Heartland Financial USA Inc

Heartland Financial USA Inc. a multi-bank holding company provides commercial small business and consumer banking services to individuals and businesses in the United States. It also accepts various deposit products including checking and other demand deposit accounts; NOW savings money market individual retirement; certificates of deposit; and other time deposits. The company offers commercial and industrial loans; commercial real estate loans; real estate mortgage loans; small business loans; agricultural loans; consumer loans comprising motor vehicle and home improvement loans home equity line of credit and fixed rate home equity and personal lines of credit; and credit cards for commercial business and personal use. In addition it provides online banking mobile banking telephone banking bill payment automated clearing house wire transfer zero balance account transaction reporting lock box remote deposit capture accounts receivable investment sweep account reconciliation treasury management wealth management trust foreign exchange and various fraud prevention services such as check and electronic positive pay as well as commercial purchasing and merchant credit cards debit cards and automated teller machines. Further the company offers investment services such as mutual funds annuities retirement products education savings products and brokerage services. Additionally it is involved in the community development consumer finance multi-line insurance agency and property management businesses. The company operates in Iowa Illinois Wisconsin New Mexico Arizona Montana Colorado Minnesota Kansas Missouri Texas and California. Heartland Financial USA Inc. was founded in 1981 and is headquartered in Denver Colorado.