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First Business Financial Services Inc

FBIZ | US

43.36

USD

-1.60

-3.56%

FBIZ | US

About First Business Financial Services Inc

Sector

Financial Services

Industry

Banks - Regional - US

Earnings date

30/06/2024

As of date

21/10/2024

Close

43.36

Open

44.00

High

44.17

Low

43.19

First Business Financial Services Inc. operates as the bank holding company for First Business Bank that provides commercial banking products and services for small and medium-sized businesses business owners executives professionals and high net worth individuals. It offers deposit products such as non-interest-bearing transaction accounts interest-bearing transaction accounts money market accounts time deposits and certificates of deposit. The company also provides loan products including commercial real estate loans commercial and industrial loans small business administration loans and direct financing leases as well as consumer and other loans comprising home equity first and second mortgage and other personal loans for professional and executive clients. It offers commercial lending asset-based lending equipment financing accounts receivable financing vendor financing floorplan financing treasury management services and company retirement plans; trust and estate administration financial planning investment management and private banking services; and investment portfolio administrative asset-liability management and asset-liability management process validation services for other financial institutions. The company was founded in 1909 and is headquartered in Madison Wisconsin.

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FBIZ | US

Risk
31.2
Sharpe
1.21
Luna's Score
58/100
Recommendation
Hold

Luna says (FBIZ | US)

What's Working

Good Dividend Yield (2% <= Dividend Yield <= 8%)

Value Stock (Price to Book < 3)

Strong Operating Margin (> 25%)

Strong Revenue Growth (> 10%)

Strong Sharpe Ratio (> 1.2)

What's not Working

Negative Momentum (Declining Price)

Price Below SMA10D

High Short-term Volatility

Smallcap (300M - 2B USD)

High Market Beta (> 0.8)

Volatility Signals

Bearish: Increased Volatility (6-month > 1-month volatility)

Risk Meter

10 days

32.4%

1 month

31.2%

3 months

32.2%

6 months

31.6%

Returns

Fundamental Ratios

PE

9.84

Fwd. PE

8.73

Price to book

1.27

Debt to equity

-

Debt to assets

-

Ent. to EBITDA

-

Ent. to rev.

4.88

PEG

1.89

Other Fundamentals

EBITDA

-

MarketCap

359.65M

MarketCap(USD)

359.65M

Div. yield

2.22

Op. margin

35.82

Erngs. growth

25.50

Rev. growth

10.20

Ret. on equity

13.51

Short ratio

1.46

Short perc.

0.37

Market Sentiment (SMA and Price signals)

Short-term: Bearish (SMA10D < SMA1M)

Intermediate-term: Bullish (SMA1M > SMA3M)

Long-term: Bullish (SMA6M > SMA12M)

SMAs: Stock Price Trends

Range10D

4.41

Range1M

4.63

Range3M

7.58

Volumes: Market Activity

Rel. volume

0.73

Price X volume

623.13K

Peers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
Enterprise Bancorp IncEBTCSavings & Cooperative Banks31.8395.09M-3.26%11.3742.77%
Financial Institutions IncFISIBanks - Regional - US25.18389.60M-3.93%8.1777.04%
Unity Bancorp IncUNTYBanks - Regional - US38.02379.44M-3.01%10.05104.28%
Farmers & Merchants Bancorp IncFMAOBanks - Regional - US27.39374.69M-2.63%18.03101.68%
Northrim BanCorp IncNRIMBanks - Regional - US68.06374.46M-4.64%12.3725.30%
First BankFRBABanks - Regional - US14.87374.44M-3.38%13.1557.80%
Guaranty Bancshares IncGNTYBanks - Regional - US32.53370.99M-6.36%15.2440.95%
Home Bancorp IncHBCPSavings & Cooperative Banks45.59367.88M1.54%9.8774.07%
Mistras Group IncMGSecurity & Protection Services11.7362.44M-4.10%n/a117.33%
ACNB CorporationACNBBanks - Regional - US42.24360.97M-4.22%12.05105.96%
  • 1

Diversifiers

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Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
Lincoln Educational Services CorporationLINCBuilding Products & Equipment12.37389.34M-4.11%51.6088.92%
AMC Networks IncAMCXMedia - Diversified7.66337.79M-6.81%6.32236.34%
CPI Card Group IncPMTSBuilding Products & Equipment23.4261.09M-1.39%15.61-621.78%
AHGAHGMedical Distribution1238.18M5.98%n/a1.45%
Virco Mfg. CorporationVIRCBuilding Products & Equipment14.53236.68M-1.96%9.0939.79%
Kewaunee Scientific CorporationKEQUBuilding Products & Equipment32.8794.40M1.83%5.1619.82%
Reading International IncRDIBMedia - Diversified6.7552.95M-7.02%n/a4054.78%
Reading International IncRDIMedia - Diversified1.645.17M-1.84%n/a4054.78%
ILAGILAGBuilding Products & Equipment118.06M-2.91%n/a5.48%
Antelope Enterprise Holdings LimitedAEHLBuilding Products & Equipment0.52637.69M-2.17%0.0316.03%
  • 1

Industry Comparison

ParameterCompanyIndustryIndicator
Enterprise to EBITDA--25.13-
Ent. to Revenue4.8873.69Cheaper
PE Ratio9.8418.44Cheaper
Price to Book1.273,795.44Cheaper
Dividend Yield2.223.11Poor
Std. Deviation (3M)32.1832.77Par
Debt to Equity-0.66-
Debt to Assets-0.08-
Market Cap359.65M2.81BEmerging
  • 1

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