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Republic Bancorp Inc

RBCAA | US

73.39

USD

-3.43

-4.46%

RBCAA | US
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About Republic Bancorp Inc

Sector

Financial Services

Industry

Banks - Regional - US

Earnings date

30/06/2024

As of date

24/04/2026

Close

73.39

Open

76.28

High

76.54

Low

72.57

Republic Bancorp Inc. a financial holding company provides various banking products and services in the United States. It operates in five segments: Traditional Banking Warehouse Mortgage Banking Tax Refund Solutions and Republic Credit Solutions. The company accepts demand money market accounts savings individual retirement accounts time brokered and other certificates of deposit. Its loan products include residential real estate commercial real estate construction and land development home equity secured and unsecured personal and aircraft loans. The company also offers credit cards; title insurance and other financial products and services; and private banking lockbox processing remote deposit capture business online banking account reconciliation automated clearing house processing and internet and mobile banking services. In addition it provides short-term and revolving credit facilities to mortgage bankers; warehouse lending; tax refund solutions which facilitate the receipt and payment of federal and state tax refund products through third-party tax preparers and tax-preparation software providers; and general purpose reloadable prepaid cards payroll debit cards and limited-purpose demand deposit accounts through third party service providers. Further the company offers consumer credit products; and property and casualty insurance products as well as checking and saving accounts commercial accounts marine lending equipment leasing employee services and merchant solutions. Republic Bancorp Inc. was incorporated in 1974 and is headquartered in Louisville Kentucky.

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RBCAA | US

Risk
33.5
Sharpe
0.30
Luna's Score
57/100
Recommendation
Hold

Luna says (RBCAA | US)

What's Working

Low 6-Month Volatility (<30%)

Good Dividend Yield (2% <= Dividend Yield <= 8%)

Low Market Beta (-0.4 to 0.8)

Low Debt to Asset (< 0.2)

Value Stock (Price to Book < 3)

Strong Operating Margin (> 25%)

What's not Working

Weakness based on declining price with high volume

Price Below SMA10D

High Short-term Volatility

Smallcap (300M - 2B USD)

Weak Sharpe Ratio (< 0.3)

Volatility Signals

Bullish: Stable Volatility (6-month <= 1-month volatility) is positive for the stock performance.

Risk Meter

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10 days

44.3%

1 month

33.5%

3 months

27.9%

6 months

26.8%

Returns

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Fundamental Ratios

PE

13.58

Fwd. PE

-

Price to book

1.38

Debt to equity

0.50

Debt to assets

0.07

Ent. to EBITDA

-

Ent. to rev.

4.75

PEG

1.75

Other Fundamentals

EBITDA

-

MarketCap

1.40B

MarketCap(USD)

1.40B

Div. yield

2.42

Op. margin

40.19

Erngs. growth

20.90

Rev. growth

7.10

Ret. on equity

10.53

Short ratio

2.61

Short perc.

0.61

Market Sentiment (SMA and Price signals)

Short-term: Bullish (SMA10D > SMA1M)

Intermediate-term: Bullish (SMA1M > SMA3M)

Long-term: Bearish (SMA6M < SMA12M)

SMAs: Stock Price Trends

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Range10D

4.92

Range1M

8.98

Range3M

10.59

Volumes: Market Activity

Volume Averages

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Rel. volume

1.18

Price X volume

7.72M

Peers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
Lakeland Financial CorporationLKFNBanks - Regional - US59.691.52B0.30%17.149.07%
Leggett & Platt IncorporatedLEGFurnishings Fixtures & Appliances11.341.52B-0.35%n/a330.87%
Hope Bancorp IncHOPEBanks - Regional - US12.431.50B-1.04%14.8815.44%
QCR Holdings IncQCRHBanks - Regional - US88.391.49B-0.19%11.9982.09%
First Busey CorporationBUSEBanks - Regional - US26.181.49B-0.30%13.4034.01%
La-Z-Boy IncorporatedLZBFurnishings Fixtures & Appliances35.41.48B-1.39%14.6348.46%
Westamerica BancorporationWABCBanks - Regional - US55.021.47B0.68%9.4439.11%
Byline Bancorp IncBYBanks - Regional - US33.031.46B-0.09%9.79104.07%
Bank First National CorporationBFCBanks - Regional - US144.191.44B1.66%11.6516.65%
Dime Community Bancshares IncDCOMSavings & Cooperative Banks35.291.38B-5.49%19.7875.99%
  • 1

Diversifiers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
ARLO TECHNOLOGIES INCARLOBuilding Products & Equipment14.61.46B3.03%n/a19.46%
Lincoln Educational Services CorporationLINCBuilding Products & Equipment39.111.23B-1.21%51.6088.92%
Janus International Group Inc.JBIBuilding Products & Equipment5.44790.55M1.30%11.62116.21%
HUYA IncHUYAMedia - Diversified3.09699.49M-0.32%n/a0.00%
Latham Group Inc.SWIMBuilding Products & Equipment6.01694.62M-0.17%65.1877.00%
The Marcus CorporationMCSMedia - Diversified18.78604.22M0.91%n/a83.32%
AMC Entertainment Holdings IncAMCMedia - Diversified1.64592.62M-1.80%n/a-511.14%
Ennis IncEBFBuilding Products & Equipment20.33528.66M-1.26%13.282.28%
AHGAHGMedical Distribution2.035484.70M-4.01%n/a1.45%
AMC Networks IncAMCXMedia - Diversified8.47373.51M-3.31%6.32236.34%
  • 1

Industry Comparison

ParameterCompanyIndustryIndicator
Enterprise to EBITDA--25.13-
Ent. to Revenue4.7573.69Cheaper
PE Ratio13.5818.44Cheaper
Price to Book1.383,795.44Cheaper
Dividend Yield2.423.11Poor
Std. Deviation (3M)27.9232.77Par
Debt to Equity0.500.66Cheaper
Debt to Assets0.070.08Par
Market Cap1.40B2.81BEmerging
  • 1

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