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NCINO INC.

NCNO | US

37.21

USD

0.63

1.72%

NCNO | US

About NCINO INC.

Sector

Technology

Industry

Software-Application

Earnings date

31/07/2024

As of date

21/10/2024

Close

37.21

Open

36.66

High

37.73

Low

36.55

nCino Inc. a software-as-a-service company provides cloud-based software applications to financial institutions in the United States and internationally. Its nCino Bank Operating System a secure cloud-based solution which empowers bank employees and leaders with true insight into the bank through an end-to-end platform that spans business lines and combines customer relationship management customer onboarding account opening loan origination deposit accounts workflow credit analysis enterprise content management and instant reporting capabilities. The company's nCino IQ an application suite that utilizes data analytics and artificial intelligence and machine learning to provide its customers with automation and insights into their operations such as tools for analyzing measuring and managing credit risk as well as to enhance their ability to comply with regulatory requirements. It also offers SimpleNexus a suite of products that enables loan officers borrowers real estate agents settlement agents and others to engage in the homeownership process from internet-enabled device. The company serves financial institution customers including global financial institutions enterprise banks regional banks community banks credit unions new market entrants and independent mortgage banks through sales team comprising business development representatives account executives field sales engineers and customer success managers. nCino Inc. was incorporated in 2011 and is headquartered in Wilmington North Carolina.

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NCNO | US

Risk
30.6
Sharpe
0.51
Luna's Score
70/100
Recommendation
Buy

Luna says (NCNO | US)

What's Working

Positive Momentum

Strength based on increasing price with high volume

Low Market Beta (-0.4 to 0.8)

Low Debt to Equity (< 0.25)

Low Debt to Asset (< 0.2)

Strong Revenue Growth (> 10%)

What's not Working

Midcap (2B - 10B USD)

Weak Operating Margin (< 10%)

Volatility Signals

Bearish: Increased Volatility (6-month > 1-month volatility)

Risk Meter

10 days

31.4%

1 month

30.6%

3 months

40.3%

6 months

32.7%

Returns

Fundamental Ratios

PE

-

Fwd. PE

-

Price to book

3.89

Debt to equity

0.10

Debt to assets

0.08

Ent. to EBITDA

238.43

Ent. to rev.

8.25

PEG

-

Other Fundamentals

EBITDA

24.83M

MarketCap

4.30B

MarketCap(USD)

4.30B

Div. yield

-

Op. margin

-5.20

Erngs. growth

-

Rev. growth

12.90

Ret. on equity

-2.76

Short ratio

5.37

Short perc.

11.47

Market Sentiment (SMA and Price signals)

Short-term: Bullish (SMA10D > SMA1M)

Intermediate-term: Bullish (SMA1M > SMA3M)

Long-term: Bullish (SMA6M > SMA12M)

SMAs: Stock Price Trends

Range10D

7.79

Range1M

7.90

Range3M

8.95

Volumes: Market Activity

Rel. volume

1.17

Price X volume

57.29M

Peers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
Qualys IncQLYSSoftware-Application124.1554.57B0.77%27.2011.82%
Box IncBOXSoftware-Infrastructure31.864.56B-0.56%40.56-221.39%
Blackbaud IncBLKBSoftware-Application85.954.44B0.07%108.72184.13%
ALIGHT INC. / DEALITSoftware-Application7.153.98B-1.38%n/a65.35%
DigitalOcean Holdings Inc.DOCNSoftware-Infrastructure42.73.93B-1.43%60.17-645.65%
ZoomInfo Technologies Inc.ZISoftware-Application10.73.91B0.85%265.2576.02%
Cellebrite DI Ltd. Ordinary SharesCLBTSoftware-Infrastructure18.153.90B0.00%n/a0.00%
Intapp Inc.INTASoftware-Application49.513.81B-1.10%n/a6.35%
Kadant IncKAIDiversified Industrials324.083.81B-1.22%33.7942.75%
Sportradar Group AG Class A Ordinary SharesSRADSoftware-Application12.7553.80B2.95%137.670.00%
  • 1

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Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
Harley-Davidson IncHOGRecreational Vehicles35.494.67B-2.04%7.33218.58%
General Cable CorporationBGCElectronic Components9.264.57B-0.75%38.88186.12%
Polaris Industries IncPIIRecreational Vehicles80.194.47B-2.86%14.48170.51%
AU Optronics CorpAUOTYElectronic Components5.34.12B0.38%n/a87.77%
Advanced Energy Industries IncAEISElectronic Components108.694.09B-1.61%44.7287.62%
BRP IncDOOORecreational Vehicles55.754.08B-3.04%24.06552.13%
EnerSysENSElectronic Components99.874.02B-2.35%15.4749.62%
Sanmina CorporationSANMElectronic Components65.793.60B-2.45%17.4717.76%
Cinemark Holdings IncCNKMedia - Diversified28.563.50B-0.73%27.93934.91%
LCI IndustriesLCIIRecreational Vehicles117.933.00B-4.44%25.8277.66%
  • 1

Industry Comparison

ParameterCompanyIndustryIndicator
Enterprise to EBITDA238.4336.63Expensive
Ent. to Revenue8.255.65Expensive
PE Ratio-50.43-
Price to Book3.899.90Cheaper
Dividend Yield-2.19-
Std. Deviation (3M)40.3456.70Lower Risk
Debt to Equity0.100.13Cheaper
Debt to Assets0.080.22Cheaper
Market Cap4.30B15.48BEmerging
  • 1

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