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City Union Bank Limited

CUB | NSE

154.45

INR

1.13

0.74%

CUB | NSE

About City Union Bank Limited

Sector

Financial Services

Industry

Banks-Regional

Earnings date

31/03/2024

As of date

18/10/2024

Close

154.45

Open

152.56

High

155.04

Low

151.23

City Union Bank Limited provides various banking products and services to personal and corporate clients in India. The company operates through four segments: Treasury Corporate Retail Banking and Other Banking Operations. It offers savings current and salary accounts; fixed flexi fix recurring and tax saver deposits; and NRI banking products and services. The company also provides consumer two and four-wheeler home educational personal and agricultural gold working capital easy business foreign currency agricultural term and small road transport operator loans; cash credits bank guarantees letters of credit and bills finance as well as gold based overdrafts facilities; and international business services including export import remittance correspondent banking and treasury risk management services. In addition it offers locker facilities automated teller machines (ATMs) cash deposit machines/bulk note acceptors and point of sales services as well as demat and insurance products and services; and debit/prepaid and credit cards. Further the company provides cash management payment to government national electronic fund transfer immediate payment real time gross settlement national automatic clearing house and other tech services. It operates through a network of branches; ATMs including bulk note recycler machines; passbook kiosks; and cheque deposit kiosks. The company was formerly known as The Kumbakonam City Union Bank Limited and changed its name to City Union Bank Limited in November 1987. City Union Bank Limited was incorporated in 1904 and is based in Kumbakonam India.

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CUB | NSE

Risk
19.5
Sharpe
0.51
Luna's Score
63/100
Recommendation
Hold

Luna says (CUB | NSE)

What's Working

Low Market Beta (-0.4 to 0.8)

Low Debt to Asset (< 0.2)

Value Stock (Price to Book < 3)

Strong Operating Margin (> 25%)

Strong Revenue Growth (> 10%)

What's not Working

Price Below SMA10D

Smallcap (300M - 2B USD)

Volatility Signals

Bearish: Increased Volatility (6-month > 1-month volatility)

Risk Meter

10 days

24.9%

1 month

19.5%

3 months

25.6%

6 months

31.1%

Returns

Fundamental Ratios

PE

10.94

Fwd. PE

15.63

Price to book

1.35

Debt to equity

0.56

Debt to assets

0.07

Ent. to EBITDA

-

Ent. to rev.

5.25

PEG

-

Other Fundamentals

EBITDA

-

MarketCap

114.40B

MarketCap(USD)

1.38B

Div. yield

0.65

Op. margin

47.90

Erngs. growth

16.10

Rev. growth

24.20

Ret. on equity

12.66

Short ratio

-

Short perc.

-

Market Sentiment (SMA and Price signals)

Short-term: Bearish (SMA10D < SMA1M)

Intermediate-term: Bearish (SMA1M < SMA3M)

Long-term: Bullish (SMA6M > SMA12M)

SMAs: Stock Price Trends

Range10D

10.63

Range1M

19.63

Range3M

25.59

Volumes: Market Activity

Rel. volume

0.83

Price X volume

258.45M

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  • 1

Industry Comparison

ParameterCompanyIndustryIndicator
Enterprise to EBITDA---
Ent. to Revenue5.254.86Par
PE Ratio10.9415.86Cheaper
Price to Book1.351.68Par
Dividend Yield0.651.54Poor
Std. Deviation (3M)25.5528.13Par
Debt to Equity0.560.76Cheaper
Debt to Assets0.070.08Par
Market Cap114.40B1,364.57BEmerging
  • 1

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