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U.S. Bancorp

USB | US

51.48

USD

-0.75

-1.44%

USB | US
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About U.S. Bancorp

Sector

Financial Services

Industry

Banks - Regional - US

Earnings date

30/09/2024

As of date

12/03/2026

Close

51.48

Open

51.13

High

52.03

Low

51.10

U.S. Bancorp a financial services holding company provides various financial services to individuals businesses institutional organizations governmental entities and other financial institutions in the United States. It operates in Corporate and Commercial Banking Consumer and Business Banking Wealth Management and Investment Services Payment Services and Treasury and Corporate Support segments. The company offers depository services including checking accounts savings accounts and time certificate contracts; lending services such as traditional credit products; and credit card services lease financing and import/export trade asset-backed lending agricultural finance and other products. In addition it provides ancillary services comprising capital markets treasury management and receivable lock-box collection services to corporate and governmental entity customers. Further the company offers asset management and fiduciary services for individuals estates foundations business corporations and charitable organizations. Additionally it provides investment and insurance products to its customers principally within its markets as well as fund administration services to mutual and other funds. Furthermore the company provides corporate and purchasing card and corporate trust services. The company offers merchant processing investment management ATM processing mortgage banking insurance and brokerage and leasing services. U.S. Bancorp was founded in 1863 and is headquartered in Minneapolis Minnesota.

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USB | US

Risk
29.6
Sharpe
0.91
Luna's Score
49/100
Recommendation
Hold

Luna says (USB | US)

What's Working

Low 6-Month Volatility (<30%)

Largecap (10B - 200B USD)

Good Dividend Yield (2% <= Dividend Yield <= 8%)

Low Debt to Asset (< 0.2)

Value Stock (Price to Book < 3)

Strong Operating Margin (> 25%)

What's not Working

Negative Momentum (Declining Price)

Weakness based on declining price with high volume

Price Below SMA10D

High Short-term Volatility

High Market Beta (> 0.8)

High Debt to Equity (> 0.75)

Declining Revenue (< 0%)

Volatility Signals

Bullish: Stable Volatility (6-month <= 1-month volatility) is positive for the stock performance.

Risk Meter

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10 days

28.5%

1 month

29.6%

3 months

24.4%

6 months

23.1%

Returns

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Fundamental Ratios

PE

15.13

Fwd. PE

11.75

Price to book

1.50

Debt to equity

1.33

Debt to assets

0.11

Ent. to EBITDA

-

Ent. to rev.

6.03

PEG

1.25

Other Fundamentals

EBITDA

-

MarketCap

80.34B

MarketCap(USD)

80.34B

Div. yield

4.00

Op. margin

35.06

Erngs. growth

16.10

Rev. growth

-0.80

Ret. on equity

9.64

Short ratio

2.31

Short perc.

1.25

Market Sentiment (SMA and Price signals)

Short-term: Bearish (SMA10D < SMA1M)

Intermediate-term: Bullish (SMA1M > SMA3M)

Long-term: Bullish (SMA6M > SMA12M)

SMAs: Stock Price Trends

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Range10D

7.78

Range1M

10.87

Range3M

10.87

Volumes: Market Activity

Volume Averages

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Rel. volume

1.04

Price X volume

523.71M

Peers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
M&T Bank CorporationMTBBanks - Regional - US198.233.10B-2.47%14.6156.58%
Fifth Third BancorpFITBBanks - Regional - US43.5929.48B-3.26%14.89106.44%
First Citizens BancShares IncFCNCABanks - Regional - US1822.9126.18B-1.93%11.63168.29%
Citizens Financial Group IncCFGBanks - Regional - US56.9425.35B-2.68%16.6554.82%
Regions Financial CorporationRFBanks - Regional - US25.3223.07B-3.40%13.4632.59%
Huntington Bancshares IncorporatedHBANBanks - Regional - US15.4822.49B-1.02%14.9185.31%
KeyCorpKEYBanks - Regional - US19.2219.05B-2.19%n/a150.08%
Fifth Third BancorpFITBIBanks - Regional - US25.6417.94B0.12%7.33106.44%
Kratos Defense & Security Solutions IncKTOSSecurity & Protection Services89.4613.51B0.61%355.0022.09%
Fidelity National Financial IncFNFInsurance - Specialty46.4812.71B-1.50%18.5062.82%
  • 1

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Avery Dennison CorporationAVYBuilding Products & Equipment171.0113.77B-2.03%27.93140.74%
Henry Schein IncHSICMedical Distribution74.979.50B-2.00%26.7180.81%
Dolby Laboratories IncDLBMedia - Diversified62.916.00B-1.47%34.320.00%
  • 1

Industry Comparison

ParameterCompanyIndustryIndicator
Enterprise to EBITDA--25.13-
Ent. to Revenue6.0373.69Cheaper
PE Ratio15.1318.44Par
Price to Book1.503,795.44Cheaper
Dividend Yield4.003.11Leader
Std. Deviation (3M)24.3732.77Lower Risk
Debt to Equity1.330.66Expensive
Debt to Assets0.110.08Expensive
Market Cap80.34B2.81BMarket Leader
  • 1

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