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Pacific City Financial Corp

PCB | US

24.41

USD

0.19

0.76%

PCB | US
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About Pacific City Financial Corp

Sector

Financial Services

Industry

Banks-Regional

Earnings date

30/06/2024

As of date

20/04/2026

Close

24.41

Open

24.30

High

24.65

Low

24.25

PCB Bancorp operates as the bank holding company for PCB Bank that provides various banking products and services to small to medium-sized businesses individuals and professionals in Southern California. The company offers demand savings money market and time deposits as well as certificates of deposit; and trade finance remote deposit capture courier deposit services positive pay services zero balance accounts and sweep accounts. It also provides real estate loans including commercial and residential Small Business Administration (SBA) property and construction loans; commercial and industrial loans such as commercial term and lines of credit SBA commercial term and SBA Paycheck Protection Program loans; and other consumer loans comprising automobile secured loans and personal loans. In addition the company offers access to account balances online transfers and online bill payment and electronic delivery of customer statements; and mobile banking solutions that include remote check deposit and mobile bill pay. Further it provides automated teller machines; and banking by telephone mail personal appointment debit cards direct deposit and cashier's checks as well as treasury management wire transfer and automated clearing house services. The company operates through a network of full-service branches in Los Angeles and Orange counties California; Carrollton and Dallas Texas; and Englewood Cliffs and Palisade Park New Jersey and Bayside New York. It also operates loan production offices in Los Angeles and Orange Counties California; Annandale Virginia; Atlanta Georgia; Bellevue Washington; Aurora Colorado; and Carrollton Texas. The company was formerly known as Pacific City Financial Corporation and changed its name to PCB Bancorp in July 2019. PCB Bancorp was founded in 2003 and is headquartered in Los Angeles California.

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PCB | US

Risk
19.0
Sharpe
1.24
Luna's Score
75/100
Recommendation
Buy

Luna says (PCB | US)

What's Working

Positive Momentum

Low 6-Month Volatility (<30%)

Good Dividend Yield (2% <= Dividend Yield <= 8%)

Low Market Beta (-0.4 to 0.8)

Low Debt to Equity (< 0.25)

Low Debt to Asset (< 0.2)

Value Stock (Price to Book < 3)

Strong Operating Margin (> 25%)

Strong Sharpe Ratio (> 1.2)

What's not Working

Smallcap (300M - 2B USD)

Declining Revenue (< 0%)

Volatility Signals

Bearish: Increased Volatility (6-month > 1-month volatility)

Risk Meter

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10 days

17.2%

1 month

19.0%

3 months

25.9%

6 months

26.1%

Returns

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Fundamental Ratios

PE

11.16

Fwd. PE

-

Price to book

0.94

Debt to equity

0.16

Debt to assets

0.02

Ent. to EBITDA

-

Ent. to rev.

4.02

PEG

-

Other Fundamentals

EBITDA

-

MarketCap

348.01M

MarketCap(USD)

348.01M

Div. yield

3.91

Op. margin

36.67

Erngs. growth

-17.30

Rev. growth

-0.90

Ret. on equity

6.89

Short ratio

1.41

Short perc.

0.42

Market Sentiment (SMA and Price signals)

Short-term: Bullish (SMA10D > SMA1M)

Intermediate-term: Bullish (SMA1M > SMA3M)

Long-term: Bullish (SMA6M > SMA12M)

SMAs: Stock Price Trends

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Range10D

2.13

Range1M

3.04

Range3M

3.91

Volumes: Market Activity

Volume Averages

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Rel. volume

0.70

Price X volume

443.47K

Peers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
Territorial Bancorp IncTBNKSavings & Cooperative Banks47.08375.12Mn/a126.27%
Waterstone Financial IncWSBFSavings & Cooperative Banks18.46359.18M-0.43%23.52197.29%
Timberland Bancorp IncTSBKSavings & Cooperative Banks41.27328.76M-0.70%10.138.97%
ALPINE INCOME PROPERTY TRUST INC.PINEREIT-Retail19.9295.63M0.40%80.30102.55%
SITCSITCREIT-Retail5.58293.12M0.00%1.970.00%
CompX International IncCIXSecurity & Protection Services23.2285.79M0.00%17.920.00%
Citizens IncCIAInsurance-Life5.66282.26M1.25%13.630.00%
First Capital IncFCAPSavings & Cooperative Banks54.73183.45M0.42%9.8631.20%
Seritage Growth PropertiesSRGREIT-Retail2.63147.99M-1.87%n/a63.74%
Provident Financial Holdings IncPROVSavings & Cooperative Banks17.05117.01M0.06%14.47183.54%
  • 1

Diversifiers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
AMC Networks IncAMCXMedia - Diversified8.66381.89M-1.25%6.32236.34%
ACCO Brands CorporationACCOBuilding Products & Equipment3.32318.05M-0.90%n/a174.23%
CPI Card Group IncPMTSBuilding Products & Equipment18.88210.66M0.69%15.61-621.78%
Cosmos Group Holdings IncCOSGMedia - Diversified0.06137.58M-1.80%n/a-91.95%
Kewaunee Scientific CorporationKEQUBuilding Products & Equipment36.86105.85M0.44%5.1619.82%
Virco Mfg. CorporationVIRCBuilding Products & Equipment6.21101.16M-2.51%9.0939.79%
Reading International IncRDIBMedia - Diversified9.372.95M-6.91%n/a4054.78%
ILAGILAGBuilding Products & Equipment3.63565.65M-2.02%n/a5.48%
Reading International IncRDIMedia - Diversified1.2134.16M0.83%n/a4054.78%
Antelope Enterprise Holdings LimitedAEHLBuilding Products & Equipment0.710.23M-6.02%0.0316.03%
  • 1

Industry Comparison

ParameterCompanyIndustryIndicator
Enterprise to EBITDA---
Ent. to Revenue4.025.20Cheaper
PE Ratio11.1618.83Cheaper
Price to Book0.941.20Cheaper
Dividend Yield3.913.13Leader
Std. Deviation (3M)25.9334.53Lower Risk
Debt to Equity0.160.42Cheaper
Debt to Assets0.020.05Cheaper
Market Cap348.01M5.12BEmerging
  • 1

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