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Regional Management Corp

RM | US

30.89

USD

-0.58

-1.84%

RM | US
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About Regional Management Corp

Sector

Financial Services

Industry

Credit Services

Earnings date

30/06/2024

As of date

18/03/2026

Close

30.89

Open

31.36

High

31.77

Low

30.80

Regional Management Corp. a diversified consumer finance company provides various installment loan products primarily to customers with limited access to consumer credit from banks thrifts credit card companies and other lenders in the United States. It offers small and large installment loans; and retail loans to finance the purchase of furniture appliances and other retail products. The company also provides insurance products including credit life credit accident and health credit property vehicle single interest and credit involuntary unemployment insurance; collateral protection insurance; and property insurance as well as reinsurance products. In addition its loans are sourced through branches centrally-managed direct mail campaigns and digital partners as well as its consumer website. The company was incorporated in 1987 and is headquartered in Greer South Carolina.

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RM | US

Risk
40.4
Sharpe
0.06
Luna's Score
37/100
Recommendation
Sell

Luna says (RM | US)

What's Working

Good Dividend Yield (2% <= Dividend Yield <= 8%)

Value Stock (Price to Book < 3)

What's not Working

Negative Momentum (Declining Price)

Price Below SMA10D

Smallcap (300M - 2B USD)

High Market Beta (> 0.8)

High Debt to Equity (> 0.75)

High Debt to Asset (> 0.45)

Weak Sharpe Ratio (< 0.3)

Volatility Signals

Bearish: Increased Volatility (6-month > 1-month volatility)

Risk Meter

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10 days

33.9%

1 month

40.4%

3 months

46.5%

6 months

42.9%

Returns

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Fundamental Ratios

PE

12.60

Fwd. PE

6.28

Price to book

0.94

Debt to equity

4.09

Debt to assets

0.79

Ent. to EBITDA

-

Ent. to rev.

3.47

PEG

0.42

Other Fundamentals

EBITDA

117.22M

MarketCap

313.71M

MarketCap(USD)

313.71M

Div. yield

3.75

Op. margin

21.02

Erngs. growth

36.50

Rev. growth

7.10

Ret. on equity

7.47

Short ratio

13.63

Short perc.

4.95

Market Sentiment (SMA and Price signals)

Short-term: Bearish (SMA10D < SMA1M)

Intermediate-term: Bearish (SMA1M < SMA3M)

Long-term: Bullish (SMA6M > SMA12M)

SMAs: Stock Price Trends

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Range10D

4.67

Range1M

5.27

Range3M

10.60

Volumes: Market Activity

Volume Averages

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Rel. volume

0.72

Price X volume

1.13M

Peers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
CNFinance Holdings LimitedCNFCredit Services4.677320.76M-2.75%5.90204.91%
Yirendai LtdYRDCredit Services3.68319.92M3.37%1.820.00%
Runway Growth Finance Corp. Common StockRWAYCredit Services7.04271.37M0.14%14.32108.35%
X Financial American Depositary Shares each representing two Class AXYFCredit Services4.82228.53M-4.37%1.767.13%
Security National Financial CorporationSNFCACredit Services9.32225.72M-2.92%11.0031.78%
Medallion Financial CorpMFINCredit Services8.86205.28M-4.53%5.01645.04%
Finance Of America Companies IncFOACredit Services17.53174.00M-4.16%n/a12123.29%
LPROLPROCredit Services1.44171.72M-3.36%114.2067.53%
Consumer Portfolio Services IncCPSSCredit Services7.68158.99M-4.60%8.851058.75%
Senmiao Technology LimitedAIHSCredit Services1.4214.94M-11.80%n/a174.27%
  • 1

Diversifiers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
MCBC Holdings IncMCFTRecreational Vehicles19.68326.83M-1.55%34.2726.82%
AMC Networks IncAMCXMedia - Diversified6.74297.22M-3.16%6.32236.34%
ACCO Brands CorporationACCOBuilding Products & Equipment3.06293.14M-4.67%n/a174.23%
Camping World Holdings IncCWHRecreational Vehicles5.8261.75M-7.35%n/a3644.76%
Marine Products CorporationMPXRecreational Vehicles7.01243.37M-1.82%13.230.00%
CPI Card Group IncPMTSBuilding Products & Equipment13.93155.43M-3.60%15.61-621.78%
ONEWATER MARINE INC.ONEWRecreational Vehicles8.35134.07M-2.91%n/a286.96%
Kewaunee Scientific CorporationKEQUBuilding Products & Equipment34.2798.42M-1.81%5.1619.82%
Virco Mfg. CorporationVIRCBuilding Products & Equipment6.0298.06M-3.83%9.0939.79%
Reading International IncRDIBMedia - Diversified10.6283.31M-0.09%n/a4054.78%
  • 1

Industry Comparison

ParameterCompanyIndustryIndicator
Enterprise to EBITDA-13.23-
Ent. to Revenue3.4711.29Cheaper
PE Ratio12.6018.44Cheaper
Price to Book0.943.87Cheaper
Dividend Yield3.754.90Poor
Std. Deviation (3M)46.5445.36Par
Debt to Equity4.096.69Cheaper
Debt to Assets0.790.42Expensive
Market Cap313.71M23.69BEmerging
  • 1

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