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The South Indian Bank Limited

SOUTHBANK | NSE

25.00

INR

-0.19

-0.75%

SOUTHBANK | NSE

About The South Indian Bank Limited

Sector

Financial Services

Industry

Banks-Regional

Earnings date

30/06/2024

As of date

18/10/2024

Close

25.00

Open

25.26

High

25.26

Low

24.61

The South Indian Bank Limited provides various banking products and services in India. The company operates through Treasury Corporate/Wholesale Banking Retail Banking and Other Banking Operations segments. Its personal banking products and services include savings and current accounts term deposits and unclaimed deposits/inoperative accounts; personal car home gold educational property and other loans as well as one time settlement scheme for micro and small enterprises sector; and mutual funds. The company also offers insurance products such as life insurance health insurance and various credit risk insurance as well as general insurance products such as fire liability marine motor personal accident and travel insurance products. In addition it provides money transfer services; various cards; and value added services including SIB rewardz KYC certification of mutual fund investors SIB e-academia 3-in-one trading KIT green pin SIB feebook branch banking FX-retail NETC FASTag sovereign gold bonds credit and debit cards ATM cum shopping card mobile and Internet banking demat pension system online trading SIB collect PAN service agency cash management travel card direct debit tax payment and savings investments and safe deposit locker services as well as distributes capital gain bonds and tax free bonds. The company's NRI banking services comprise NRE and NRO rupee accounts and foreign currency deposits as well as portfolio investment schemes. Its business banking services include normal and premium accounts SIB merchant plus and trader smart current accounts; working capital long term non-fund based supply chain and SIB commercial vehicle loans; international finance; mortgage and business loans; and merchant acquiring services. The company has a network of branches and ATMs/CRMs. The South Indian Bank Limited was incorporated in 1929 and is headquartered in Thrissur India.

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SOUTHBANK | NSE

Risk
22.2
Sharpe
-0.24
Luna's Score
58/100
Recommendation
Hold

Luna says (SOUTHBANK | NSE)

What's Working

Low 6-Month Volatility (<30%)

Low Market Beta (-0.4 to 0.8)

Low Debt to Asset (< 0.2)

Value Stock (Price to Book < 3)

Strong Operating Margin (> 25%)

What's not Working

Weakness based on declining price with high volume

High Short-term Volatility

Smallcap (300M - 2B USD)

Weak Sharpe Ratio (< 0.3)

Volatility Signals

Bearish: Increased Volatility (6-month > 1-month volatility)

Risk Meter

10 days

28.2%

1 month

22.2%

3 months

24.1%

6 months

29.2%

Returns

Fundamental Ratios

PE

4.72

Fwd. PE

-

Price to book

0.70

Debt to equity

0.32

Debt to assets

0.03

Ent. to EBITDA

-

Ent. to rev.

1.80

PEG

-

Other Fundamentals

EBITDA

-

MarketCap

65.52B

MarketCap(USD)

789.37M

Div. yield

1.20

Op. margin

36.05

Erngs. growth

-5.30

Rev. growth

7.70

Ret. on equity

14.69

Short ratio

-

Short perc.

-

Market Sentiment (SMA and Price signals)

Short-term: Bearish (SMA10D < SMA1M)

Intermediate-term: Bearish (SMA1M < SMA3M)

Long-term: Bearish (SMA6M < SMA12M)

SMAs: Stock Price Trends

Range10D

3.29

Range1M

3.29

Range3M

5.19

Volumes: Market Activity

Rel. volume

1.44

Price X volume

435.60M

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  • 1

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  • 1

Industry Comparison

ParameterCompanyIndustryIndicator
Enterprise to EBITDA---
Ent. to Revenue1.804.86Cheaper
PE Ratio4.7215.86Cheaper
Price to Book0.701.68Cheaper
Dividend Yield1.201.54Poor
Std. Deviation (3M)24.1228.13Par
Debt to Equity0.320.76Cheaper
Debt to Assets0.030.08Cheaper
Market Cap65.52B1,364.57BEmerging
  • 1

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