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UJJIVANSFB

UJJIVANSFB | NSE

53.56

INR

0.47

0.89%

UJJIVANSFB | NSE
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About UJJIVANSFB

Sector

Financial Services

Industry

Banks-Regional

Earnings date

30/06/2024

As of date

05/06/2026

Close

53.56

Open

53.36

High

54.00

Low

53.02

Ujjivan Small Finance Bank Limited provides various banking and financial services in India. The company operates through Treasury Retail Banking and Corporate/Wholesale Banking segments. It provides current savings salary and NRI accounts; and fixed recurring TASC fixed and tax saver fixed deposits. The company's loan products include group loans such as business family agriculture and allied education GL top-up emergency and loyalty loans; individual loans comprising individual business livestock agriculture and bazar loans as well as home improvement loans open market livestock and home improvement loans; housing loans; vehicle loans; and gold loans. Its loan products also comprise micro and small enterprise loans which include loan against property secured enterprise and business loans overdraft against property and business edge term loans; business edge overdrafts; loan against rent receivables; emergency credit line guarantee scheme; personal loans; and financial institutions group loans. The company also offers mobile phone net SMS and missed call banking services; debit and credit cards; and insurance products such as credit life endowment term PAR POS ULIP motor property home content health and personal accident insurance. In addition it is involved in retail forex and trade. The company was incorporated in 2016 and is headquartered in Bengaluru India. Ujjivan Small Finance Bank Limited is a subsidiary of Ujjivan Financial Services Limited.

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UJJIVANSFB | NSE

Risk
30.4
Sharpe
0.41
Luna's Score
58/100
Recommendation
Hold

Luna says (UJJIVANSFB | NSE)

What's Working

Strength based on increasing price with high volume

Good Dividend Yield (2% <= Dividend Yield <= 8%)

Low Debt to Asset (< 0.2)

Value Stock (Price to Book < 3)

Strong Operating Margin (> 25%)

What's not Working

Price Below SMA10D

Smallcap (300M - 2B USD)

High Market Beta (> 0.8)

Volatility Signals

Bearish: Increased Volatility (6-month > 1-month volatility)

Risk Meter

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10 days

29.5%

1 month

30.4%

3 months

47.4%

6 months

43.1%

Returns

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Fundamental Ratios

PE

6.06

Fwd. PE

-

Price to book

1.37

Debt to equity

0.42

Debt to assets

0.06

Ent. to EBITDA

-

Ent. to rev.

2.10

PEG

-

Other Fundamentals

EBITDA

-

MarketCap

103.32B

MarketCap(USD)

1.09B

Div. yield

3.79

Op. margin

38.85

Erngs. growth

-7.30

Rev. growth

9.00

Ret. on equity

26.09

Short ratio

-

Short perc.

-

Market Sentiment (SMA and Price signals)

Short-term: Bearish (SMA10D < SMA1M)

Intermediate-term: Bearish (SMA1M < SMA3M)

Long-term: Bullish (SMA6M > SMA12M)

SMAs: Stock Price Trends

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Range10D

4.25

Range1M

13.46

Range3M

16.22

Volumes: Market Activity

Volume Averages

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Rel. volume

1.04

Price X volume

790.22M

Peers

Name
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Industry
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Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
Blue Dart Express LimitedBLUEDARTIntegrated Freight & Logistics4700.1111.52B-0.41%68.4978.47%
The Bombay Burmah Trading Corporation LimitedBBTCPackaged Foods1529.1106.81B2.64%17.6046.22%
Intellect Design Arena LimitedINTELLECTSoftware-Application745.95104.53B1.78%40.171.82%
Paradeep Phosphates LimitedPARADEEPAgricultural Inputs127.58104.05B1.22%34.45112.61%
RateGain Travel Technologies LimitedRATEGAINSoftware-Application758.789.68B-1.60%51.371.15%
Manorama Industries LimitedMANORAMAPackaged Foods1476.187.12B1.07%131.95102.78%
KRBL LimitedKRBLPackaged Foods356.6581.04B1.60%13.8411.21%
Sharda Cropchem LimitedSHARDACROPAgricultural Inputs892.780.54B-1.33%37.180.82%
Tanla Solutions LimitedTANLASoftware-Application517.1572.41B-0.12%20.493.86%
Gujarat Ambuja Exports LimitedGAELPackaged Foods155.8672.30B0.57%17.857.12%
  • 1

Diversifiers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
Vedant Fashions LimitedMANYAVARApparel Retail405.499.16B1.31%84.2627.74%
Vertoz Advertising LimitedVERTOZAdvertising Agencies38.7333.97B-4.98%48.6710.74%
"SAI SILKS (KALAMANDIR) LIMITED "KALAMANDIRApparel Retail106.4415.68B0.92%28.8343.67%
Signpost India LimitedSIGNPOSTAdvertising Agencies265.1515.54B-3.12%30.5480.30%
Bhagyanagar India LtdBHAGYANGRCopper306.659.91B-4.99%36.3652.08%
V2 Retail LimitedV2RETAILApparel Retail247.998.85B-3.28%120.49191.28%
Madhav Copper LimitedMCLCopper59.61.64B-0.28%82.2232.14%
Cubex Tubings LimitedCUBEXTUBCopper86.921.26B-0.36%35.8521.78%
Touchwood Entertainment LimitedTOUCHWOODAdvertising Agencies70.46785.54M-2.29%50.064.88%
Sagardeep Alloys LimitedSAGARDEEPCopper24.6427.05M-3.42%58.6243.14%
  • 1

Industry Comparison

ParameterCompanyIndustryIndicator
Enterprise to EBITDA---
Ent. to Revenue2.104.86Cheaper
PE Ratio6.0615.86Cheaper
Price to Book1.371.68Par
Dividend Yield3.791.54Leader
Std. Deviation (3M)47.3828.13Riskier
Debt to Equity0.420.76Cheaper
Debt to Assets0.060.08Cheaper
Market Cap103.32B1,364.57BEmerging
  • 1

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