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VELOCITY FINANCIAL LLC

VEL | US

19.47

USD

0.08

0.41%

VEL | US
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About VELOCITY FINANCIAL LLC

Sector

Financial Services

Industry

Mortgage Finance

Earnings date

30/06/2024

As of date

24/04/2026

Close

19.47

Open

19.30

High

19.54

Low

19.23

Velocity Financial Inc. operates as a real estate finance company in the United States. The company originates and acquire loans which is secured by mortgage liens on income-producing and/or owner/user commercial properties including investor 1-4 a non-owner occupied residential rental properties with 1-4 units; residential apartments combined with office or retail space; and multi-family comprising traditional apartment buildings condominiums and other residential properties with 5+ units. It also finances for retail properties with various types of retail products and merchandise or services; commercial properties occupied by professional or business offices; and warehouse and other properties which include self-storage units auto services hospitality light industrial and other commercial enterprises as well as provides short-term and interest-only loans for acquisition and improvement of 1-4-unit residential properties. The company offers its products through a network of independent mortgage brokers for independent real estate investors and small business owners. Velocity Financial Inc. was founded in 2004 and is headquartered in Westlake Village California.

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VEL | US

Risk
23.6
Sharpe
0.22
Luna's Score
46/100
Recommendation
Hold

Luna says (VEL | US)

What's Working

Low 6-Month Volatility (<30%)

Value Stock (Price to Book < 3)

Strong Operating Margin (> 25%)

Strong Revenue Growth (> 10%)

What's not Working

Price Below SMA10D

High Short-term Volatility

Smallcap (300M - 2B USD)

High Market Beta (> 0.8)

High Short percentage (> 15%)

High Debt to Equity (> 0.75)

High Debt to Asset (> 0.45)

Weak Sharpe Ratio (< 0.3)

Volatility Signals

Bearish: Increased Volatility (6-month > 1-month volatility)

Risk Meter

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10 days

28.4%

1 month

23.6%

3 months

24.5%

6 months

25.7%

Returns

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Fundamental Ratios

PE

11.19

Fwd. PE

-

Price to book

1.38

Debt to equity

9.04

Debt to assets

0.87

Ent. to EBITDA

-

Ent. to rev.

26.41

PEG

-

Other Fundamentals

EBITDA

-

MarketCap

644.64M

MarketCap(USD)

644.64M

Div. yield

-

Op. margin

47.13

Erngs. growth

16.30

Rev. growth

39.80

Ret. on equity

13.95

Short ratio

16.51

Short perc.

23.84

Market Sentiment (SMA and Price signals)

Short-term: Bullish (SMA10D > SMA1M)

Intermediate-term: Bearish (SMA1M < SMA3M)

Long-term: Bullish (SMA6M > SMA12M)

SMAs: Stock Price Trends

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Range10D

1.27

Range1M

2.69

Range3M

4.00

Volumes: Market Activity

Volume Averages

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Rel. volume

0.29

Price X volume

467.96K

Peers

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loanDepot IncLDIMortgage Finance1.59512.89M1.92%n/a1432.43%
Greystone Housing Impact Investors LPGHIMortgage Finance5.2120.04M0.39%10.75271.85%
  • 1

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  • 1

Industry Comparison

ParameterCompanyIndustryIndicator
Enterprise to EBITDA-17.11-
Ent. to Revenue26.418.98Expensive
PE Ratio11.1929.79Cheaper
Price to Book1.382.36Cheaper
Dividend Yield-7.43-
Std. Deviation (3M)24.5241.99Lower Risk
Debt to Equity9.0411.18Par
Debt to Assets0.870.60Expensive
Market Cap644.64M8.05BEmerging
  • 1

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