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Q2 Holdings Inc

QTWO | US

50.52

USD

-0.74

-1.44%

QTWO | US
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About Q2 Holdings Inc

Sector

Technology

Industry

Software-Infrastructure

Earnings date

30/06/2024

As of date

11/03/2026

Close

50.52

Open

51.61

High

52.30

Low

49.59

Q2 Holdings Inc. provides cloud-based digital solutions to regional and community financial institutions in the United States. The company offers Digital Banking Platform an end-to-end digital banking platform supports its financial institution customers in their delivery of unified digital banking services across digital channels. Its digital banking platform solutions comprising Q2 Consumer Banking Q2 Small Business and Commercial Q2mobile Remote Deposit Capture Q2 Sentinel Q2 Patrol Q2 SMART Q2 Contextual Personal Financial Management Q2 Goals Q2 CardSwap Q2 Gro Q2 Innovation Studio Q2 Biller Direct ClickSWITCH Sensibill Centrix Dispute Tracking System Centrix Payments I.Q. System and Centrix Exact/Transaction Management System to monitor and optimize end-user acquisition engagement and retention customize and extend the platform and enhance operational efficiencies. The company also provides lending solutions which consists precisionlender solutions a cloud-based platform data-driven sales enablement relationship pricing and portfolio management solution includes precisionlender platform treasury pricing data studio and Andi; and Q2 Cloud Lending solutions a cloud-based digital lending platform and end-to-end lending solution that allows financial institutions FinTechs and Alt-FIs to automate and digitize their lending activities supporting digital lending applications scoring underwriting servicing and collections for multiple assets classes comprising Q2 CL portal originate loan marketplace and collections. In addition it offers Q2 Innovation Studio an application program interface or API based and software development kit or SDK based open technology platform; and Helix a cloud-based real-time core processing BaaS platform. The company was formerly known as CBG Holdings Inc. and changed its name to Q2 Holdings Inc. in March 2013. Q2 Holdings Inc. was founded in 2004 and is headquartered in Austin Texas.

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QTWO | US

Risk
44.5
Sharpe
-0.78
Luna's Score
46/100
Recommendation
Hold

Luna says (QTWO | US)

What's Working

Strong Revenue Growth (> 10%)

What's not Working

Midcap (2B - 10B USD)

High Market Beta (> 0.8)

High Debt to Equity (> 0.75)

Rich in Valuation (Price to Book > 8)

Weak Operating Margin (< 10%)

Weak Sharpe Ratio (< 0.3)

Volatility Signals

Bullish: Stable Volatility (6-month <= 1-month volatility) is positive for the stock performance.

Risk Meter

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10 days

36.6%

1 month

44.5%

3 months

39.5%

6 months

42.0%

Returns

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Fundamental Ratios

PE

-

Fwd. PE

38.91

Price to book

10.32

Debt to equity

1.13

Debt to assets

0.44

Ent. to EBITDA

340.54

Ent. to rev.

7.83

PEG

8.94

Other Fundamentals

EBITDA

-20.32M

MarketCap

3.05B

MarketCap(USD)

3.05B

Div. yield

-

Op. margin

-7.93

Erngs. growth

-

Rev. growth

11.90

Ret. on equity

-14.78

Short ratio

6.68

Short perc.

8.04

Market Sentiment (SMA and Price signals)

Short-term: Bearish (SMA10D < SMA1M)

Intermediate-term: Bearish (SMA1M < SMA3M)

Long-term: Bearish (SMA6M < SMA12M)

SMAs: Stock Price Trends

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Range10D

6.84

Range1M

12.78

Range3M

30.08

Volumes: Market Activity

Volume Averages

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Rel. volume

0.48

Price X volume

35.46M

Peers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
FASTLY INCFSLYSoftware-Application24.053.33B5.76%n/a43.05%
Real Industry IncRELYSoftware-Infrastructure16.983.31B-0.59%n/a5.15%
Kingsoft Cloud Holdings LimitedKCSoftware-Application13.533.29B-3.97%n/a58.30%
PagSeguro Digital LtdPAGSSoftware-Infrastructure10.143.24B0.20%8.17176.57%
Advance Auto Parts IncAAPSpecialty Retail53.333.18B4.43%n/a152.10%
Cellebrite DI Ltd. Ordinary SharesCLBTSoftware-Infrastructure14.493.11B-1.43%n/a0.00%
Synaptics IncorporatedSYNASoftware-Application76.673.06B1.68%22.4869.70%
SoundHound AI IncSOUNSoftware-Application7.792.79B-1.39%n/a2.02%
Varonis Systems IncVRNSSoftware-Infrastructure24.0852.70B0.56%n/a66.89%
GBTGGBTGSoftware-Application5.572.64B1.09%n/a117.87%
  • 1

Diversifiers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
Cinemark Holdings IncCNKMedia - Diversified26.013.18B-2.44%27.93934.91%
VeriFone Systems IncPAYBuilding Products & Equipment25.513.18B-1.96%102.462.10%
Impinj IncPIElectronic Components99.092.79B6.84%779.64251.07%
Bel Fuse IncBELFBElectronic Components200.8752.62B1.20%16.9123.04%
IMAX CorporationIMAXMedia - Diversified39.82.10B0.23%54.26110.44%
Plug Power IncPLUGElectronic Components2.231.96B5.19%n/a30.65%
Rogers CorporationROGElectronic Components105.011.95B-0.51%33.661.52%
Bel Fuse IncBELFAElectronic Components182.661.93B1.47%21.2323.04%
HNI CorporationHNIBuilding Products & Equipment40.831.92B0.99%22.1276.47%
Pitney Bowes IncPBIBuilding Products & Equipment10.471.88B-1.13%n/a-571.93%
  • 1

Industry Comparison

ParameterCompanyIndustryIndicator
Enterprise to EBITDA340.54234.81Expensive
Ent. to Revenue7.8311.74Cheaper
PE Ratio-38.19-
Price to Book10.329.25Par
Dividend Yield-2.64-
Std. Deviation (3M)39.5256.19Lower Risk
Debt to Equity1.130.16Expensive
Debt to Assets0.440.35Expensive
Market Cap3.05B53.29BEmerging
  • 1

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