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City Union Bank Limited

CUB | NSE

265.75

INR

7.93

3.08%

CUB | NSE
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About City Union Bank Limited

Sector

Financial Services

Industry

Banks-Regional

Earnings date

31/03/2024

As of date

20/04/2026

Close

265.75

Open

261.40

High

275.00

Low

256.76

City Union Bank Limited provides various banking products and services to personal and corporate clients in India. The company operates through four segments: Treasury Corporate Retail Banking and Other Banking Operations. It offers savings current and salary accounts; fixed flexi fix recurring and tax saver deposits; and NRI banking products and services. The company also provides consumer two and four-wheeler home educational personal and agricultural gold working capital easy business foreign currency agricultural term and small road transport operator loans; cash credits bank guarantees letters of credit and bills finance as well as gold based overdrafts facilities; and international business services including export import remittance correspondent banking and treasury risk management services. In addition it offers locker facilities automated teller machines (ATMs) cash deposit machines/bulk note acceptors and point of sales services as well as demat and insurance products and services; and debit/prepaid and credit cards. Further the company provides cash management payment to government national electronic fund transfer immediate payment real time gross settlement national automatic clearing house and other tech services. It operates through a network of branches; ATMs including bulk note recycler machines; passbook kiosks; and cheque deposit kiosks. The company was formerly known as The Kumbakonam City Union Bank Limited and changed its name to City Union Bank Limited in November 1987. City Union Bank Limited was incorporated in 1904 and is based in Kumbakonam India.

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CUB | NSE

Risk
47.8
Sharpe
1.63
Luna's Score
82/100
Recommendation
Buy

Luna says (CUB | NSE)

What's Working

Positive Momentum

Strength based on increasing price with high volume

High Current Volume and Positive 1-Day Return

Low Market Beta (-0.4 to 0.8)

Low Debt to Asset (< 0.2)

Value Stock (Price to Book < 3)

Strong Operating Margin (> 25%)

Strong Revenue Growth (> 10%)

Strong Sharpe Ratio (> 1.2)

What's not Working

Midcap (2B - 10B USD)

Volatility Signals

Bullish: Stable Volatility (6-month <= 1-month volatility) is positive for the stock performance.

Risk Meter

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10 days

36.3%

1 month

47.8%

3 months

45.3%

6 months

43.8%

Returns

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Fundamental Ratios

PE

10.94

Fwd. PE

15.63

Price to book

1.35

Debt to equity

0.56

Debt to assets

0.07

Ent. to EBITDA

-

Ent. to rev.

5.25

PEG

-

Other Fundamentals

EBITDA

-

MarketCap

196.83B

MarketCap(USD)

2.11B

Div. yield

0.65

Op. margin

47.90

Erngs. growth

16.10

Rev. growth

24.20

Ret. on equity

12.66

Short ratio

-

Short perc.

-

Market Sentiment (SMA and Price signals)

Short-term: Bullish (SMA10D > SMA1M)

Intermediate-term: Bearish (SMA1M < SMA3M)

Long-term: Bullish (SMA6M > SMA12M)

SMAs: Stock Price Trends

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Range10D

37.02

Range1M

45.04

Range3M

97.65

Volumes: Market Activity

Volume Averages

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Rel. volume

2.42

Price X volume

2.24B

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  • 1

Industry Comparison

ParameterCompanyIndustryIndicator
Enterprise to EBITDA---
Ent. to Revenue5.254.86Par
PE Ratio10.9415.86Cheaper
Price to Book1.351.68Par
Dividend Yield0.651.54Poor
Std. Deviation (3M)45.3128.13Riskier
Debt to Equity0.560.76Cheaper
Debt to Assets0.070.08Par
Market Cap196.83B1,364.57BEmerging
  • 1

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