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Customers Bancorp Inc

CUBI | US

75.61

USD

-0.37

-0.49%

CUBI | US
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About Customers Bancorp Inc

Sector

Financial Services

Industry

Banks - Regional - US

Earnings date

30/06/2024

As of date

16/04/2026

Close

75.61

Open

75.79

High

76.37

Low

75.31

Customers Bancorp Inc. operates as the bank holding company for Customers Bank that provides financial products and services to individual consumers and small and middle market businesses. The company provides deposit banking products which includes commercial and consumer checking non-interest-bearing and interest-bearing demand MMDA savings and time deposit accounts. Its lending business offers commercial and industrial commercial real estate and multifamily and residential mortgage loans; SBA lending and financing; specialty lending includes fund finance real estate specialty finance technology and venture healthcare and financial institutions group finance; commercial loans to mortgage companies and commercial equipment financing; and fund finance which includes secured and variable rate financing private equity funds and cash management services. In addition the company provides digital banking including Banking-as-a-Service to fintech companies payments and treasury services to businesses and consumer loans through fintech companies and the TassatPay an blockchain-based instant B2B payments platform which offers instant payments including over-the-counter desks exchanges liquidity providers market makers funds and other B2B verticals. Further it offers mobile phone and internet banking wire transfers electronic bill payment lock box remote deposit capture courier merchant processing cash vault controlled disbursements positive pay and cash management services such as account reconciliation collections and sweep accounts. The company was incorporated in 2010 and is headquartered in West Reading Pennsylvania.

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CUBI | US

Risk
22.3
Sharpe
1.92
Luna's Score
69/100
Recommendation
Buy

Luna says (CUBI | US)

What's Working

Positive Momentum

Low Debt to Asset (< 0.2)

Value Stock (Price to Book < 3)

Strong Operating Margin (> 25%)

Strong Revenue Growth (> 10%)

Strong Sharpe Ratio (> 1.2)

What's not Working

Midcap (2B - 10B USD)

High Market Beta (> 0.8)

High Debt to Equity (> 0.75)

Volatility Signals

Bearish: Increased Volatility (6-month > 1-month volatility)

Risk Meter

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10 days

21.1%

1 month

22.3%

3 months

37.7%

6 months

36.3%

Returns

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Fundamental Ratios

PE

6.28

Fwd. PE

-

Price to book

0.92

Debt to equity

0.77

Debt to assets

0.06

Ent. to EBITDA

-

Ent. to rev.

3.80

PEG

-

Other Fundamentals

EBITDA

-

MarketCap

2.40B

MarketCap(USD)

2.40B

Div. yield

-

Op. margin

48.38

Erngs. growth

19.40

Rev. growth

14.50

Ret. on equity

16.02

Short ratio

7.83

Short perc.

11.17

Market Sentiment (SMA and Price signals)

Short-term: Bullish (SMA10D > SMA1M)

Intermediate-term: Bearish (SMA1M < SMA3M)

Long-term: Bullish (SMA6M > SMA12M)

SMAs: Stock Price Trends

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Range10D

7.58

Range1M

12.29

Range3M

18.81

Volumes: Market Activity

Volume Averages

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Rel. volume

0.63

Price X volume

13.36M

Peers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
TowneBankTOWNBanks - Regional - US35.342.61B-0.17%17.2716.82%
Simmons First National CorporationSFNCBanks - Regional - US20.462.57B-0.44%19.5653.14%
Renasant CorporationRNSTBanks - Regional - US39.412.55B-0.13%12.9028.09%
FB Financial CorporationFBKBanks - Regional - US53.252.48B-1.77%21.3828.18%
Verra Mobility CorporationVRRMSecurity & Protection Services14.842.44B-0.93%46.76243.84%
Hilltop Holdings IncHTHBanks - Regional - US36.942.40B-0.43%18.3363.73%
First BancorpFBNCBanks - Regional - US57.932.39B-0.60%15.827.61%
First Merchants CorporationFRMEBanks - Regional - US40.092.35B-1.06%12.4553.06%
Patrick Industries IncPATKFurnishings Fixtures & Appliances102.92.31B3.67%20.81137.81%
Banner CorporationBANRBanks - Regional - US63.092.17B-0.41%13.962.36%
  • 1

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IMAX CorporationIMAXMedia - Diversified37.11.95B0.11%54.26110.44%
HNI CorporationHNIBuilding Products & Equipment35.741.68B-0.47%22.1276.47%
ARLO TECHNOLOGIES INCARLOBuilding Products & Equipment14.821.48B2.14%n/a19.46%
Lincoln Educational Services CorporationLINCBuilding Products & Equipment41.321.30B2.97%51.6088.92%
Janus International Group Inc.JBIBuilding Products & Equipment5.24761.49M-1.87%11.62116.21%
HUYA IncHUYAMedia - Diversified3.2724.39M-1.54%n/a0.00%
Latham Group Inc.SWIMBuilding Products & Equipment6.03696.93M0.00%65.1877.00%
The Marcus CorporationMCSMedia - Diversified18.7601.65M-1.73%n/a83.32%
AMC Entertainment Holdings IncAMCMedia - Diversified1.61581.78M-3.59%n/a-511.14%
  • 1

Industry Comparison

ParameterCompanyIndustryIndicator
Enterprise to EBITDA--25.13-
Ent. to Revenue3.8073.69Cheaper
PE Ratio6.2818.44Cheaper
Price to Book0.923,795.44Cheaper
Dividend Yield-3.11-
Std. Deviation (3M)37.7232.77Par
Debt to Equity0.770.66Par
Debt to Assets0.060.08Par
Market Cap2.40B2.81BPar
  • 1

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