OceanFirst Financial Corp

OceanFirst Financial Corp. operates as the bank holding company for OceanFirst Bank N.A. that provides community banking services. It accepts money market accounts savings accounts interest-bearing checking accounts non-interest-bearing demand deposits and time deposits to retail government and business customers. The company also offers commercial real estate multi-family land loans construction fixed-rate and adjustable-rate mortgage loans that are secured by one-to-four family residences; and consumer loans such as home equity loans and lines of credit student loans overdraft line of credit loans on savings accounts and other consumer loans. In addition it invests in mortgage-backed securities securities issued by the U.S. Government and agencies corporate securities and other investments. Further the company offers bankcard trust and asset management services; and sells life insurance products. The company was founded in 1902 and is based in Red Bank New Jersey.