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Farmers & Merchants Bancorp Inc

FMAO | US

26.80

USD

-0.04

-0.15%

FMAO | US
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About Farmers & Merchants Bancorp Inc

Sector

Financial Services

Industry

Banks - Regional - US

Earnings date

30/06/2024

As of date

14/04/2026

Close

26.80

Open

26.71

High

27.00

Low

25.52

Farmers & Merchants Bancorp Inc. operates as the bank holding company for The Farmers & Merchants State Bank that provides commercial banking services to individuals and small businesses in northwest Ohio and northeast Indiana. The company offers checking savings and time deposit accounts; certificates of deposit; and custodial services for individual retirement and health savings accounts. It also provides commercial agricultural and residential mortgage as well as consumer and credit card lending products; loans for farmland farm equipment and livestock; operating loans for seeds fertilizers and feeds; home improvement loans; and loans for autos trucks recreational vehicles and motorcycles as well as home and personal loan. In addition the company offers commercial real estate loans such as lines of credit and machinery purchase loans. Further it provides automated teller machine or interactive teller machine services; and online and mobile banking remote deposit capture or electronic deposit processing and merchant credit card services. It also offers electronic transaction origination such as wire and automated clearing house file transmittal services. Farmers & Merchants Bancorp Inc. was founded in 1897 and is headquartered in Archbold Ohio.

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FMAO | US

Risk
19.8
Sharpe
0.53
Luna's Score
63/100
Recommendation
Hold

Luna says (FMAO | US)

What's Working

Positive Momentum

Good Dividend Yield (2% <= Dividend Yield <= 8%)

Low Market Beta (-0.4 to 0.8)

Low Debt to Asset (< 0.2)

Value Stock (Price to Book < 3)

Strong Operating Margin (> 25%)

What's not Working

Smallcap (300M - 2B USD)

High Debt to Equity (> 0.75)

Volatility Signals

Bearish: Increased Volatility (6-month > 1-month volatility)

Risk Meter

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10 days

20.8%

1 month

19.8%

3 months

36.1%

6 months

36.4%

Returns

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Fundamental Ratios

PE

18.03

Fwd. PE

16.08

Price to book

1.19

Debt to equity

1.02

Debt to assets

0.10

Ent. to EBITDA

-

Ent. to rev.

7.32

PEG

-

Other Fundamentals

EBITDA

-

MarketCap

366.62M

MarketCap(USD)

366.62M

Div. yield

3.15

Op. margin

33.73

Erngs. growth

-5.60

Rev. growth

0.30

Ret. on equity

6.81

Short ratio

8.00

Short perc.

1.61

Market Sentiment (SMA and Price signals)

Short-term: Bullish (SMA10D > SMA1M)

Intermediate-term: Bearish (SMA1M < SMA3M)

Long-term: Bullish (SMA6M > SMA12M)

SMAs: Stock Price Trends

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Range10D

2.32

Range1M

3.54

Range3M

6.13

Volumes: Market Activity

Volume Averages

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Rel. volume

0.70

Price X volume

882.79K

Peers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
RBB BancorpRBBBanks - Regional - US22.63402.92M0.09%12.5361.91%
Greene County Bancorp IncGCBCSavings & Cooperative Banks23.48399.79M-0.30%20.6197.72%
PDL Community BancorpPDLBBanks - Regional - US17.6395.00M-0.11%30.23143.13%
Civista Bancshares IncCIVBBanks - Regional - US23.93376.57M-0.33%8.60164.13%
Colony Bankcorp IncCBANBanks - Regional - US20.98369.04M0.19%12.34101.23%
Territorial Bancorp IncTBNKSavings & Cooperative Banks46.05366.91Mn/a126.27%
Citizens & Northern CorporationCZNCBanks - Regional - US23.59363.11M-0.21%13.4292.00%
Waterstone Financial IncWSBFSavings & Cooperative Banks18.56361.13M0.00%23.52197.29%
Parke Bancorp IncPKBKBanks - Regional - US29.6354.53M-0.27%9.0874.52%
MVB Financial CorpMVBFBanks - Regional - US26.32340.26M0.11%13.1230.10%
  • 1

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Marketcap
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ACCO Brands CorporationACCOBuilding Products & Equipment3.14300.81M5.72%n/a174.23%
CPI Card Group IncPMTSBuilding Products & Equipment17.38193.92M-2.85%15.61-621.78%
Cosmos Group Holdings IncCOSGMedia - Diversified0.07160.51M25.00%n/a-91.95%
Kewaunee Scientific CorporationKEQUBuilding Products & Equipment34.4198.82M-0.81%5.1619.82%
Virco Mfg. CorporationVIRCBuilding Products & Equipment6.0698.71M3.59%9.0939.79%
Reading International IncRDIBMedia - Diversified9.9578.05M-0.40%n/a4054.78%
ILAGILAGBuilding Products & Equipment3.665.02M1.12%n/a5.48%
Reading International IncRDIMedia - Diversified1.1231.62M4.19%n/a4054.78%
Antelope Enterprise Holdings LimitedAEHLBuilding Products & Equipment0.9113.30M3.42%0.0316.03%
  • 1

Industry Comparison

ParameterCompanyIndustryIndicator
Enterprise to EBITDA--25.13-
Ent. to Revenue7.3273.69Cheaper
PE Ratio18.0318.44Par
Price to Book1.193,795.44Cheaper
Dividend Yield3.153.11Par
Std. Deviation (3M)36.1432.77Par
Debt to Equity1.020.66Expensive
Debt to Assets0.100.08Expensive
Market Cap366.62M2.81BEmerging
  • 1

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