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The Karnataka Bank Limited

KTKBANK | NSE

222.50

INR

0

0%

KTKBANK | NSE

About The Karnataka Bank Limited

Sector

Financial Services

Industry

Banks-Regional

Earnings date

31/03/2024

As of date

18/10/2024

Close

222.50

Open

226.81

High

226.81

Low

222.10

The Karnataka Bank Limited provides personal and business banking products and services in India. It operates through four segments: Treasury Operations Corporate/Wholesale Banking Retail Banking and Other Banking Operations. The company offers savings and current accounts; fixed cash certificate and recurring deposits; and non-resident rupee ordinary non-resident foreign currency and resident foreign currency accounts as well as non-resident Indian priority banking services. It also provides loan products including vehicle home education personal MSME mortgage women entrepreneur gold and other loans as well as loans against property. In addition the company offers debit credit gift deposit only and image cards; life general and health insurance products; investment products; remittance and other services; and forex services comprising pre and post-shipment export collection bills export LC advising inward remittance facility import letter of credit import bill collection buyer's credit and outward remittances. Further it provides point of sale service for merchant's payment solutions; and KBL e-COLLECT a fee payment processing platform which enables the institution to offer parents and students a way to pay their fees through a range of payment options. Additionally the company offers various loans for agriculture; and other services such as internet and mobile banking mutual funds demat and online trading services locker facility and funds transfer services. It operates through a network of branches ATMs and cash recyclers. The company was incorporated in 1924 and is headquartered in Mangalore India.

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KTKBANK | NSE

Risk
23.5
Sharpe
-0.38
Luna's Score
54/100
Recommendation
Hold

Luna says (KTKBANK | NSE)

What's Working

Good Dividend Yield (2% <= Dividend Yield <= 8%)

Low Debt to Asset (< 0.2)

Value Stock (Price to Book < 3)

Strong Operating Margin (> 25%)

Strong Revenue Growth (> 10%)

What's not Working

Negative Momentum (Declining Price)

Price Below SMA10D

Smallcap (300M - 2B USD)

High Market Beta (> 0.8)

Weak Sharpe Ratio (< 0.3)

Volatility Signals

Bearish: Increased Volatility (6-month > 1-month volatility)

Risk Meter

10 days

22.0%

1 month

23.5%

3 months

33.3%

6 months

30.3%

Returns

Fundamental Ratios

PE

5.83

Fwd. PE

-

Price to book

0.80

Debt to equity

0.41

Debt to assets

0.04

Ent. to EBITDA

-

Ent. to rev.

2.39

PEG

-

Other Fundamentals

EBITDA

-

MarketCap

83.75B

MarketCap(USD)

1.01B

Div. yield

2.39

Op. margin

45.39

Erngs. growth

-10.40

Rev. growth

15.70

Ret. on equity

13.71

Short ratio

-

Short perc.

-

Market Sentiment (SMA and Price signals)

Short-term: Bearish (SMA10D < SMA1M)

Intermediate-term: Bullish (SMA1M > SMA3M)

Long-term: Bearish (SMA6M < SMA12M)

SMAs: Stock Price Trends

Range10D

14.14

Range1M

23.53

Range3M

31.00

Volumes: Market Activity

Rel. volume

1.11

Price X volume

423.91M

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Industry Comparison

ParameterCompanyIndustryIndicator
Enterprise to EBITDA---
Ent. to Revenue2.394.86Cheaper
PE Ratio5.8315.86Cheaper
Price to Book0.801.68Cheaper
Dividend Yield2.391.54Leader
Std. Deviation (3M)33.3528.13Par
Debt to Equity0.410.76Cheaper
Debt to Assets0.040.08Cheaper
Market Cap83.75B1,364.57BEmerging
  • 1

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