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NCINO INC.

NCNO | US

17.47

USD

0.34

1.98%

NCNO | US
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About NCINO INC.

Sector

Technology

Industry

Software-Application

Earnings date

31/07/2024

As of date

14/04/2026

Close

17.47

Open

17.27

High

17.80

Low

17.20

nCino Inc. a software-as-a-service company provides cloud-based software applications to financial institutions in the United States and internationally. Its nCino Bank Operating System a secure cloud-based solution which empowers bank employees and leaders with true insight into the bank through an end-to-end platform that spans business lines and combines customer relationship management customer onboarding account opening loan origination deposit accounts workflow credit analysis enterprise content management and instant reporting capabilities. The company's nCino IQ an application suite that utilizes data analytics and artificial intelligence and machine learning to provide its customers with automation and insights into their operations such as tools for analyzing measuring and managing credit risk as well as to enhance their ability to comply with regulatory requirements. It also offers SimpleNexus a suite of products that enables loan officers borrowers real estate agents settlement agents and others to engage in the homeownership process from internet-enabled device. The company serves financial institution customers including global financial institutions enterprise banks regional banks community banks credit unions new market entrants and independent mortgage banks through sales team comprising business development representatives account executives field sales engineers and customer success managers. nCino Inc. was incorporated in 2011 and is headquartered in Wilmington North Carolina.

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NCNO | US

Risk
59.7
Sharpe
-0.69
Luna's Score
61/100
Recommendation
Hold

Luna says (NCNO | US)

What's Working

Low Market Beta (-0.4 to 0.8)

Low Debt to Equity (< 0.25)

Low Debt to Asset (< 0.2)

Strong Revenue Growth (> 10%)

What's not Working

Midcap (2B - 10B USD)

Weak Operating Margin (< 10%)

Weak Sharpe Ratio (< 0.3)

Volatility Signals

Bullish: Stable Volatility (6-month <= 1-month volatility) is positive for the stock performance.

Risk Meter

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10 days

59.5%

1 month

59.7%

3 months

59.6%

6 months

49.7%

Returns

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Fundamental Ratios

PE

-

Fwd. PE

-

Price to book

3.89

Debt to equity

0.10

Debt to assets

0.08

Ent. to EBITDA

238.43

Ent. to rev.

8.25

PEG

-

Other Fundamentals

EBITDA

24.83M

MarketCap

2.02B

MarketCap(USD)

2.02B

Div. yield

-

Op. margin

-5.20

Erngs. growth

-

Rev. growth

12.90

Ret. on equity

-2.76

Short ratio

5.37

Short perc.

11.47

Market Sentiment (SMA and Price signals)

Short-term: Bullish (SMA10D > SMA1M)

Intermediate-term: Bearish (SMA1M < SMA3M)

Long-term: Bearish (SMA6M < SMA12M)

SMAs: Stock Price Trends

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Range10D

4.18

Range1M

4.65

Range3M

11.79

Volumes: Market Activity

Volume Averages

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Rel. volume

0.89

Price X volume

52.16M

Peers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
EverCommerce Inc. Common StockEVCMSoftware-Infrastructure11.912.19B2.67%n/a69.95%
Alarm.com Holdings IncALRMSoftware-Application43.862.16B1.04%26.80156.57%
Tenable Holdings IncTENBSoftware-Infrastructure17.872.13B2.64%n/a113.35%
Braze Inc. Class A Common StockBRZESoftware-Application20.512.11B-0.49%n/a19.37%
Marqeta Inc.MQSoftware-Infrastructure4.062.06B0.74%n/a1.36%
NextNav Inc. Common StockNNSoftware-Infrastructure16.122.04B3.53%n/a109.34%
Bitdeer Technologies Group Class A Ordinary SharesBTDRSoftware-Application11.972.00B6.45%n/a24.45%
Kensington Capital Acquisition Corp. IVAMPXElectrical Equipment & Parts17.891.99B-2.72%n/a56.38%
Actuant CorporationEPACDiversified Industrials36.391.98B-1.78%29.3553.51%
SPS Commerce IncSPSCSoftware-Application52.551.97B-0.91%99.911.75%
  • 1

Diversifiers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
Rogers CorporationROGElectronic Components117.972.19B-0.91%33.661.52%
IMAX CorporationIMAXMedia - Diversified36.831.94B-0.30%54.26110.44%
CTS CorporationCTSElectronic Components55.561.69B-0.02%27.1917.62%
Babcock & Wilcox Enterprises IncBWElectronic Components17.861.65B-2.08%n/a-267.72%
Preformed Line Products CompanyPLPCElectronic Components320.851.58B2.96%15.3611.33%
American Superconductor CorporationAMSCElectronic Components39.451.51B4.34%n/a2.95%
Energizer Holdings IncENRElectronic Components18.991.36B0.58%233.212689.63%
Allient Inc.ALNTElectronic Components71.771.21B2.18%16.3397.78%
OUSTOUSTElectronic Components23.421.13B7.04%n/a39.55%
Winnebago Industries IncWGORecreational Vehicles33.35965.65M2.02%22.5356.33%
  • 1

Industry Comparison

ParameterCompanyIndustryIndicator
Enterprise to EBITDA238.4336.63Expensive
Ent. to Revenue8.255.65Expensive
PE Ratio-50.43-
Price to Book3.899.90Cheaper
Dividend Yield-2.19-
Std. Deviation (3M)59.6156.70Par
Debt to Equity0.100.13Cheaper
Debt to Assets0.080.22Cheaper
Market Cap2.02B15.48BEmerging
  • 1

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