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U.S. Century Bank Class A Common Stock
USCB | US
14.80
USD-0.14
-0.90%
USCB | US
About U.S. Century Bank Class A Common Stock
Sector
Financial Services
Industry
Banks-Regional
Earnings date
30/06/2024
As of date
21/10/2024
Close
14.80
Open
14.97
High
14.97
Low
14.56
USCB Financial Holdings Inc. operates as the bank holding company for U.S. Century Bank that engages in the provision of various banking products and services to small-to-medium sized businesses. The company accepts checking and savings accounts certificates of deposit and money market deposit and time deposit accounts. Its loan products include small business administration loans yacht financing residential real estate loans; commercial real estate loans; commercial and industrial loans; foreign bank loans; and secured and unsecured consumer loans comprising personal loans overdrafts and deposit account collateralized loans. The company also offers lockbox treasury commercial payments cash management and online banking services as well as provides title insurance policies for real estate transactions. USCB Financial Holdings Inc. was founded in 2002 and is headquartered in Miami Florida.
View LessUSCB | US
Risk
26.3
Sharpe
0.83
Luna's Score
61/100
Recommendation
Hold
Luna says (USCB | US)
What's Working
Low Market Beta (-0.4 to 0.8)
Low Debt to Asset (< 0.2)
Value Stock (Price to Book < 3)
Strong Operating Margin (> 25%)
Strong Revenue Growth (> 10%)
What's not Working
Microcap (<300M USD)
High Debt to Equity (> 0.75)
Volatility Signals
Bearish: Increased Volatility (6-month > 1-month volatility)
Risk Meter
10 days
24.4%1 month
26.3%3 months
38.4%6 months
39.0%Returns
Fundamental Ratios
PE
16.97
Fwd. PE
10.82
Price to book
1.46
Debt to equity
0.86
Debt to assets
0.07
Ent. to EBITDA
-
Ent. to rev.
6.64
PEG
-
Other Fundamentals
EBITDA
-
MarketCap
290.38M
MarketCap(USD)
290.38M
Div. yield
1.34
Op. margin
43.84
Erngs. growth
47.60
Rev. growth
23.50
Ret. on equity
9.03
Short ratio
2.19
Short perc.
0.47
Market Sentiment (SMA and Price signals)
Short-term: Bearish (SMA10D < SMA1M)
Intermediate-term: Bullish (SMA1M > SMA3M)
Long-term: Bullish (SMA6M > SMA12M)
SMAs: Stock Price Trends
Range10D
1.23
Range1M
1.73
Range3M
2.98
Volumes: Market Activity
Rel. volume
0.88
Price X volume
173.23K
Peers
Diversifiers
Industry Comparison
| Parameter | Company | Industry | Indicator |
|---|---|---|---|
| Enterprise to EBITDA | - | - | - |
| Ent. to Revenue | 6.64 | 5.20 | Expensive |
| PE Ratio | 16.97 | 18.83 | Par |
| Price to Book | 1.46 | 1.20 | Expensive |
| Dividend Yield | 1.34 | 3.13 | Poor |
| Std. Deviation (3M) | 38.41 | 34.53 | Par |
| Debt to Equity | 0.86 | 0.42 | Expensive |
| Debt to Assets | 0.07 | 0.05 | Expensive |
| Market Cap | 290.38M | 5.12B | Emerging |
