Synchrony Financial ADRs of 5.625% Fixed Rate Non-Cumulative Preferred Series A

Synchrony Financial together with its subsidiaries operates as a consumer financial services company in the United States. It provides credit products such as credit cards commercial credit products and consumer installment loans. The company also offers private label credit cards dual cards co-brand and general purpose credit cards short- and long-term installment loans and consumer banking products; and deposit products including certificates of deposit individual retirement accounts money market accounts and savings accounts to retail and commercial customers as well as accepts deposits through third-party securities brokerage firms. In addition it provides debt cancellation products to its credit card customers through online mobile and direct mail; and healthcare payments and financing solutions under the CareCredit Pets Best and Walgreens brands; payments and financing solutions in the apparel specialty retail outdoor music and luxury industries. The company offers its credit products through programs established with a group of national and regional retailers local merchants manufacturers buying groups industry associations and healthcare service providers; and deposit products through various channels such as digital and print. It serves digital health and wellness retail home auto powersports jewelry pets and other industries. The company was founded in 1932 and is headquartered in Stamford Connecticut.