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Donegal Group Inc

DGICA | US

14.60

USD

-0.28

-1.88%

DGICA | US

About Donegal Group Inc

Sector

Financial Services

Industry

Insurance-Property & Casualty

Earnings date

30/06/2024

As of date

21/10/2024

Close

14.60

Open

15.01

High

15.01

Low

14.53

Donegal Group Inc. an insurance holding company provides personal and commercial lines of property and casualty insurance to businesses and individuals. It operates through three segments: Investment Function Personal Lines of Insurance and Commercial Lines of Insurance. The company offers private passenger automobile policies that provide protection against liability for bodily injury and property damage arising from automobile accidents as well as protection against loss from damage to automobiles; and homeowners policies which provide coverage for damage to residences and their contents from a range of perils including fire lightning windstorm and theft as well as liability of the insured arising from injury to other persons or their property. It also offers commercial automobile policies that provide protection against liability for bodily injury and property damage arising from automobile accidents and protection against loss from damage to automobiles owned by the insured; commercial multi-peril policies that provide protection to businesses against combining liability and physical damage coverages; and workers' compensation policies which provide benefits to employees for injuries sustained during employment. The company markets its insurance products primarily to Mid-Atlantic Midwestern New England Southern and Southwestern regions through approximately 2300 independent insurance agencies. Donegal Group Inc. was founded in 1889 and is headquartered in Marietta Pennsylvania. Donegal Group Inc. operates as a subsidiary of Donegal Mutual Insurance Company.

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DGICA | US

Risk
23.2
Sharpe
-0.06
Luna's Score
57/100
Recommendation
Hold

Luna says (DGICA | US)

What's Working

Low 6-Month Volatility (<30%)

Good Dividend Yield (2% <= Dividend Yield <= 8%)

Low Market Beta (-0.4 to 0.8)

Low Debt to Equity (< 0.25)

Low Debt to Asset (< 0.2)

Value Stock (Price to Book < 3)

What's not Working

Price Below SMA10D

Smallcap (300M - 2B USD)

Weak P/E, and PEG ratio indicator

Weak Operating Margin (< 10%)

Weak Sharpe Ratio (< 0.3)

Volatility Signals

Bearish: Increased Volatility (6-month > 1-month volatility)

Risk Meter

10 days

19.5%

1 month

23.2%

3 months

27.3%

6 months

25.8%

Returns

Fundamental Ratios

PE

64.70

Fwd. PE

15.85

Price to book

1.04

Debt to equity

0.07

Debt to assets

0.02

Ent. to EBITDA

-

Ent. to rev.

0.51

PEG

3.06

Other Fundamentals

EBITDA

13.43M

MarketCap

479.93M

MarketCap(USD)

479.93M

Div. yield

4.58

Op. margin

2.09

Erngs. growth

105.70

Rev. growth

7.70

Ret. on equity

1.51

Short ratio

3.87

Short perc.

1.56

Market Sentiment (SMA and Price signals)

Short-term: Bearish (SMA10D < SMA1M)

Intermediate-term: Bearish (SMA1M < SMA3M)

Long-term: Bullish (SMA6M > SMA12M)

SMAs: Stock Price Trends

Range10D

1.08

Range1M

1.08

Range3M

2.10

Volumes: Market Activity

Rel. volume

0.92

Price X volume

535.75K

Peers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
United Fire Group IncUFCSInsurance-Property & Casualty20.52519.90M-0.68%14.2516.10%
Global Indemnity LimitedGBLIInsurance-Property & Casualty34464.59M-0.58%13.461.72%
NI Holdings IncNODKInsurance-Property & Casualty15.33316.54M-2.04%n/a0.85%
Heritage Insurance Holdings IncHRTGInsurance-Property & Casualty10.17312.06M0.59%5.1657.79%
James River Group Holdings LtdJRVRInsurance-Property & Casualty6.94262.54M-3.21%3.8344.39%
Kingsway Financial Services IncKFSInsurance-Property & Casualty9.35260.03M0.97%n/a235.88%
MBIA IncMBIInsurance-Property & Casualty3.84195.95M-2.29%n/a-166.65%
Conifer Holdings IncCNFRInsurance-Property & Casualty1.0512.83M-1.87%n/a-2131.50%
Selective Insurance Group IncSIGIPInsurance-Property & Casualty19.830-1.34%3.5817.41%
  • 1

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Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
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HOUSHOUSReal Estate Services4.29477.36M-7.94%n/a201.36%
Kimball Electronics IncKEElectronic Components18.04447.14M-2.22%22.7854.55%
The RMR Group IncRMRReal Estate Services24.87415.95M-1.70%16.6414.14%
OUSTOUSTElectronic Components8.25398.72M2.23%n/a39.55%
RE/MAX Holdings IncRMAXReal Estate Services12377.00M-3.07%n/a114.28%
Methode Electronics IncMEIElectronic Components10.45368.31M-4.83%n/a43.36%
Allient Inc.ALNTElectronic Components18.18306.23M-4.01%16.3397.78%
Babcock & Wilcox Enterprises IncBWElectronic Components2.7248.93M5.06%n/a-267.72%
Rigetti Computing Inc. Common StockRGTIComputer Hardware1.28244.79M15.32%n/a19.72%
  • 1

Industry Comparison

ParameterCompanyIndustryIndicator
Enterprise to EBITDA-13.50-
Ent. to Revenue0.518.10Cheaper
PE Ratio64.7020.51Expensive
Price to Book1.043.13Cheaper
Dividend Yield4.582.02Leader
Std. Deviation (3M)27.3334.69Lower Risk
Debt to Equity0.07-0.41Expensive
Debt to Assets0.020.14Cheaper
Market Cap479.93M16.13BEmerging
  • 1

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