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Carver Bancorp Inc

CARV | US

1.67

USD

0.02

1.22%

CARV | US

About Carver Bancorp Inc

Sector

Financial Services

Industry

Savings & Cooperative Banks

Earnings date

30/06/2024

As of date

21/10/2024

Close

1.67

Open

1.64

High

1.74

Low

1.64

Carver Bancorp Inc. operates as the holding company for Carver Federal Savings Bank that provides consumer and commercial banking services for consumers businesses non-profit organizations and governmental and quasi-governmental agencies primarily in New York. It accepts various deposit products including demand savings and time deposits; passbook and statement accounts and certificates of deposit; and individual retirement accounts. The company also provides lending products such as one-to-four family residential multifamily real estate and commercial real estate lending; and construction business and small business administration and consumer and other loans. In addition it offers other consumer and commercial banking products and services including debit cards online account opening and banking online bill pay and telephone banking as well as check cashing wire transfer bill payment reloadable prepaid card and money order services. Carver Bancorp Inc. was founded in 1948 and is headquartered in New York New York.

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CARV | US

Risk
88.7
Sharpe
-0.14
Luna's Score
36/100
Recommendation
Sell

Luna says (CARV | US)

What's Working

Strength based on increasing price with high volume

Low Debt to Asset (< 0.2)

Value Stock (Price to Book < 3)

What's not Working

Price Below SMA10D

High Short-term Volatility

High 6-Month Volatility (>65%)

Microcap (<300M USD)

High Market Beta (> 0.8)

High Debt to Equity (> 0.75)

Weak Operating Margin (< 10%)

Declining Revenue (< 0%)

Weak Sharpe Ratio (< 0.3)

Volatility Signals

Bullish: Stable Volatility (6-month <= 1-month volatility) is positive for the stock performance.

Risk Meter

10 days

118.5%

1 month

88.7%

3 months

67.6%

6 months

79.6%

Returns

Fundamental Ratios

PE

-

Fwd. PE

-

Price to book

0.46

Debt to equity

1.46

Debt to assets

0.08

Ent. to EBITDA

-

Ent. to rev.

3.03

PEG

-

Other Fundamentals

EBITDA

-

MarketCap

8.53M

MarketCap(USD)

8.53M

Div. yield

-

Op. margin

-34.33

Erngs. growth

-

Rev. growth

-4.80

Ret. on equity

-9.15

Short ratio

0.68

Short perc.

0.25

Market Sentiment (SMA and Price signals)

Short-term: Bearish (SMA10D < SMA1M)

Intermediate-term: Bearish (SMA1M < SMA3M)

Long-term: Bullish (SMA6M > SMA12M)

SMAs: Stock Price Trends

Range10D

0.46

Range1M

0.63

Range3M

0.75

Volumes: Market Activity

Rel. volume

1.03

Price X volume

47.41K

Peers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
Patriot National Bancorp IncPNBKBanks - Regional - US1.64016.52M7.90%n/a461.39%
SVB Financial GroupSIVBQBanks-Regional0.008541.94K14.29%0.00120.89%
Fifth Third BancorpFITBPBanks - Regional - US25.02500.02%7.18106.44%
Community Savings Bancorp IncCCSBBanks - Regional - US20.4600.07%n/a
MSBIPMSBIPBanks-Regional25.110-0.28%n/a96.67%
MainStreet Bancshares IncMNSBPBanks-Regional23.979300.00%9.1135.41%
Common StockMBNKPBanks-Regional25.250-0.59%n/a7.57%
Merchants Bancorp Depositary Shares Preferred Series CMBINNBanks-Regional23.150-1.70%5.3261.88%
MBINMMBINMBanks-Regional26.130-0.11%n/a61.88%
KEY-PLKEY-PLBanks-Regional24.840-0.24%n/a150.08%
  • 1

Diversifiers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
Marpai Inc. Class A Common StockMRAIHealthcare Plans0.567.75M1.80%n/a-15.38%
Cosmos Group Holdings IncCOSGMedia - Diversified0.0001229.30K0.00%n/a-91.95%
  • 1

Industry Comparison

ParameterCompanyIndustryIndicator
Enterprise to EBITDA---
Ent. to Revenue3.039.60Cheaper
PE Ratio-20.95-
Price to Book0.460.99Cheaper
Dividend Yield-2.87-
Std. Deviation (3M)67.5637.27Riskier
Debt to Equity1.461.39Par
Debt to Assets0.080.12Cheaper
Market Cap8.53M1.16BEmerging
  • 1

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