
0.96
Luna's Score
66/100
Recommendation
Buy

Luna says (WABC | US)

What's Working

Positive Momentum

Low 6-Month Volatility (<30%)

Good Dividend Yield (2% <= Dividend Yield <= 8%)

Low Market Beta (-0.4 to 0.8)

Low Debt to Asset (< 0.2)

Value Stock (Price to Book < 3)

Strong Operating Margin (> 25%)

What's not Working

Smallcap (300M - 2B USD)

Declining Revenue (< 0%)

Volatility Signals

Bearish: Increased Volatility (6-month > 1-month volatility)

Risk Meter

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10 days

15.7%

1 month

16.2%

3 months

20.7%

6 months

21.5%

Returns

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Fundamental Ratios

PE

9.44

Fwd. PE

-

Price to book

1.52

Debt to equity

0.39

Debt to assets

0.05

Ent. to EBITDA

-

Ent. to rev.

4.55

PEG

8.32

Other Fundamentals

EBITDA

-

MarketCap

1.43B

MarketCap(USD)

1.43B

Div. yield

3.39

Op. margin

66.02

Erngs. growth

-15.80

Rev. growth

-10.30

Ret. on equity

18.80

Short ratio

2.27

Short perc.

1.42

Market Sentiment (SMA and Price signals)

Short-term: Bullish (SMA10D > SMA1M)

Intermediate-term: Bullish (SMA1M > SMA3M)

Long-term: Bullish (SMA6M > SMA12M)

SMAs: Stock Price Trends

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Range10D

3.52

Range1M

5.71

Range3M

6.75

Volumes: Market Activity

Volume Averages

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Rel. volume

0.68

Price X volume

7.67M

Peers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
Ship Finance International LimitedSFLFurnishings Fixtures & Appliances10.761.57B-0.92%11.32258.17%
Lakeland Financial CorporationLKFNBanks - Regional - US60.761.55B-0.33%17.149.07%
Leggett & Platt IncorporatedLEGFurnishings Fixtures & Appliances11.51.54B2.22%n/a330.87%
QCR Holdings IncQCRHBanks - Regional - US90.641.53B-0.56%11.9982.09%
First Busey CorporationBUSEBanks - Regional - US26.81.52B0.34%13.4034.01%
Byline Bancorp IncBYBanks - Regional - US33.341.47B-0.21%9.79104.07%
Hope Bancorp IncHOPEBanks - Regional - US12.21.47B-0.49%14.8815.44%
Bank First National CorporationBFCBanks - Regional - US142.521.43B0.54%11.6516.65%
La-Z-Boy IncorporatedLZBFurnishings Fixtures & Appliances34.111.43B1.43%14.6348.46%
Republic Bancorp IncRBCAABanks - Regional - US74.411.42B0.73%13.5849.74%
  • 1

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Lincoln Educational Services CorporationLINCBuilding Products & Equipment39.841.25B-0.13%51.6088.92%
Janus International Group Inc.JBIBuilding Products & Equipment5.6813.80M1.45%11.62116.21%
HUYA IncHUYAMedia - Diversified3.34756.08M5.03%n/a0.00%
Latham Group Inc.SWIMBuilding Products & Equipment5.92684.22M2.78%65.1877.00%
The Marcus CorporationMCSMedia - Diversified19.39623.85M1.31%n/a83.32%
Ennis IncEBFBuilding Products & Equipment21.77566.10M-1.18%13.282.28%
AHGAHGMedical Distribution2.36562.10M-3.67%n/a1.45%
AMC Entertainment Holdings IncAMCMedia - Diversified1.54556.49M6.21%n/a-511.14%
AMC Networks IncAMCXMedia - Diversified7.69339.11M1.85%6.32236.34%
  • 1

Industry Comparison

ParameterCompanyIndustryIndicator
Enterprise to EBITDA--25.13-
Ent. to Revenue4.5573.69Cheaper
PE Ratio9.4418.44Cheaper
Price to Book1.523,795.44Cheaper
Dividend Yield3.393.11Par
Std. Deviation (3M)20.7432.77Lower Risk
Debt to Equity0.390.66Cheaper
Debt to Assets0.050.08Cheaper
Market Cap1.43B2.81BEmerging
  • 1

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