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Q2 Holdings Inc

QTWO | US

49.46

USD

1.95

4.10%

QTWO | US
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About Q2 Holdings Inc

Sector

Technology

Industry

Software-Infrastructure

Earnings date

30/06/2024

As of date

24/04/2026

Close

49.46

Open

47.67

High

49.46

Low

47.19

Q2 Holdings Inc. provides cloud-based digital solutions to regional and community financial institutions in the United States. The company offers Digital Banking Platform an end-to-end digital banking platform supports its financial institution customers in their delivery of unified digital banking services across digital channels. Its digital banking platform solutions comprising Q2 Consumer Banking Q2 Small Business and Commercial Q2mobile Remote Deposit Capture Q2 Sentinel Q2 Patrol Q2 SMART Q2 Contextual Personal Financial Management Q2 Goals Q2 CardSwap Q2 Gro Q2 Innovation Studio Q2 Biller Direct ClickSWITCH Sensibill Centrix Dispute Tracking System Centrix Payments I.Q. System and Centrix Exact/Transaction Management System to monitor and optimize end-user acquisition engagement and retention customize and extend the platform and enhance operational efficiencies. The company also provides lending solutions which consists precisionlender solutions a cloud-based platform data-driven sales enablement relationship pricing and portfolio management solution includes precisionlender platform treasury pricing data studio and Andi; and Q2 Cloud Lending solutions a cloud-based digital lending platform and end-to-end lending solution that allows financial institutions FinTechs and Alt-FIs to automate and digitize their lending activities supporting digital lending applications scoring underwriting servicing and collections for multiple assets classes comprising Q2 CL portal originate loan marketplace and collections. In addition it offers Q2 Innovation Studio an application program interface or API based and software development kit or SDK based open technology platform; and Helix a cloud-based real-time core processing BaaS platform. The company was formerly known as CBG Holdings Inc. and changed its name to Q2 Holdings Inc. in March 2013. Q2 Holdings Inc. was founded in 2004 and is headquartered in Austin Texas.

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QTWO | US

Risk
48.2
Sharpe
-0.99
Luna's Score
45/100
Recommendation
Sell

Luna says (QTWO | US)

What's Working

Strength based on increasing price with high volume

Strong Revenue Growth (> 10%)

What's not Working

Price Below SMA10D

High Short-term Volatility

Midcap (2B - 10B USD)

High Market Beta (> 0.8)

High Debt to Equity (> 0.75)

Rich in Valuation (Price to Book > 8)

Weak Operating Margin (< 10%)

Weak Sharpe Ratio (< 0.3)

Volatility Signals

Bullish: Stable Volatility (6-month <= 1-month volatility) is positive for the stock performance.

Risk Meter

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10 days

59.6%

1 month

48.2%

3 months

45.3%

6 months

43.6%

Returns

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Fundamental Ratios

PE

-

Fwd. PE

38.91

Price to book

10.32

Debt to equity

1.13

Debt to assets

0.44

Ent. to EBITDA

340.54

Ent. to rev.

7.83

PEG

8.94

Other Fundamentals

EBITDA

-20.32M

MarketCap

2.98B

MarketCap(USD)

2.98B

Div. yield

-

Op. margin

-7.93

Erngs. growth

-

Rev. growth

11.90

Ret. on equity

-14.78

Short ratio

6.68

Short perc.

8.04

Market Sentiment (SMA and Price signals)

Short-term: Bullish (SMA10D > SMA1M)

Intermediate-term: Bearish (SMA1M < SMA3M)

Long-term: Bearish (SMA6M < SMA12M)

SMAs: Stock Price Trends

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Range10D

9.86

Range1M

9.95

Range3M

24.71

Volumes: Market Activity

Volume Averages

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Rel. volume

1.12

Price X volume

36.51M

Peers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
PagSeguro Digital LtdPAGSSoftware-Infrastructure10.243.27B0.49%8.17176.57%
CleanSpark IncCLSKSoftware-Infrastructure12.763.23B4.33%n/a0.85%
Pegasystems IncPEGASoftware-Application37.333.19B5.90%49.49134.60%
Qualys IncQLYSSoftware-Application84.343.10B0.36%27.2011.82%
SoundHound AI IncSOUNSoftware-Application8.192.94B4.73%n/a2.02%
Diebold Nixdorf IncorporatedDBDSoftware-Application85.642.86B1.35%n/a110.39%
Varonis Systems IncVRNSSoftware-Infrastructure24.532.75B2.55%n/a66.89%
Cellebrite DI Ltd. Ordinary SharesCLBTSoftware-Infrastructure12.72.73B-0.24%n/a0.00%
GBTGGBTGSoftware-Application5.732.71B0.53%n/a117.87%
RHRHSpecialty Retail137.512.54B-0.42%169.63-1597.29%
  • 1

Diversifiers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
Pitney Bowes IncPBIBuilding Products & Equipment15.582.80B1.37%n/a-571.93%
Plug Power IncPLUGElectronic Components3.142.76B-1.26%n/a30.65%
Bel Fuse IncBELFAElectronic Components252.892.67B2.88%21.2323.04%
Rogers CorporationROGElectronic Components131.462.45B2.37%33.661.52%
IMAX CorporationIMAXMedia - Diversified36.451.92B-0.44%54.26110.44%
American Superconductor CorporationAMSCElectronic Components49.481.89B7.22%n/a2.95%
HNI CorporationHNIBuilding Products & Equipment37.71.78B1.32%22.1276.47%
Preformed Line Products CompanyPLPCElectronic Components351.171.73B6.80%15.3611.33%
CTS CorporationCTSElectronic Components56.771.72B2.23%27.1917.62%
ARLO TECHNOLOGIES INCARLOBuilding Products & Equipment14.61.46B3.03%n/a19.46%
  • 1

Industry Comparison

ParameterCompanyIndustryIndicator
Enterprise to EBITDA340.54234.81Expensive
Ent. to Revenue7.8311.74Cheaper
PE Ratio-38.19-
Price to Book10.329.25Par
Dividend Yield-2.64-
Std. Deviation (3M)45.3456.19Par
Debt to Equity1.130.16Expensive
Debt to Assets0.440.35Expensive
Market Cap2.98B53.29BEmerging
  • 1

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