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Dhanlaxmi Bank Limited

DHANBANK | NSE

37.80

INR

0.77

2.08%

DHANBANK | NSE

About Dhanlaxmi Bank Limited

Sector

Financial Services

Industry

Banks-Regional

Earnings date

30/06/2024

As of date

18/10/2024

Close

37.80

Open

37.00

High

38.30

Low

35.71

Dhanlaxmi Bank Limited provides various banking and financial services in India. It operates through Treasury Operations Corporate/Wholesale Banking Retail Banking and Other Banking Business Operations segments. The company offers deposit products such as savings and current accounts and term deposits; loans including property car commercial personal education and business loans as well as loans against securities; and foreign exchange services comprising foreign currency cash cheque deposits foreign currency demand drafts and remittances. It also provides export and import services; credit products comprising industrial and trade advance import export assistance and agricultural assistance; corporate salary accounts; and cash management services as well as life health and car insurance products. In addition the company offers non-resident Indians (NRI) banking services such as non-residential external accounts non-resident ordinary accounts recurring and term deposits foreign currency non-resident fixed deposits and resident foreign currency accounts as well as money transfer services and NRI property loans; and micro and agricultural banking and financial planning services. Further it provides SME banking services including working capital facilities trade facilities and capacity expansion services; credit debit and gift cards; and investment depository and online banking services as well as locker facilities. The company was incorporated in 1927 and is based in Thrissur India.

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DHANBANK | NSE

Risk
31.6
Sharpe
0.26
Luna's Score
52/100
Recommendation
Hold

Luna says (DHANBANK | NSE)

What's Working

Strength based on increasing price with high volume

Low Market Beta (-0.4 to 0.8)

Low Debt to Equity (< 0.25)

Low Debt to Asset (< 0.2)

Value Stock (Price to Book < 3)

What's not Working

High Short-term Volatility

Microcap (<300M USD)

Weak Operating Margin (< 10%)

Declining Revenue (< 0%)

Weak Sharpe Ratio (< 0.3)

Volatility Signals

Bullish: Stable Volatility (6-month <= 1-month volatility) is positive for the stock performance.

Risk Meter

10 days

36.6%

1 month

31.6%

3 months

34.2%

6 months

31.3%

Returns

Fundamental Ratios

PE

44.47

Fwd. PE

-

Price to book

0.91

Debt to equity

0.15

Debt to assets

0.01

Ent. to EBITDA

-

Ent. to rev.

2.03

PEG

-

Other Fundamentals

EBITDA

-

MarketCap

9.57B

MarketCap(USD)

115.35M

Div. yield

-

Op. margin

-6.29

Erngs. growth

-91.40

Rev. growth

-11.10

Ret. on equity

5.81

Short ratio

-

Short perc.

-

Market Sentiment (SMA and Price signals)

Short-term: Bearish (SMA10D < SMA1M)

Intermediate-term: Bearish (SMA1M < SMA3M)

Long-term: Bullish (SMA6M > SMA12M)

SMAs: Stock Price Trends

Range10D

4.20

Range1M

5.17

Range3M

12.10

Volumes: Market Activity

Rel. volume

1.66

Price X volume

51.38M

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  • 1

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  • 1

Industry Comparison

ParameterCompanyIndustryIndicator
Enterprise to EBITDA---
Ent. to Revenue2.034.86Cheaper
PE Ratio44.4715.86Expensive
Price to Book0.911.68Cheaper
Dividend Yield-1.54-
Std. Deviation (3M)34.2028.13Riskier
Debt to Equity0.150.76Cheaper
Debt to Assets0.010.08Cheaper
Market Cap9.57B1,364.57BEmerging
  • 1

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