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Mercury General Corporation

MCY | US

101.47

USD

3.92

4.02%

MCY | US
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About Mercury General Corporation

Sector

Financial Services

Industry

Insurance-Property & Casualty

Earnings date

30/06/2024

As of date

05/06/2026

Close

101.47

Open

98.41

High

101.69

Low

98.30

Mercury General Corporation together with its subsidiaries engages in writing personal automobile insurance in the United States. The company also writes homeowners commercial automobile commercial property mechanical protection and umbrella insurance products. Its automobile insurance products include collision property damage bodily injury comprehensive personal injury protection underinsured and uninsured motorist and other hazards; and homeowners insurance products comprise dwelling liability personal property fire and other hazards. The company sells its policies through a network of independent agents and insurance agencies as well as directly through internet sales portals in Arizona California Florida Georgia Illinois Nevada New Jersey New York Oklahoma Texas and Virginia. Mercury General Corporation was founded in 1961 and is headquartered in Los Angeles California.

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MCY | US

Risk
28.7
Sharpe
2.17
Luna's Score
70/100
Recommendation
Buy

Luna says (MCY | US)

What's Working

Positive Momentum

Low 6-Month Volatility (<30%)

Low Debt to Asset (< 0.2)

Value Stock (Price to Book < 3)

Strong Revenue Growth (> 10%)

Strong Sharpe Ratio (> 1.2)

What's not Working

High Short-term Volatility

Midcap (2B - 10B USD)

High Market Beta (> 0.8)

Weak Operating Margin (< 10%)

Volatility Signals

Bullish: Stable Volatility (6-month <= 1-month volatility) is positive for the stock performance.

Risk Meter

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10 days

32.3%

1 month

28.7%

3 months

24.7%

6 months

27.5%

Returns

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Fundamental Ratios

PE

11.66

Fwd. PE

-

Price to book

2.26

Debt to equity

0.36

Debt to assets

0.08

Ent. to EBITDA

-

Ent. to rev.

0.74

PEG

1.19

Other Fundamentals

EBITDA

487.36M

MarketCap

5.62B

MarketCap(USD)

5.62B

Div. yield

1.89

Op. margin

6.35

Erngs. growth

-81.70

Rev. growth

20.50

Ret. on equity

20.94

Short ratio

1.96

Short perc.

3.19

Market Sentiment (SMA and Price signals)

Short-term: Bearish (SMA10D < SMA1M)

Intermediate-term: Bullish (SMA1M > SMA3M)

Long-term: Bullish (SMA6M > SMA12M)

SMAs: Stock Price Trends

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Range10D

7.30

Range1M

11.86

Range3M

18.45

Volumes: Market Activity

Volume Averages

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Rel. volume

0.87

Price X volume

20.87M

Peers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
Selective Insurance Group IncSIGIInsurance-Property & Casualty88.595.39B3.00%26.8917.41%
White Mountains Insurance Group LtdWTMInsurance-Property & Casualty2065.145.30B2.46%9.7611.99%
Lemonade Inc.LMNDInsurance-Property & Casualty51.463.66B-0.21%n/a10.60%
Hagerty IncHGTYInsurance-Property & Casualty10.453.56B2.85%70.6786.21%
NMI Holdings IncNMIHInsurance-Property & Casualty36.552.91B1.30%9.5620.25%
Palomar Holdings IncPLMRInsurance-Property & Casualty108.512.84B5.07%25.550.00%
RLI CorpRLIInsurance-Property & Casualty52.382.40B4.03%22.247.37%
Stewart Information Services CorporationSTCInsurance-Property & Casualty65.831.84B3.80%45.6741.98%
Skyward Specialty Insurance Group Inc. Common StockSKWDInsurance-Property & Casualty45.961.84B4.38%15.5816.32%
HCI Group IncHCIInsurance-Property & Casualty156.981.64B4.49%9.3341.63%
  • 1

Diversifiers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
General Cable CorporationBGCElectronic Components10.865.36B2.84%38.88186.12%
Colliers International Group IncCIGIReal Estate Services97.165.01B-0.35%50.24163.75%
QBTSQBTSComputer Hardware23.854.80B-13.71%n/a-336.57%
Belden IncBDCElectronic Components106.224.33B-4.06%25.45106.75%
Rigetti Computing Inc. Common StockRGTIComputer Hardware20.683.95B-14.40%n/a19.72%
Newmark Group IncNMRKReal Estate Services14.613.62B0.62%59.40179.32%
Bel Fuse IncBELFBElectronic Components262.563.43B-5.06%16.9123.04%
Impinj IncPIElectronic Components120.933.40B-11.20%779.64251.07%
OSI Systems IncOSISElectronic Components197.733.28B-7.00%19.6360.40%
OpenTable IncOPENReal Estate Services4.423.11B-10.71%n/a290.30%
  • 1

Industry Comparison

ParameterCompanyIndustryIndicator
Enterprise to EBITDA-13.50-
Ent. to Revenue0.748.10Cheaper
PE Ratio11.6620.51Cheaper
Price to Book2.263.13Cheaper
Dividend Yield1.892.02Par
Std. Deviation (3M)24.6634.69Lower Risk
Debt to Equity0.36-0.41Expensive
Debt to Assets0.080.14Cheaper
Market Cap5.62B16.13BEmerging
  • 1

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